Oberbank AG (VIE:OBS)

Oberbank AG Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,177	1,221	1,103	519.17	368.1	397.24
Interest Income on Investments	39.06	35.04	21.83	21.74	21.19	20.22
Total Interest Income	1,216	1,256	1,125	540.91	389.29	417.46
Interest Paid on Deposits	569.7	599.66	528.41	134.85	43.23	80.53
Net Interest Income	646.21	656.31	596.84	406.06	346.06	336.93
Net Interest Income Growth (YoY)	2.13%	9.96%	46.98%	17.34%	2.71%	-2.56%
Income From Trading Activities	7.28	8.46	5.8	6.1	7.76	1.45
Gain (Loss) on Sale of Assets	-	-	-	-	-	0.76
Gain (Loss) on Sale of Investments	10.82	10.05	9.56	-35.93	4.22	9.1
Gain (Loss) on Sale of Equity Investments	86.47	82	125.41	90.65	100.13	-8.02
Other Non-Interest Income	212.35	205.9	196.06	206.86	191.95	170.67
Total Non-Interest Income	316.92	306.41	336.83	267.69	304.07	173.98
Non-Interest Income Growth (YoY)	14.61%	-9.03%	25.83%	-11.97%	74.78%	-22.64%
Revenues Before Loan Losses	963.12	962.72	933.67	673.75	650.13	510.9
Provision for Loan Losses	69.71	68.72	83.56	41.48	35.71	41.83
Revenue	893.41	894.01	850.11	632.26	614.42	469.07
Revenue Growth (YoY)	8.79%	5.16%	34.46%	2.90%	30.99%	-16.01%
Selling, General & Administrative	416.69	410.22	377.7	329.66	327.61	308.76
Other Non-Interest Expense	4.45	6.97	-5.29	7.34	4.92	-7.19
Total Non-Interest Expense	421.14	417.19	372.41	337	332.53	301.57
EBT Excluding Unusual Items	472.27	476.81	477.7	295.26	281.89	167.5
Pretax Income	472.27	476.81	477.7	295.26	281.89	167.5
Income Tax Expense	95	97.97	95.1	51.97	47.24	43.99
Earnings From Continuing Operations	377.27	378.84	382.6	243.29	234.65	123.51
Minority Interest in Earnings	-0.36	-0.79	-1.34	-1.13	-1.2	-1.12
Net Income	376.91	378.05	381.27	242.15	233.45	122.39
Net Income to Common	376.91	378.05	381.27	242.15	233.45	122.39
Net Income Growth	8.31%	-0.84%	57.45%	3.73%	90.74%	-43.07%
Basic Shares Outstanding	71	71	71	71	70	70
Diluted Shares Outstanding	71	71	71	71	70	70
Shares Change (YoY)	-0.02%	0.00%	0.01%	0.15%	0.29%	-0.40%
EPS (Basic)	5.34	5.36	5.40	3.43	3.31	1.74
EPS (Diluted)	5.34	5.36	5.40	3.43	3.31	1.74
EPS Growth	8.33%	-0.84%	57.43%	3.57%	90.18%	-42.84%
Dividend Per Share	1.150	1.150	1.000	0.730	0.500	0.375
Dividend Growth	15.00%	15.00%	36.99%	46.00%	33.33%	-34.78%
Effective Tax Rate	20.12%	20.55%	19.91%	17.60%	16.76%	26.26%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.