BAWAG Group AG (VIE:BG)
150.90
-3.80 (-2.46%)
Apr 22, 2026, 5:35 PM CET
BAWAG Group AG Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | - | 3,356 | 3,097 | 2,565 | 1,309 | 1,128 |
Interest Income on Investments | - | 4.1 | 3.8 | 2.4 | 16 | 17.7 |
Total Interest Income | - | 3,360 | 3,101 | 2,568 | 1,325 | 1,146 |
Interest Paid on Deposits | - | 1,524 | 1,789 | 1,315 | 304.3 | 207.4 |
Net Interest Income | 1,871 | 1,837 | 1,312 | 1,253 | 1,021 | 938.3 |
Net Interest Income Growth (YoY) | 29.88% | 40.00% | 4.71% | 22.69% | 8.82% | 2.50% |
Gain (Loss) on Sale of Assets | -0.8 | -0.8 | -6.6 | -2.9 | -4.7 | -28 |
Gain (Loss) on Sale of Investments | 11.5 | 11.5 | -23.9 | -16.6 | -13.2 | 11.3 |
Other Non-Interest Income | 410.9 | 399.6 | 314.5 | 260.4 | 281.7 | 177.7 |
Total Non-Interest Income | 421.6 | 410.3 | 284 | 240.9 | 263.8 | 161 |
Non-Interest Income Growth (YoY) | 38.05% | 44.47% | 17.89% | -8.68% | 63.85% | -19.58% |
Revenues Before Loan Losses | 2,293 | 2,247 | 1,596 | 1,494 | 1,285 | 1,099 |
Provision for Loan Losses | 233.5 | 227.5 | 81.8 | 92.7 | 376.3 | 89 |
| 2,059 | 2,019 | 1,514 | 1,401 | 908.6 | 1,010 | |
Revenue Growth (YoY) | 25.95% | 33.38% | 8.07% | 54.19% | -10.07% | 11.88% |
Salaries and Employee Benefits | 18.2 | 18.2 | 4.6 | 7.4 | 6.2 | 1.4 |
Occupancy Expenses | 71.6 | 71.6 | 66.7 | 64.5 | 62.8 | 68.5 |
Selling, General & Administrative | 736.6 | 736.6 | 479.6 | 418.4 | 410 | 420.2 |
Other Non-Interest Expense | -5.6 | - | - | - | - | 0.1 |
Total Non-Interest Expense | 813.7 | 819.8 | 546.6 | 487.8 | 476.3 | 486.4 |
EBT Excluding Unusual Items | 1,245 | 1,200 | 967.4 | 913.2 | 432.3 | 523.9 |
Asset Writedown | -3.2 | -3.2 | -1.1 | -2.9 | -5.5 | -9.3 |
Legal Settlements | -23 | -23 | -20 | - | - | - |
Other Unusual Items | 18.4 | 18.4 | 73.7 | - | - | 116 |
Pretax Income | 1,203 | 1,157 | 989.9 | 910.3 | 426.8 | 600.4 |
Income Tax Expense | 309.7 | 295.2 | 229.9 | 227.8 | 108.2 | 120.4 |
Earnings From Continuing Operations | 893.2 | 861.9 | 760 | 682.5 | 318.6 | 480 |
Minority Interest in Earnings | -2 | -2 | - | - | -0.3 | -0.1 |
Net Income | 891.2 | 859.9 | 760 | 682.5 | 318.3 | 479.9 |
Preferred Dividends & Other Adjustments | 46.2 | 46.2 | 22 | 24 | 24 | 24.5 |
Net Income to Common | 845 | 813.7 | 738 | 658.5 | 294.3 | 455.4 |
Net Income Growth | 12.23% | 13.15% | 11.36% | 114.42% | -33.67% | 68.27% |
Basic Shares Outstanding | 79 | 78 | 79 | 82 | 87 | 89 |
Diluted Shares Outstanding | 79 | 79 | 79 | 82 | 88 | 89 |
Shares Change (YoY) | -0.69% | -0.01% | -3.62% | -6.15% | -1.77% | -0.05% |
EPS (Basic) | 10.74 | 10.45 | 9.40 | 8.05 | 3.37 | 5.13 |
EPS (Diluted) | 10.74 | 10.28 | 9.32 | 8.02 | 3.36 | 5.11 |
EPS Growth | 10.14% | 10.30% | 16.21% | 138.69% | -34.25% | 68.65% |
Dividend Per Share | - | 6.250 | 5.500 | 5.000 | 3.700 | 3.000 |
Dividend Growth | - | 13.64% | 10.00% | 35.13% | 23.33% | -41.97% |
Effective Tax Rate | 25.75% | 25.51% | 23.22% | 25.02% | 25.35% | 20.05% |
Updated Mar 31, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.