Alior Bank S.A. (WSE: ALR)

Alior Bank Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	1,740	1,872	1,590	2,281	1,512	825.53
Investment Securities	21,123	22,078	16,762	15,766	15,155	15,281
Trading Asset Securities	552.27	759.26	615.4	421.71	929.9	678.76
Total Investments	21,675	22,838	17,377	16,188	16,085	15,959
Gross Loans	66,258	65,970	62,979	64,099	62,891	61,740
Allowance for Loan Losses	-3,312	-4,095	-4,462	-5,350	-6,247	-5,449
Other Adjustments to Gross Loans	-	-910.28	-906.99	-520.83	-429.03	-446.37
Net Loans	62,946	60,965	57,610	58,228	56,215	55,845
Property, Plant & Equipment	721.25	743.5	744.44	755.21	702.38	763.59
Goodwill	0.98	0.98	0.98	0.98	0.98	105.34
Other Intangible Assets	226.92	278.35	301.37	365.57	429.82	369.41
Other Receivables	117.01	119.35	149.3	87.62	159.23	108.73
Restricted Cash	1,525	667.65	994.21	1,483	947.82	553.6
Other Current Assets	1,138	1,424	2,516	2,127	945.99	558.57
Long-Term Deferred Tax Assets	793.16	982.65	1,416	1,302	1,159	1,149
Other Long-Term Assets	66.88	85.86	68.97	151.83	446.46	335.49
Total Assets	91,183	90,134	82,877	83,048	78,642	76,714
Accrued Expenses	340.3	468.49	375.52	132.39	237.39	245.26
Interest Bearing Deposits	74,651	73,083	70,053	71,805	65,990	62,438
Total Deposits	74,651	73,083	70,053	71,805	65,990	62,438
Short-Term Borrowings	648.02	899.27	1,932	1,217	473.19	364.84
Current Portion of Long-Term Debt	101.22	399.97	-	198.09	446.54	-
Current Portion of Leases	-	12.9	21.7	11.37	13.07	-
Current Income Taxes Payable	225.38	324.21	247	35.67	6.05	94.4
Other Current Liabilities	583.91	1,338	807.58	529.24	584.57	499.9
Long-Term Debt	2,719	3,153	2,158	1,879	3,143	5,178
Long-Term Leases	244.99	240.04	233.5	275.51	272.98	339.77
Long-Term Unearned Revenue	51.66	53.3	55.76	47.46	57.64	60.95
Pension & Post-Retirement Benefits	8.38	8.36	5.48	6.46	5.95	9.5
Long-Term Deferred Tax Liabilities	2.05	2.03	2.09	0.89	0.64	0.5
Other Long-Term Liabilities	837.71	902.33	815.68	990.48	850.68	746.36
Total Liabilities	80,414	80,885	76,707	77,129	72,082	69,977
Common Stock	1,306	1,306	1,306	1,306	1,306	1,306
Additional Paid-In Capital	7,438	6,028	5,407	5,404	5,400	5,393
Retained Earnings	2,045	2,206	796.37	116.52	-361.28	-38.54
Comprehensive Income & Other	-18.88	-289.19	-1,339	-906.7	215.71	77.01
Total Common Equity	10,770	9,250	6,170	5,919	6,560	6,737
Shareholders' Equity	10,770	9,250	6,170	5,919	6,560	6,737
Total Liabilities & Equity	91,183	90,134	82,877	83,048	78,642	76,714
Total Debt	3,714	4,705	4,345	3,581	4,349	5,882
Net Cash (Debt)	-1,421	1,607	-1,956	-829.76	-1,907	-4,362
Net Cash Per Share	-10.89	12.31	-14.98	-6.36	-14.61	-33.27
Filing Date Shares Outstanding	130.55	130.55	130.55	130.55	130.55	130.55
Total Common Shares Outstanding	130.55	130.55	130.55	130.55	130.55	130.55
Book Value Per Share	82.49	70.85	47.26	45.34	50.24	51.61
Tangible Book Value	10,542	8,970	5,868	5,553	6,129	6,263
Tangible Book Value Per Share	80.75	68.71	44.94	42.53	46.94	47.97

Source: S&P Capital IQ. Banks template. Financial Sources.