Addiko Bank AG Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	44	45.4	41.1	25.7	13.6
Depreciation & Amortization	18.4	17.4	17.3	18	19.1
Provision for Credit Losses	35.2	36.2	13.3	15.4	13.3
Other Adjustments	-212.1	-216.5	-187.5	-151.7	-142.2
Changes in Trading Assets	5.2	16.7	-8.1	9.1	1.4
Changes in Trading Liabilities	-2.6	-0.8	1	0.8	-2.6
Changes in Accounts Payable	-28.1	220	56.4	210.5	-32
Changes in Accrued Expenses	-29.5	-23	-11.1	-14	-16.7
Changes in Other Operating Activities	77.4	268.1	252.9	97.5	404.6
Operating Cash Flow	-92.1	363.5	174.6	211.4	258.6
Operating Cash Flow Growth	-	108.19%	-17.41%	-18.25%	-6.88%
Net Change in Securities and Investments	-85	-324.8	-265.9	-182.1	-
Proceeds from Business Divestments	-	-	-	-	1.7
Capital Expenditures	-14.9	-12.6	-9.9	-7.9	-11
Sale of Property, Plant & Equipment	4.2	3.7	4.2	7.1	6.6
Investing Cash Flow	-95.7	-333.8	-271.7	-182.9	-2.7
Repurchase of Common Stock	0	-1.2	-2	-0.6	0
Net Common Stock Issued (Repurchased)	0	-1.2	-2	-0.6	0
Common Dividends Paid	0	-24.3	-23.6	0	-46.6
Other Financing Activities	-6	-7.5	-6.1	-6.2	-5.9
Financing Cash Flow	-6	-33	-31.6	-6.7	-52.5
Effect of Exchange Rate Changes on Cash and Cash Equivalents	-0.5	0.3	0.3	-0.6	1.8
Net Cash Flow	-193.8	-3.3	-128.7	21.7	203.3
Free Cash Flow	-107	350.9	164.7	203.5	247.6
Free Cash Flow Growth	-	113.05%	-19.07%	-17.81%	-6.39%
FCF Margin	-39.63%	130.59%	60.84%	89.92%	116.35%
Free Cash Flow Per Share	-5.55	18.19	8.48	10.45	12.70