BKS Bank AG Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	568.1	39.45	41.16	44.38	39.21	138.34
Investment Securities	2,658	2,518	2,362	2,227	2,001	1,863
Trading Asset Securities	11.43	7.07	6.95	9.12	13.95	8.56
Total Investments	2,670	2,525	2,368	2,236	2,015	1,872
Gross Loans	7,691	7,911	7,712	7,611	7,349	7,096
Allowance for Loan Losses	-	-111.67	-146.85	-114.68	-121.04	-107.23
Other Adjustments to Gross Loans	-	-79.6	-84.64	-84.46	-52.18	-29.96
Net Loans	7,691	7,719	7,480	7,412	7,175	6,959
Property, Plant & Equipment	88.32	87.01	82.93	79.14	75.68	81.69
Other Intangible Assets	7.09	7.68	9	9.24	9.32	9.66
Investments in Real Estate	127.1	127.1	125.49	120.87	92.97	78.37
Other Receivables	42.29	7.77	11.82	199.45	261.87	94.58
Restricted Cash	-	604.58	922.71	540.07	809.8	1,341
Other Current Assets	-	-	-	9.41	39.56	9.59
Long-Term Deferred Tax Assets	9.68	9.79	9.65	8.45	6.01	6.21
Other Long-Term Assets	34.54	22.81	20.82	14.46	8.01	12.43
Total Assets	11,238	11,151	11,072	10,673	10,533	10,603
Accrued Expenses	-	7.8	9.2	14.02	13.56	13
Interest Bearing Deposits	6,996	2,371	2,301	1,568	812.32	1,426
Non-Interest Bearing Deposits	-	4,677	4,633	5,177	6,011	5,717
Total Deposits	6,996	7,048	6,934	6,745	6,824	7,143
Short-Term Borrowings	-	17.94	134.49	181.25	230.83	126.32
Current Portion of Long-Term Debt	-	349.23	784.33	472.95	304.75	257.36
Current Portion of Leases	-	3.04	2.98	2.6	2.78	2.63
Current Income Taxes Payable	15.24	15.89	16.29	26.66	10.81	2.94
Long-Term Debt	1,927	1,460	1,082	1,279	1,449	1,425
Long-Term Leases	-	17.14	19.74	17.21	16.83	17.28
Pension & Post-Retirement Benefits	-	23.8	29.1	32.5	30.4	34
Long-Term Deferred Tax Liabilities	31.27	29.43	21.86	12.02	7.57	3.87
Other Long-Term Liabilities	170.5	115.62	113.24	121.18	98.93	97.98
Total Liabilities	9,141	9,088	9,148	8,904	8,989	9,122
Common Stock	2,098	91.61	91.61	91.61	85.89	85.89
Additional Paid-In Capital	-	273.09	273.09	273.09	241.42	241.42
Retained Earnings	-	1,548	1,419	1,280	1,113	1,054
Comprehensive Income & Other	-	149.89	140.14	124.39	103.11	99.18
Total Common Equity	2,098	2,063	1,924	1,769	1,544	1,480
Shareholders' Equity	2,098	2,063	1,924	1,769	1,544	1,480
Total Liabilities & Equity	11,238	11,151	11,072	10,673	10,533	10,603
Total Debt	1,927	1,847	2,024	1,953	2,004	1,828
Net Cash (Debt)	-1,347	-1,801	-1,976	-1,900	-1,951	-1,681
Net Cash Per Share	-29.48	-39.39	-43.25	-42.90	-46.26	-39.96
Filing Date Shares Outstanding	45.66	45.71	45.71	45.55	42.33	42.15
Total Common Shares Outstanding	45.66	45.71	45.71	45.55	42.33	42.15
Book Value Per Share	45.94	45.12	42.10	38.83	36.47	35.11
Tangible Book Value	2,091	2,055	1,915	1,760	1,534	1,470
Tangible Book Value Per Share	45.78	44.95	41.90	38.63	36.25	34.88

Source: S&P Global Market Intelligence. Banks template. Financial Sources.