BAWAG Group AG (VIE:BG)
Austria · Delayed Price · Currency is EUR 177.30
+2.10 (1.20%)
Aug 3, 2026, 9:04 AM CET
BAWAG Group AG Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 1,902 | 1,837 | 1,312 | 1,253 | 1,021 | 938.3 |
Net Interest Income Growth | 19.31% | 40.00% | 4.71% | 22.69% | 8.82% | 2.50% |
Non-Interest Income | 391.5 | 374.5 | 310.8 | 241 | 261 | 247.3 |
Non-Interest Income Growth | 19.91% | 20.50% | 28.96% | -7.66% | 5.54% | 20.99% |
Revenues Before Loan Losses | 2,293 | 2,211 | 1,623 | 1,494 | 1,282 | 1,186 |
Provision for Credit Losses | - | 227.5 | 81.8 | 93.2 | 376.3 | 95 |
| 2,293 | 1,984 | 1,541 | 1,401 | 905.8 | 1,091 | |
Revenue Growth | 19.41% | 28.73% | 10.01% | 54.63% | -16.95% | 21.83% |
Compensation Expenses | - | 754.8 | 484.2 | 425.8 | 416.2 | 421.6 |
Selling, General & Admin | - | 71.6 | 66.7 | 64.5 | 62.8 | 68.5 |
Other Non-Interest Expenses | 34.1 | - | - | - | - | - |
Total Non-Interest Expense | 825.2 | 826.4 | 550.9 | 490.3 | 479 | 490.1 |
Pretax Income | 1,251 | 1,157 | 989.9 | 910.3 | 426.8 | 600.4 |
Provision for Income Taxes | - | 295.2 | 229.9 | 227.8 | 108.2 | 120.4 |
Net Income | 938 | 861.9 | 760 | 682.5 | 318.6 | 480 |
Minority Interest in Earnings | - | 2 | - | - | 0.3 | 0.1 |
Net Income to Common | 938 | 859.9 | 760 | 682.5 | 318.3 | 479.9 |
Net Income Growth | 13.13% | 13.15% | 11.36% | 114.42% | -33.67% | 68.27% |
Shares Outstanding (Basic) | 78 | 78 | 79 | 82 | 87 | 89 |
Shares Outstanding (Diluted) | 78 | 79 | 79 | 82 | 88 | 89 |
Shares Change | -1.08% | -0.01% | -3.62% | -6.15% | -1.77% | -0.05% |
EPS (Basic) | 11.96 | 10.45 | 9.40 | 8.05 | 3.37 | 5.13 |
EPS (Diluted) | 11.96 | 10.28 | 9.32 | 8.02 | 3.36 | 5.11 |
EPS Growth | 17.60% | 10.30% | 16.21% | 138.69% | -34.25% | 68.65% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | - | -3,372 | 1,193 | 1,270 | -406 | 270 |
Free Cash Flow Growth | - | - | -6.06% | - | - | -81.26% |
Free Cash Flow Per Share | - | -42.61 | 15.07 | 15.47 | -4.64 | 3.03 |
Dividends Per Share | 6.250 | 6.250 | 5.500 | 5.000 | 3.700 | 3.000 |
Dividend Growth | 13.64% | 13.64% | 10.00% | 35.13% | 23.33% | -41.97% |
Profit Margin | 40.91% | 43.45% | 49.33% | 48.73% | 35.17% | 44.01% |
FCF Margin | - | -170.00% | 77.43% | 90.68% | -44.82% | 24.76% |
Effective Tax Rate | - | 25.51% | 23.22% | 25.02% | 25.35% | 20.05% |