BAWAG Group AG Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	13,600	382	494	412	138	110
Investment Securities	4,548	5,558	5,719	7,093	6,492	6,726
Trading Asset Securities	-	-149	429	40	-125	341
Total Investments	4,548	5,409	6,148	7,133	6,367	7,067
Gross Loans	51,017	51,398	46,027	33,907	36,323	35,462
Allowance for Loan Losses	-	-483	-349	-379	-428	-398
Other Adjustments to Gross Loans	-	-166	-182	-195	-132	-101
Net Loans	51,017	50,749	45,496	33,333	35,763	34,963
Property, Plant & Equipment	-	300	254	259	268	290
Goodwill	-	117	119	118	98	96
Other Intangible Assets	-	418	413	415	424	439
Investments in Real Estate	-	232	50	75	84	104
Other Receivables	708	543	916	566	12,715	11,195
Restricted Cash	-	13,711	17,110	12,374	382	1,784
Other Current Assets	-	119	5	538	249	34
Long-Term Deferred Tax Assets	-	108	121	18	18	10
Other Long-Term Assets	1,802	209	215	207	17	233
Total Assets	71,675	72,297	71,341	55,448	56,523	56,325
Accrued Expenses	-	38	40	16	18	23
Interest Bearing Deposits	48,323	28,087	27,925	19,168	22,859	22,963
Non-Interest Bearing Deposits	-	20,092	19,509	15,916	17,778	19,558
Total Deposits	48,323	48,179	47,434	35,084	40,637	42,521
Short-Term Borrowings	-	242	525	664	481	573
Current Portion of Long-Term Debt	-	1,457	1,453	134	-	-
Current Portion of Leases	-	19.8	25.9	26.5	27.9	26.8
Current Income Taxes Payable	-	131	145	190	43	131
Other Current Liabilities	-	-	-	482	-	-
Long-Term Debt	18,906	16,126	15,821	13,591	10,195	7,379
Long-Term Leases	-	142.2	146.1	154.5	164.1	182.2
Pension & Post-Retirement Benefits	-	156	169	150	174	221
Long-Term Deferred Tax Liabilities	-	189	119	119	95	93
Other Long-Term Liabilities	-	772	730	667	697	797
Total Liabilities	67,229	67,452	66,608	51,278	52,532	51,947
Common Stock	4,446	77	79	79	82.2	88.9
Retained Earnings	-	3,143	2,940	2,603	2,419	2,706
Comprehensive Income & Other	-	1,616	1,714	1,488	1,489	1,578
Total Common Equity	4,446	4,836	4,733	4,170	3,991	4,373
Minority Interest	-	9	-	-	-	5
Shareholders' Equity	4,446	4,845	4,733	4,170	3,991	4,378
Total Liabilities & Equity	71,675	72,297	71,341	55,448	56,523	56,325
Total Debt	18,906	17,987	17,971	14,570	10,868	8,161
Net Cash (Debt)	-5,306	-17,754	-17,048	-14,118	-10,855	-7,710
Net Cash Per Share	-67.44	-224.34	-215.40	-171.92	-124.06	-86.55
Filing Date Shares Outstanding	77.43	76.98	78.52	78.51	82.15	88.86
Total Common Shares Outstanding	77.43	76.98	78.52	78.51	82.15	88.86
Book Value Per Share	57.76	62.82	60.27	53.12	48.58	49.21
Tangible Book Value	4,446	4,301	4,201	3,637	3,469	3,838
Tangible Book Value Per Share	57.76	55.87	53.50	46.33	42.23	43.19

Updated Mar 31, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.