BKS Bank AG Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	296.27	354.99	322.3	160.71	144.69
Interest Income on Investments	59.25	57.68	47.41	25.74	22.22
Total Interest Income	355.52	412.67	369.7	186.45	166.91
Interest Paid on Deposits	125.37	171.06	121.06	29.87	27.99
Net Interest Income	230.15	241.61	248.65	156.59	138.92
Net Interest Income Growth (YoY)	-4.74%	-2.83%	58.79%	12.72%	1.79%
Income From Trading Activities	0.55	0.99	0.34	-1.18	0.79
Gain (Loss) on Sale of Investments	-4.28	0.33	3.6	-10.03	5.28
Gain (Loss) on Sale of Equity Investments	70.89	78.91	90.43	20.68	44.96
Other Non-Interest Income	74.48	70.36	64.89	68.17	67.1
Total Non-Interest Income	141.63	150.6	159.26	77.64	118.13
Non-Interest Income Growth (YoY)	-5.95%	-5.44%	105.12%	-34.27%	17.39%
Revenues Before Loan Losses	371.79	392.21	407.91	234.23	257.05
Provision for Loan Losses	42.61	40.12	38.36	25.9	32.39
Revenue	329.18	352.09	369.55	208.33	224.66
Revenue Growth (YoY)	-6.51%	-4.72%	77.38%	-7.27%	5.93%
Selling, General & Administrative	165.64	161.57	153.3	136.01	123.96
Other Non-Interest Expense	0.07	3.86	9.93	-3.56	6.37
Total Non-Interest Expense	165.71	165.44	163.22	132.45	130.32
EBT Excluding Unusual Items	163.47	186.65	206.33	75.88	94.34
Asset Writedown	1	0.14	-0.06	2.69	1.85
Pretax Income	164.47	186.8	206.27	78.57	96.19
Income Tax Expense	17.45	23.56	27.2	15.01	12.93
Earnings From Continuing Operations	147.02	163.24	179.07	63.56	83.26
Net Income	147.02	163.24	179.07	63.56	83.26
Preferred Dividends & Other Adjustments	2.97	2.97	3.07	3	4
Net Income to Common	144.05	160.27	176	60.56	79.26
Net Income Growth	-9.93%	-8.84%	181.73%	-23.66%	11.38%
Basic Shares Outstanding	46	46	44	42	42
Diluted Shares Outstanding	46	46	44	42	42
Shares Change (YoY)	0.06%	3.16%	5.00%	0.23%	0.05%
EPS (Basic)	3.15	3.51	3.97	1.44	1.88
EPS (Diluted)	3.15	3.51	3.97	1.44	1.88
EPS Growth	-10.21%	-11.73%	176.77%	-23.77%	11.03%
Dividend Per Share	0.500	0.400	0.350	0.250	0.230
Dividend Growth	25.00%	14.29%	40.00%	8.70%	91.67%
Effective Tax Rate	10.61%	12.61%	13.19%	19.10%	13.44%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.