BKS Bank AG Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	39.45	41.16	44.38	39.21	138.34
Investment Securities	2,518	2,362	2,227	2,001	1,863
Trading Asset Securities	7.07	6.95	9.12	13.95	8.56
Total Investments	2,525	2,368	2,236	2,015	1,872
Gross Loans	7,911	7,712	7,611	7,349	7,096
Allowance for Loan Losses	-111.67	-146.85	-114.68	-121.04	-107.23
Other Adjustments to Gross Loans	-79.6	-84.64	-84.46	-52.18	-29.96
Net Loans	7,719	7,480	7,412	7,175	6,959
Property, Plant & Equipment	87.01	82.93	79.14	75.68	81.69
Other Intangible Assets	7.68	9	9.24	9.32	9.66
Investments in Real Estate	127.1	125.49	120.87	92.97	78.37
Other Receivables	7.77	11.82	199.45	261.87	94.58
Restricted Cash	604.58	922.71	540.07	809.8	1,341
Other Current Assets	-	-	9.41	39.56	9.59
Long-Term Deferred Tax Assets	9.79	9.65	8.45	6.01	6.21
Other Long-Term Assets	22.81	20.82	14.46	8.01	12.43
Total Assets	11,151	11,072	10,673	10,533	10,603
Accrued Expenses	7.8	9.2	14.02	13.56	13
Interest Bearing Deposits	2,371	2,301	1,568	812.32	1,426
Non-Interest Bearing Deposits	4,677	4,633	5,177	6,011	5,717
Total Deposits	7,048	6,934	6,745	6,824	7,143
Short-Term Borrowings	17.94	134.49	181.25	230.83	126.32
Current Portion of Long-Term Debt	349.23	784.33	472.95	304.75	257.36
Current Portion of Leases	3.04	2.98	2.6	2.78	2.63
Current Income Taxes Payable	15.89	16.29	26.66	10.81	2.94
Long-Term Debt	1,460	1,082	1,279	1,449	1,425
Long-Term Leases	17.14	19.74	17.21	16.83	17.28
Pension & Post-Retirement Benefits	23.8	29.1	32.5	30.4	34
Long-Term Deferred Tax Liabilities	29.43	21.86	12.02	7.57	3.87
Other Long-Term Liabilities	115.62	113.24	121.18	98.93	97.98
Total Liabilities	9,088	9,148	8,904	8,989	9,122
Common Stock	91.61	91.61	91.61	85.89	85.89
Additional Paid-In Capital	273.09	273.09	273.09	241.42	241.42
Retained Earnings	1,548	1,419	1,280	1,113	1,054
Comprehensive Income & Other	149.89	140.14	124.39	103.11	99.18
Total Common Equity	2,063	1,924	1,769	1,544	1,480
Shareholders' Equity	2,063	1,924	1,769	1,544	1,480
Total Liabilities & Equity	11,151	11,072	10,673	10,533	10,603
Total Debt	1,847	2,024	1,953	2,004	1,828
Net Cash (Debt)	-1,801	-1,976	-1,900	-1,951	-1,681
Net Cash Per Share	-39.39	-43.25	-42.90	-46.26	-39.96
Filing Date Shares Outstanding	45.71	45.71	45.55	42.33	42.15
Total Common Shares Outstanding	45.71	45.71	45.55	42.33	42.15
Book Value Per Share	45.12	42.10	38.83	36.47	35.11
Tangible Book Value	2,055	1,915	1,760	1,534	1,470
Tangible Book Value Per Share	44.95	41.90	38.63	36.25	34.88

Source: S&P Global Market Intelligence. Banks template. Financial Sources.