Addiko Bank AG Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	44	45.4	41.1	25.7	13.6
Depreciation & Amortization	10.8	10.6	10.2	10.8	11.6
Other Amortization	7.4	6.6	7.3	6.9	6.6
Gain (Loss) on Sale of Assets	-2.3	-3	-1	-2.2	-2
Gain (Loss) on Sale of Investments	-	-0.6	2.7	2.7	-2.7
Total Asset Writedown	0.2	0.2	0.7	0.3	0.9
Provision for Credit Losses	-13.4	-12.7	-10.9	-9.5	-8.5
Change in Trading Asset Securities	5.2	16.7	-8.1	9.1	1.4
Change in Other Net Operating Assets	-203.8	227.8	28.4	123	184.4
Other Operating Activities	59.8	72.5	104.2	44.6	53.3
Operating Cash Flow	-92.1	363.5	174.6	211.4	258.6
Operating Cash Flow Growth	-	108.19%	-17.41%	-18.25%	-6.88%
Capital Expenditures	-14.9	-12.6	-9.9	-7.9	-11
Sale of Property, Plant and Equipment	4.2	3.7	4.2	7.1	8.3
Investment in Securities	-85	-324.8	-265.9	-182.1	-
Other Investing Activities	-	-0.1	-0.1	-	-
Investing Cash Flow	-95.7	-333.8	-271.7	-182.9	-2.7
Long-Term Debt Repaid	-6	-7.5	-6.1	-6.2	-5.9
Net Debt Issued (Repaid)	-6	-7.5	-6.1	-6.2	-5.9
Repurchase of Common Stock	-	-1.2	-2	-0.6	-
Common Dividends Paid	-	-24.3	-23.6	-	-46.6
Other Financing Activities	-	-	0.1	0.1	-
Financing Cash Flow	-6	-33	-31.6	-6.7	-52.5
Foreign Exchange Rate Adjustments	-0.5	0.3	0.3	-0.6	1.8
Net Cash Flow	-194.3	-3	-128.4	21.1	205.1
Free Cash Flow	-107	350.9	164.7	203.5	247.6
Free Cash Flow Growth	-	113.05%	-19.07%	-17.81%	-6.39%
Free Cash Flow Margin	-38.59%	126.59%	59.54%	88.75%	111.38%
Free Cash Flow Per Share	-5.55	18.19	8.48	10.45	12.70
Cash Interest Paid	64.8	60.6	41.4	24.8	24.4
Cash Income Tax Paid	11.3	11.5	4.4	-3	0.4

Source: S&P Global Market Intelligence. Banks template. Financial Sources.