Oberbank AG (VIE:OBS)

Oberbank AG Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,137	1,221	1,103	519.17	368.1	397.24
Interest Income on Investments	43.3	35.04	21.83	21.74	21.19	20.22
Total Interest Income	1,180	1,256	1,125	540.91	389.29	417.46
Interest Paid on Deposits	539.97	599.66	528.41	134.85	43.23	80.53
Net Interest Income	640.38	656.31	596.84	406.06	346.06	336.93
Net Interest Income Growth (YoY)	-0.69%	9.96%	46.98%	17.34%	2.71%	-2.56%
Income From Trading Activities	8.34	8.46	5.8	6.1	7.76	1.45
Gain (Loss) on Sale of Assets	-	-	-	-	-	0.76
Gain (Loss) on Sale of Investments	8.2	10.05	9.56	-35.93	4.22	9.1
Gain (Loss) on Sale of Equity Investments	69.46	82	125.41	90.65	100.13	-8.02
Other Non-Interest Income	218.01	205.9	196.06	206.86	191.95	170.67
Total Non-Interest Income	304.02	306.41	336.83	267.69	304.07	173.98
Non-Interest Income Growth (YoY)	7.01%	-9.03%	25.83%	-11.97%	74.78%	-22.64%
Revenues Before Loan Losses	944.39	962.72	933.67	673.75	650.13	510.9
Provision for Loan Losses	66.97	68.72	83.56	41.48	35.71	41.83
Revenue	877.42	894.01	850.11	632.26	614.42	469.07
Revenue Growth (YoY)	5.77%	5.16%	34.46%	2.90%	30.99%	-16.01%
Selling, General & Administrative	411.84	410.22	377.7	329.66	327.61	308.76
Other Non-Interest Expense	12.63	6.97	-5.29	7.34	4.92	-7.19
Total Non-Interest Expense	424.47	417.19	372.41	337	332.53	301.57
EBT Excluding Unusual Items	452.95	476.81	477.7	295.26	281.89	167.5
Pretax Income	452.95	476.81	477.7	295.26	281.89	167.5
Income Tax Expense	96.26	97.97	95.1	51.97	47.24	43.99
Earnings From Continuing Operations	356.69	378.84	382.6	243.29	234.65	123.51
Minority Interest in Earnings	-0.5	-0.79	-1.34	-1.13	-1.2	-1.12
Net Income	356.19	378.05	381.27	242.15	233.45	122.39
Net Income to Common	356.19	378.05	381.27	242.15	233.45	122.39
Net Income Growth	0.91%	-0.84%	57.45%	3.73%	90.74%	-43.07%
Basic Shares Outstanding	-	71	71	71	70	70
Diluted Shares Outstanding	-	71	71	71	70	70
Shares Change (YoY)	-	0.00%	0.01%	0.15%	0.29%	-0.40%
EPS (Basic)	-	5.36	5.40	3.43	3.31	1.74
EPS (Diluted)	-	5.36	5.40	3.43	3.31	1.74
EPS Growth	-	-0.84%	57.43%	3.57%	90.18%	-42.84%
Dividend Per Share	1.150	1.150	1.000	0.730	0.500	0.375
Dividend Growth	15.00%	15.00%	36.99%	46.00%	33.33%	-34.78%
Effective Tax Rate	21.25%	20.55%	19.91%	17.60%	16.76%	26.26%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.