Oberbank AG Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	369.34	371.01	378.05	381.27	242.15	233.45
Depreciation & Amortization	35.66	37.63	76.24	59.51	43.03	-23.11
Gain (Loss) on Sale of Investments	0.04	0.04	-0.1	0.01	0.16	-0.59
Total Asset Writedown	31.27	31.27	-	-	-	-
Change in Trading Asset Securities	-85.57	9.03	8.69	24.58	-17.61	11.89
Change in Other Net Operating Assets	-1,244	-673.51	-322.67	-582.16	-2,525	198.28
Other Operating Activities	-11.38	-8.25	29.7	33.97	10.71	15.84
Operating Cash Flow	-904.78	-232.78	169.9	-82.82	-2,246	435.75
Operating Cash Flow Growth	-	-	-	-	-	-12.32%
Capital Expenditures	-64.44	-64.69	-40.55	-32.63	-28.81	-32.77
Sale of Property, Plant and Equipment	19.08	15.88	14.65	5.9	16.3	13.73
Investment in Securities	-569.47	-415.3	-287.53	38.23	-218.85	241.8
Investing Cash Flow	-614.83	-464.12	-313.43	11.49	-231.37	222.76
Long-Term Debt Issued	-	93.83	50.46	87.02	54.84	43.08
Long-Term Debt Repaid	-	-47.25	-88.41	-50	-30	-26.25
Net Debt Issued (Repaid)	12.93	46.58	-37.95	37.02	24.84	16.83
Repurchase of Common Stock	-30	-30	-	-	-	-
Common Dividends Paid	-84.34	-84.34	-73.53	-54.11	-38.23	-29.33
Net Increase (Decrease) in Deposit Accounts	458.62	401.21	242.64	647.65	394.21	1,650
Other Financing Activities	-11.38	-10.74	-20.54	-10.26	-16.78	-0.95
Financing Cash Flow	345.83	322.71	110.61	620.3	364.04	1,636
Net Cash Flow	-1,174	-374.19	-32.91	548.97	-2,114	2,295
Free Cash Flow	-969.22	-297.47	129.36	-115.46	-2,275	402.99
Free Cash Flow Growth	-	-	-	-	-	-12.63%
Free Cash Flow Margin	-108.77%	-33.36%	14.47%	-13.58%	-359.83%	65.59%
Free Cash Flow Per Share	-	-4.21	1.83	-1.64	-32.23	5.72
Cash Interest Paid	456.12	456.12	606.72	453.05	91.65	68.78
Cash Income Tax Paid	102.01	102.01	75.92	62.24	48.84	37.32

Source: S&P Global Market Intelligence. Banks template. Financial Sources.