AB Artea bankas Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	230.12	223.25	243.48	195.73	107.65	83.04
Interest Income on Investments	22.77	23.07	26.74	21.24	12.04	8.86
Total Interest Income	252.89	246.32	270.21	216.97	119.69	91.9
Interest Paid on Deposits	110.42	107.97	110	60.12	12.91	10.98
Net Interest Income	142.47	138.34	160.21	156.85	106.78	80.92
Net Interest Income Growth	-3.73%	-13.65%	2.14%	46.89%	31.96%	6.88%
Income From Trading Activities	32.32	16.51	19.42	11.95	10.83	11.94
Gain (Loss) on Sale of Assets	-	-	-	0.86	0.81	3.74
Gain (Loss) on Sale of Investments	0.16	3.76	0.54	0.81	1.03	4.36
Other Non-Interest Income	28.97	47.17	43.54	25.98	26.83	26.61
Total Non-Interest Income	61.45	67.44	63.5	39.6	39.5	46.64
Non-Interest Income Growth	3.99%	6.19%	60.37%	0.25%	-15.31%	24.15%
Revenues Before Loan Losses	203.92	205.78	223.71	196.45	146.28	127.56
Provision for Loan Losses	10.45	3.89	10.9	15.23	5.41	4.35
Revenue	193.47	201.89	212.82	181.22	140.87	123.21
Revenue Growth	-1.46%	-5.13%	17.44%	28.64%	14.34%	19.85%
Salaries and Employee Benefits	56.23	55.11	49.51	36.23	30.73	27.11
Occupancy Expenses	7.14	7.68	8.01	5.49	4.64	4.44
Selling, General & Administrative	0.52	0.41	0.41	-	0.27	0.26
Other Non-Interest Expense	64.17	64.43	58.45	43.76	25.32	24.14
Total Non-Interest Expense	128.23	127.64	116.37	85.48	60.96	55.94
EBT Excluding Unusual Items	65.24	74.26	96.45	95.74	79.91	67.26
Asset Writedown	-	-	-	-	0.45	-
Pretax Income	65.24	74.26	96.45	95.74	80.37	67.26
Income Tax Expense	13.27	13.57	17.66	20.37	12.92	12.04
Earnings From Continuing Operations	51.97	60.69	78.79	75.38	67.45	55.22
Net Income	51.97	60.69	78.79	75.38	67.45	55.22
Net Income to Common	51.97	60.69	78.79	75.38	67.45	55.22
Net Income Growth	-23.23%	-22.98%	4.53%	11.75%	22.14%	28.30%
Basic Shares Outstanding	651	659	662	603	600	600
Diluted Shares Outstanding	651	659	662	603	600	600
Shares Change	-3.03%	-0.52%	9.89%	0.48%	-0.10%	-0.04%
EPS (Basic)	0.08	0.09	0.12	0.13	0.11	0.09
EPS (Diluted)	0.08	0.09	0.12	0.13	0.11	0.09
EPS Growth	-20.60%	-24.34%	-4.88%	13.69%	22.22%	28.20%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.047	0.047	0.061	0.049	0.026	0.034
Dividend Growth	-22.95%	-22.95%	25.77%	83.02%	-22.06%	518.18%
Effective Tax Rate	20.34%	18.28%	18.31%	21.27%	16.07%	17.90%