Alior Bank Cash Flow Statement

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	2,294	2,367	2,445	2,030	683.11	481.93
Depreciation & Amortization	178.24	177.71	270.45	173.03	165.14	169.43
Other Amortization	77.08	77.08	-	85.74	76.88	63.55
Gain (Loss) on Sale of Assets	-	-	-	-	-	0
Total Asset Writedown	14.47	13.93	1.73	4.91	52.39	10.48
Change in Trading Asset Securities	-2,592	-1,022	-5,612	-5,384	-844.2	-2,113
Change in Other Net Operating Assets	-5,862	-2,496	-735.15	-4,258	866.41	-4,501
Other Operating Activities	-202.3	-309.32	-205.61	-61.73	242.06	179.2
Operating Cash Flow	-6,093	-1,191	-3,835	-7,411	1,242	-5,710
Capital Expenditures	-153.55	-138.24	-90.46	-94.86	-103.18	-127.88
Sale of Property, Plant and Equipment	14.56	17.47	12.55	20.18	17.92	4.85
Investment in Securities	-3,431	-1,381	762.26	3,844	-179.91	1,873
Divestitures	-	-	-	-	-	5.33
Purchase / Sale of Intangibles	-104.05	-100.39	-98.9	-74.76	-46.57	-53.5
Investing Cash Flow	-3,674	-1,602	585.45	3,695	-311.74	1,701
Long-Term Debt Issued	-	850	950	851.86	-	-
Long-Term Debt Repaid	-	-477.24	-1,218	-79.6	-281.52	-534.34
Net Debt Issued (Repaid)	374.5	372.76	-267.57	772.26	-281.52	-534.34
Common Dividends Paid	-1,200	-1,200	-577.05	-	-	-
Net Increase (Decrease) in Deposit Accounts	6,947	5,702	3,857	3,023	-1,746	5,904
Other Financing Activities	-141.84	-141.46	-178.15	-124.88	-81.55	-57.57
Financing Cash Flow	5,980	4,733	2,834	3,671	-2,109	5,312
Net Cash Flow	-3,787	1,940	-415.91	-44.88	-1,179	1,303
Free Cash Flow	-6,246	-1,330	-3,926	-7,505	1,139	-5,838
Free Cash Flow Margin	-108.95%	-23.39%	-69.41%	-149.90%	33.35%	-216.85%
Free Cash Flow Per Share	-47.84	-10.19	-30.07	-57.49	8.72	-44.71
Cash Interest Paid	1,905	1,911	2,330	2,801	1,413	365.06
Cash Income Tax Paid	620.09	618.65	595.23	369.17	110.98	119.77

Source: S&P Global Market Intelligence. Banks template. Financial Sources.