BAWAG Group AG (VIE:BG)
Austria · Delayed Price · Currency is EUR 175.20
+0.30 (0.17%)
Jul 31, 2026, 5:35 PM CET
BAWAG Group AG Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 2,293 | 1,984 | 1,541 | 1,401 | 905.8 | 1,091 |
Revenue Growth | 19.41% | 28.73% | 10.01% | 54.63% | -16.95% | 21.83% |
Net Income Net Income Growth | 938 | 859.9 | 760 | 682.5 | 318.3 | 479.9 |
Earnings Per Share EPS Growth | 11.96 | 10.28 | 9.32 | 8.02 | 3.36 | 5.11 |
EPS Growth | 17.60% | 10.30% | 16.21% | 138.69% | -34.25% | 68.65% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail & SME Retail & SME Growth | 1,740 | 1,666 | 1,144 | 1,056 | 950.9 | 857 |
Corporates, Real Estate & Public Sector Corporates, Real Estate & Public Sector Growth | 290.8 | 277.3 | 330.8 | 312.8 | 277.4 | 283.4 |
Treasury Treasury Growth | 27.1 | 41.8 | 67.3 | 54.1 | 72.8 | 75.3 |
Corporate Center Corporate Center Growth | -8.5 | 3.6 | 3.7 | 8.9 | -353.4 | -82.2 |
Unallocated Regulatory Charges Unallocated Regulatory Charges Growth | - | -31.3 | -9.5 | -34.1 | -44.6 | -46.7 |
Total Total Growth | 2,018 | 1,957 | 1,537 | 1,398 | 903.1 | 1,087 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 14,093 | 14,093 | 17,604 | 12,786 | 520 | 1,894 |
Total Debt Total Debt Growth | 17,528 | 17,528 | 17,174 | 13,594 | 10,037 | 7,157 |
Net Cash (Debt) Net Cash Growth | -17,528 | -17,528 | -17,174 | -13,594 | -10,037 | -7,157 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -221.48 | -221.48 | -217.00 | -165.54 | -114.71 | -80.35 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -3,276 | -3,276 | 1,244 | 1,302 | -349 | 312 |
Capital Expenditures CapEx Growth | -96 | -96 | -51 | -32 | -57 | -42 |
Free Cash Flow Free Cash Flow Growth | -3,372 | -3,372 | 1,193 | 1,270 | -406 | 270 |
Free Cash Flow Growth | - | - | -6.06% | - | - | -81.26% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 54.54% | 58.34% | 64.25% | 64.99% | 47.12% | 55.05% |
Profit Margin | 40.91% | 43.45% | 49.33% | 48.73% | 35.17% | 44.01% |
FCF Margin | 0.00% | -170.00% | 77.43% | 90.68% | -44.82% | 24.76% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 6.250 | 6.250 | 5.500 | 5.000 | 3.700 | 3.000 |
Dividend Per Share Growth | 13.64% | 13.64% | 10.00% | 35.13% | 23.33% | -41.97% |
Dividend Yield | 3.57% | 4.30% | 6.17% | 7.77% | 6.15% | 9.56% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 15.33 | 12.55 | 8.71 | 5.98 | 14.82 | 10.61 |
Forward PE | 12.90 | 10.75 | 8.16 | 5.79 | 7.42 | 10.37 |
P/FCF Ratio | - | - | 5.34 | 2.97 | - | 17.84 |
PS Ratio | 6.50 | 5.01 | 4.14 | 2.69 | 4.52 | 4.42 |