Oberbank AG (VIE:OBS)

Oberbank AG Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,091	1,221	1,103	519.17	368.1	397.24
Interest Income on Investments	43.54	35.04	21.83	21.74	21.19	20.22
Total Interest Income	1,135	1,256	1,125	540.91	389.29	417.46
Interest Paid on Deposits	505.97	599.66	528.41	134.85	43.23	80.53
Net Interest Income	628.85	656.31	596.84	406.06	346.06	336.93
Net Interest Income Growth (YoY)	-3.07%	9.96%	46.98%	17.34%	2.71%	-2.56%
Income From Trading Activities	10.63	8.46	5.8	6.1	7.76	1.45
Gain (Loss) on Sale of Assets	-	-	-	-	-	0.76
Gain (Loss) on Sale of Investments	13.65	10.05	9.56	-35.93	4.22	9.1
Gain (Loss) on Sale of Equity Investments	63.7	82	125.41	90.65	100.13	-8.02
Other Non-Interest Income	226.16	205.9	196.06	206.86	191.95	170.67
Total Non-Interest Income	314.13	306.41	336.83	267.69	304.07	173.98
Non-Interest Income Growth (YoY)	6.83%	-9.03%	25.83%	-11.97%	74.78%	-22.64%
Revenues Before Loan Losses	942.98	962.72	933.67	673.75	650.13	510.9
Provision for Loan Losses	57.16	68.72	83.56	41.48	35.71	41.83
Revenue	885.82	894.01	850.11	632.26	614.42	469.07
Revenue Growth (YoY)	5.47%	5.16%	34.46%	2.90%	30.99%	-16.01%
Selling, General & Administrative	416.95	410.22	377.7	329.66	327.61	308.76
Other Non-Interest Expense	19.39	6.97	-5.29	7.34	4.92	-7.19
Total Non-Interest Expense	436.34	417.19	372.41	337	332.53	301.57
EBT Excluding Unusual Items	449.48	476.81	477.7	295.26	281.89	167.5
Pretax Income	449.48	476.81	477.7	295.26	281.89	167.5
Income Tax Expense	96.41	97.97	95.1	51.97	47.24	43.99
Earnings From Continuing Operations	353.08	378.84	382.6	243.29	234.65	123.51
Minority Interest in Earnings	-0.76	-0.79	-1.34	-1.13	-1.2	-1.12
Net Income	352.32	378.05	381.27	242.15	233.45	122.39
Net Income to Common	352.32	378.05	381.27	242.15	233.45	122.39
Net Income Growth	-2.78%	-0.84%	57.45%	3.73%	90.74%	-43.07%
Basic Shares Outstanding	71	71	71	71	70	71
Diluted Shares Outstanding	71	71	71	71	70	71
Shares Change (YoY)	-0.03%	0.00%	0.01%	0.15%	-0.20%	0.09%
EPS (Basic)	4.99	5.36	5.40	3.43	3.31	1.73
EPS (Diluted)	4.99	5.36	5.40	3.43	3.31	1.73
EPS Growth	-2.76%	-0.84%	57.43%	3.57%	91.12%	-43.12%
Dividend Per Share	1.150	1.150	1.000	0.730	0.500	0.375
Dividend Growth	15.00%	15.00%	36.99%	46.00%	33.33%	-34.78%
Effective Tax Rate	21.45%	20.55%	19.91%	17.60%	16.76%	26.26%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.