Alior Bank S.A. (WSE:ALR)
Poland flag Poland · Delayed Price · Currency is PLN
133.40
-0.25 (-0.19%)
Jul 24, 2026, 5:02 PM CET

Alior Bank Financials Overview

Millions PLN. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
5,7575,7635,7095,0073,4142,630
Revenue Growth
2.30%0.95%14.02%46.66%29.79%45.17%
Net Income
2,2942,3672,4452,030683.11481.93
Earnings Per Share
2.953.5718.7315.555.233.69
EPS Growth
-83.56%-80.94%20.45%197.32%41.68%-

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Customers
3,0643,0933,2032,8462,1961,835
Corporate Customers
1,6551,6671,6881,5741,475691.91
Treasury
1,001922.71765.68586.35-256.62103.23
Total
5,7205,6835,6565,0073,4142,630

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
1,5704,0632,1232,5392,5843,763
Total Debt
2,7282,3222,0871,4361,4201,536
Net Cash (Debt)
-2,728-2,322-2,087-1,436-1,420-1,536
Net Cash Growth
------
Net Cash Per Share
-20.90-17.78-15.99-11.00-10.87-11.76

Cash Flow & CapEx

Fiscal YearTTMFY 2019FY 2018FY 2017FY 2016FY 2015
Period EndingSep '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15
Operating Cash Flow
433.61-302.19757.54-576.22-2,226742.71
Capital Expenditures
-50.86-73.06-94.34-107.85-319.17-55.3
Free Cash Flow
382.75-375.25663.2-684.07-2,545687.41
Free Cash Flow Growth
-----21841.01%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
50.98%50.95%56.02%54.07%30.35%29.62%
Profit Margin
39.84%41.07%42.83%40.55%20.01%18.32%
FCF Margin
0.00%0.00%0.00%0.00%0.00%0.00%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingJul '26 Dec '25 Dec '24 Dec '23
Dividend Per Share
9.190-9.1904.420
Dividend Per Share Growth
-2.83%-107.92%-

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.5930.944.594.916.5514.82
Forward PE
9.227.724.925.803.8611.36
PS Ratio
3.042.501.971.991.312.71