Oberbank AG (VIE:OBS)

Oberbank AG Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	63.21	69.38	78.89	82.36	92.17	207.15
Investment Securities	5,053	4,394	3,903	3,557	3,653	3,180
Trading Asset Securities	136.49	38.53	53.17	56.85	96.3	139.54
Total Investments	5,190	4,433	3,956	3,614	3,750	3,320
Gross Loans	22,367	22,058	21,224	20,590	19,533	18,710
Allowance for Loan Losses	-	-223.79	-226.74	-317.99	-240.13	-215.71
Other Adjustments to Gross Loans	-	-205.26	-228.72	-197.82	-99.56	-66.64
Net Loans	22,367	21,629	20,769	20,074	19,193	18,428
Property, Plant & Equipment	272.37	279.23	273.09	278.12	284.7	298.39
Other Intangible Assets	4.48	4.67	4.49	4.27	3.77	3.22
Investments in Real Estate	66.55	67.92	63.05	69.05	72.69	84.23
Other Receivables	299.44	331.48	357.47	817.55	1,057	873.56
Restricted Cash	1,350	2,360	2,724	2,754	2,195	4,194
Other Current Assets	17.74	11.39	10.56	12.15	10.68	3.07
Long-Term Deferred Tax Assets	1.83	1.74	1.64	1.61	1.35	1.39
Other Long-Term Assets	188.89	176.92	143.6	127.32	137.78	127.01
Total Assets	29,821	29,365	28,383	27,834	26,798	27,540

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	27.57	32.4	28.1	26.37	24.16	72.08
Interest Bearing Deposits	16,942	4,533	4,716	4,363	2,227	1,545
Non-Interest Bearing Deposits	-	11,929	11,325	11,394	12,835	13,183
Total Deposits	16,942	16,461	16,040	15,756	15,061	14,729
Short-Term Borrowings	97.02	730.73	836.27	869.9	1,013	818.78
Current Portion of Long-Term Debt	-	637.7	382.83	836.71	496.39	419.14
Current Portion of Leases	-	3.91	4.12	15.48	14.53	14.6
Current Income Taxes Payable	49.97	23.42	32.23	25.69	9.43	1.74
Other Current Liabilities	0.23	0.86	-	0.24	-	-
Long-Term Debt	7,704	6,595	6,362	5,863	6,061	7,428
Long-Term Leases	124.62	127.73	134.78	124.92	126.77	129.23
Pension & Post-Retirement Benefits	-	-	-	-	-	134.17
Long-Term Deferred Tax Liabilities	20.48	20.1	7.29	18.96	14.21	15.25
Other Long-Term Liabilities	360.85	358.61	438.62	433.99	430.4	460.18
Total Liabilities	25,327	24,991	24,267	23,971	23,251	24,222

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	105.92	105.9	105.82	105.92	105.77	105.86
Retained Earnings	2,745	2,681	2,438	2,205	1,974	1,845
Comprehensive Income & Other	1,635	1,577	1,564	1,544	1,459	1,359
Total Common Equity	4,485	4,364	4,107	3,854	3,538	3,310
Minority Interest	8.36	8.98	8.21	8.68	8.61	7.79
Shareholders' Equity	4,494	4,373	4,116	3,863	3,547	3,318
Total Liabilities & Equity	29,821	29,365	28,383	27,834	26,798	27,540

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	7,926	8,095	7,720	7,710	7,712	8,810
Net Cash (Debt)	-7,726	-7,987	-7,588	-7,571	-7,523	-8,463
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-109.43	-113.15	-107.50	-107.26	-106.59	-120.09
Filing Date Shares Outstanding	70.6	70.6	70.55	70.61	70.51	70.61
Total Common Shares Outstanding	70.6	70.6	70.55	70.61	70.51	70.61
Book Value Per Share	63.53	61.82	58.22	54.59	50.18	46.88
Tangible Book Value	4,481	4,360	4,103	3,850	3,535	3,307
Tangible Book Value Per Share	63.47	61.75	58.16	54.52	50.13	46.83

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 16, 2026

Data Sources Report a data error