BKS Bank AG (VIE:BKS)

BKS Bank AG Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	311.57	354.99	322.3	160.71	144.69	142.31
Interest Income on Investments	59.95	57.68	47.41	25.74	22.22	23.58
Total Interest Income	371.52	412.67	369.7	186.45	166.91	165.89
Interest Paid on Deposits	136.23	171.06	121.06	29.87	27.99	29.42
Net Interest Income	235.28	241.61	248.65	156.59	138.92	136.47
Net Interest Income Growth (YoY)	-4.13%	-2.83%	58.79%	12.72%	1.79%	0.46%
Income From Trading Activities	0.93	0.99	0.34	-1.18	0.79	2.23
Gain (Loss) on Sale of Investments	-0.65	0.33	3.6	-10.03	5.28	3.15
Gain (Loss) on Sale of Equity Investments	71.57	78.91	90.43	20.68	44.96	30.9
Other Non-Interest Income	73.51	70.36	64.89	68.17	67.1	64.35
Total Non-Interest Income	145.36	150.6	159.26	77.64	118.13	100.63
Non-Interest Income Growth (YoY)	-4.07%	-5.44%	105.12%	-34.27%	17.39%	-9.04%
Revenues Before Loan Losses	380.64	392.21	407.91	234.23	257.05	237.1
Provision for Loan Losses	50.06	40.12	38.36	25.9	32.39	25.03
Revenue	330.58	352.09	369.55	208.33	224.66	212.08
Revenue Growth (YoY)	-11.75%	-4.72%	77.38%	-7.27%	5.93%	-6.94%
Selling, General & Administrative	168.97	161.57	153.3	136.01	123.96	123.15
Other Non-Interest Expense	4.88	3.86	9.93	-3.56	6.37	4.02
Total Non-Interest Expense	173.86	165.44	163.22	132.45	130.32	127.17
EBT Excluding Unusual Items	156.72	186.65	206.33	75.88	94.34	84.9
Asset Writedown	0.14	0.14	-0.06	2.69	1.85	-
Pretax Income	156.86	186.8	206.27	78.57	96.19	84.9
Income Tax Expense	18.59	23.56	27.2	15.01	12.93	10.15
Earnings From Continuing Operations	138.27	163.24	179.07	63.56	83.26	74.75
Net Income	138.27	163.24	179.07	63.56	83.26	74.75
Preferred Dividends & Other Adjustments	2.97	2.97	3.07	3	4	3.4
Net Income to Common	135.3	160.27	176	60.56	79.26	71.35
Net Income Growth	-24.49%	-8.84%	181.73%	-23.66%	11.38%	-19.54%
Basic Shares Outstanding	46	46	44	42	42	42
Diluted Shares Outstanding	46	46	44	42	42	42
Shares Change (YoY)	3.23%	3.16%	5.00%	0.23%	0.05%	-0.04%
EPS (Basic)	2.96	3.51	3.97	1.44	1.88	1.70
EPS (Diluted)	2.96	3.51	3.97	1.44	1.88	1.70
EPS Growth	-27.20%	-11.73%	176.77%	-23.77%	11.03%	-20.25%
Dividend Per Share	0.400	0.400	0.350	0.250	0.230	0.120
Dividend Growth	14.29%	14.29%	40.00%	8.70%	91.67%	-
Effective Tax Rate	11.85%	12.61%	13.19%	19.10%	13.44%	11.96%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.