Oberbank AG Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,758	69.38	78.89	82.36	92.17	207.15
Investment Securities	4,677	4,394	3,903	3,557	3,653	3,180
Trading Asset Securities	138.8	38.53	53.17	56.85	96.3	139.54
Total Investments	4,816	4,433	3,956	3,614	3,750	3,320
Gross Loans	-	22,058	21,224	20,590	19,533	18,710
Allowance for Loan Losses	-	-223.79	-226.74	-317.99	-240.13	-215.71
Other Adjustments to Gross Loans	-	-205.26	-228.72	-197.82	-99.56	-66.64
Net Loans	-	21,629	20,769	20,074	19,193	18,428
Property, Plant & Equipment	271.45	279.23	273.09	278.12	284.7	298.39
Other Intangible Assets	4.2	4.67	4.49	4.27	3.77	3.22
Investments in Real Estate	67.24	67.92	63.05	69.05	72.69	84.23
Other Receivables	356.37	331.48	357.47	817.55	1,057	873.56
Restricted Cash	-	2,360	2,724	2,754	2,195	4,194
Other Current Assets	-	11.39	10.56	12.15	10.68	3.07
Long-Term Deferred Tax Assets	1.78	1.74	1.64	1.61	1.35	1.39
Other Long-Term Assets	245.2	176.92	143.6	127.32	137.78	127.01
Total Assets	29,711	29,365	28,383	27,834	26,798	27,540
Accrued Expenses	-	32.4	28.1	26.37	24.16	72.08
Interest Bearing Deposits	16,797	4,533	4,716	4,363	2,227	1,545
Non-Interest Bearing Deposits	-	11,929	11,325	11,394	12,835	13,183
Total Deposits	16,797	16,461	16,040	15,756	15,061	14,729
Short-Term Borrowings	78.95	730.73	836.27	869.9	1,013	818.78
Current Portion of Long-Term Debt	-	637.7	382.83	836.71	496.39	419.14
Current Portion of Leases	-	3.91	4.12	15.48	14.53	14.6
Current Income Taxes Payable	37.61	23.42	32.23	25.69	9.43	1.74
Other Current Liabilities	21.94	0.86	-	0.24	-	-
Long-Term Debt	7,755	6,595	6,362	5,863	6,061	7,428
Long-Term Leases	-	127.73	134.78	124.92	126.77	129.23
Pension & Post-Retirement Benefits	-	-	-	-	-	134.17
Long-Term Deferred Tax Liabilities	20.37	20.1	7.29	18.96	14.21	15.25
Other Long-Term Liabilities	526.49	358.61	438.62	433.99	430.4	460.18
Total Liabilities	25,237	24,991	24,267	23,971	23,251	24,222
Common Stock	4,446	105.9	105.82	105.92	105.77	105.86
Retained Earnings	-	2,681	2,438	2,205	1,974	1,845
Comprehensive Income & Other	20	1,577	1,564	1,544	1,459	1,359
Total Common Equity	4,466	4,364	4,107	3,854	3,538	3,310
Minority Interest	8.11	8.98	8.21	8.68	8.61	7.79
Shareholders' Equity	4,474	4,373	4,116	3,863	3,547	3,318
Total Liabilities & Equity	29,711	29,365	28,383	27,834	26,798	27,540
Total Debt	7,834	8,095	7,720	7,710	7,712	8,810
Net Cash (Debt)	-5,937	-7,987	-7,588	-7,571	-7,523	-8,463
Net Cash Per Share	-	-113.15	-107.50	-107.26	-106.59	-120.09
Filing Date Shares Outstanding	-	70.6	70.55	70.61	70.51	70.61
Total Common Shares Outstanding	-	70.6	70.55	70.61	70.51	70.61
Book Value Per Share	-	61.82	58.22	54.59	50.18	46.88
Tangible Book Value	4,461	4,360	4,103	3,850	3,535	3,307
Tangible Book Value Per Share	-	61.75	58.16	54.52	50.13	46.83

Source: S&P Global Market Intelligence. Banks template. Financial Sources.