Oberbank AG Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,019	1,026	1,221	1,103	519.17	368.1
Interest Income on Investments	35.42	37.97	35.04	21.83	21.74	21.19
Total Interest Income	1,055	1,064	1,256	1,125	540.91	389.29
Interest Paid on Deposits	435.51	443.22	599.66	528.41	134.85	43.23
Net Interest Income	619.08	621.21	656.31	596.84	406.06	346.06
Net Interest Income Growth (YoY)	-4.20%	-5.35%	9.96%	46.98%	17.34%	2.71%
Income From Trading Activities	8.43	7.13	8.46	5.8	6.1	7.76
Gain (Loss) on Sale of Investments	21.52	28.52	10.05	9.56	-35.93	4.22
Gain (Loss) on Sale of Equity Investments	65.13	62.05	82	125.41	90.65	100.13
Other Non-Interest Income	237.03	231.78	205.9	196.06	206.86	191.95
Total Non-Interest Income	332.11	329.48	306.41	336.83	267.69	304.07
Non-Interest Income Growth (YoY)	4.79%	7.53%	-9.03%	25.83%	-11.97%	74.78%
Revenues Before Loan Losses	951.19	950.7	962.72	933.67	673.75	650.13
Provision for Loan Losses	60.13	59.05	68.72	83.56	41.48	35.71
Revenue	891.06	891.64	894.01	850.11	632.26	614.42
Revenue Growth (YoY)	-0.26%	-0.26%	5.16%	34.46%	2.90%	30.99%
Selling, General & Administrative	412.08	410.27	410.22	377.7	329.66	327.61
Other Non-Interest Expense	4.91	4.32	6.97	-5.29	7.34	4.92
Total Non-Interest Expense	417	414.59	417.19	372.41	337	332.53
EBT Excluding Unusual Items	474.06	477.06	476.81	477.7	295.26	281.89
Pretax Income	474.06	477.06	476.81	477.7	295.26	281.89
Income Tax Expense	103.71	105.03	97.97	95.1	51.97	47.24
Earnings From Continuing Operations	370.35	372.03	378.84	382.6	243.29	234.65
Minority Interest in Earnings	-1.01	-1.02	-0.79	-1.34	-1.13	-1.2
Net Income	369.34	371.01	378.05	381.27	242.15	233.45
Net Income to Common	369.34	371.01	378.05	381.27	242.15	233.45
Net Income Growth	-2.01%	-1.86%	-0.84%	57.45%	3.73%	90.74%
Basic Shares Outstanding	-	71	71	71	71	70
Diluted Shares Outstanding	-	71	71	71	71	70
Shares Change (YoY)	-	-0.00%	0.00%	0.01%	0.15%	-0.20%
EPS (Basic)	-	5.26	5.36	5.40	3.43	3.31
EPS (Diluted)	-	5.26	5.36	5.40	3.43	3.31
EPS Growth	-	-1.86%	-0.84%	57.43%	3.57%	91.12%
Dividend Per Share	1.350	1.350	1.150	1.000	0.730	0.500
Dividend Growth	17.39%	17.39%	15.00%	36.99%	46.00%	33.33%
Effective Tax Rate	21.88%	22.02%	20.55%	19.91%	17.60%	16.76%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.