BKS Bank AG Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	138.27	163.24	179.07	63.56	83.26	74.75
Depreciation & Amortization	12.74	12.34	10.99	10.68	11.96	11.33
Gain (Loss) on Sale of Assets	0.64	0.64	-1.38	-2.86	-0.12	-0.25
Total Asset Writedown	46.38	46.38	14.57	19.95	25.83	14.19
Change in Trading Asset Securities	-	-	-	-	-	-1.77
Change in Other Net Operating Assets	-303.77	285.98	-400.55	-663.01	286.61	559.99
Other Operating Activities	-2.78	-15.27	61.36	23.11	-21.64	-11.51
Operating Cash Flow	-187.43	414.4	-226.38	-569.25	340.94	615.83
Operating Cash Flow Growth	-	-	-	-	-44.64%	-
Capital Expenditures	-15.6	-15.6	-13.42	-10.59	-5.66	-13.09
Sale of Property, Plant and Equipment	0.16	0.16	2.74	0.86	0.35	0.07
Investment in Securities	-49.72	-49.72	-112.85	-118.71	-73.08	-48.88
Income (Loss) Equity Investments	-78.91	-78.91	-90.43	-20.68	-44.96	-30.9
Other Investing Activities	-25.45	11.9	8.82	6.45	4.34	0.04
Investing Cash Flow	-90.6	-53.26	-112.42	-125.73	-82.19	-61.87
Long-Term Debt Issued	-	164.23	98.98	146.22	208.73	105.51
Long-Term Debt Repaid	-	-114.78	-65.62	-67.01	-92.42	-104.54
Net Debt Issued (Repaid)	252.74	49.45	33.36	79.21	116.3	0.98
Issuance of Common Stock	2.57	2.57	43.32	3.99	10.87	4.38
Repurchase of Common Stock	-0.04	-0.04	-0.41	-1.5	-0.28	-3.94
Common Dividends Paid	-22.26	-19.97	-14.58	-13.67	-9.02	-3.59
Other Financing Activities	-	-	-	-	-0	-0
Financing Cash Flow	233.02	32.01	61.69	68.03	117.87	-2.18
Foreign Exchange Rate Adjustments	0.18	0.3	0.09	0	0.11	0.15
Net Cash Flow	-44.83	393.46	-277.02	-626.96	376.73	551.94
Free Cash Flow	-203.03	398.8	-239.79	-579.84	335.28	602.74
Free Cash Flow Growth	-	-	-	-	-44.37%	-
Free Cash Flow Margin	-61.41%	113.26%	-64.89%	-278.32%	149.24%	284.21%
Free Cash Flow Per Share	-4.44	8.73	-5.42	-13.75	7.97	14.33
Cash Interest Paid	154.73	154.73	82.69	24.7	33.51	28.01
Cash Income Tax Paid	35.76	35.76	21.7	13.97	14.8	11.65

Source: S&P Global Market Intelligence. Banks template. Financial Sources.