Alior Bank Income Statement

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	5,098	5,135	5,184	4,772	3,560	2,798
Net Interest Income Growth	-1.94%	-0.94%	8.62%	34.06%	27.22%	-1.77%
Non-Interest Income	982.57	956	928.81	859.82	803.96	838.89
Non-Interest Income Growth	16.76%	2.93%	8.02%	6.95%	-4.16%	20.40%
Revenues Before Loan Losses	6,081	6,091	6,113	5,632	4,364	3,637
Provision for Credit Losses	323.44	328.1	403.76	625.29	949.77	1,007
Revenue	5,757	5,763	5,709	5,007	3,414	2,630
Revenue Growth (YoY)	2.30%	0.95%	14.02%	46.66%	29.79%	45.17%
Selling, General & Admin	2,310	2,295	2,118	1,977	1,980	1,583
Other Non-Interest Expenses	424.48	450.92	340.75	322.65	398.28	268.7
Total Non-Interest Expense	2,735	2,746	2,458	2,300	2,378	1,851
Pretax Income	2,935	2,936	3,198	2,707	1,036	779.21
Provision for Income Taxes	640.97	569.35	752.86	676.93	352.91	297.29
Net Income	2,294	2,367	2,445	2,030	683.11	481.93
Net Income to Common	2,294	2,367	2,445	2,030	683.11	481.93
Net Income Growth	-2.10%	-3.19%	20.44%	197.19%	41.75%	-
Shares Outstanding (Basic)	131	131	131	131	131	131
Shares Outstanding (Diluted)	131	131	131	131	131	131
Shares Change (YoY)	0.01%	0.01%	-0.01%	-0.04%	0.05%	-
EPS (Basic)	2.95	3.57	18.73	15.55	5.23	3.69
EPS (Diluted)	2.95	3.57	18.73	15.55	5.23	3.69
EPS Growth	-83.56%	-80.94%	20.45%	197.32%	41.68%	-
Dividends Per Share	-	-	9.190	4.420	-	-
Dividend Growth	-	-	107.92%	-	-	-
Profit Margin	39.84%	41.07%	42.83%	40.55%	20.01%	18.32%
Effective Tax Rate	21.84%	19.39%	23.54%	25.01%	34.06%	38.15%