Alior Bank Income Statement

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	5,979	6,401	6,664	6,814	4,963	2,679
Interest Income on Investments	40.46	0.09	0.32	0.19	0.63	0.53
Total Interest Income	6,019	6,401	6,664	6,814	4,963	2,680
Interest Paid on Deposits	1,592	1,783	2,050	2,624	1,830	238.41
Net Interest Income	4,427	4,618	4,614	4,191	3,133	2,441
Net Interest Income Growth	-5.79%	0.09%	10.10%	33.76%	28.34%	-8.76%
Gain (Loss) on Sale of Investments	29.27	19.66	27.48	12.25	1.99	5.29
Other Non-Interest Income	1,428	1,375	1,419	1,429	1,229	1,252
Total Non-Interest Income	1,457	1,395	1,446	1,441	1,231	1,257
Non-Interest Income Growth	3.03%	-3.55%	0.32%	17.11%	-2.11%	25.29%
Revenues Before Loan Losses	5,884	6,013	6,060	5,632	4,364	3,699
Provision for Loan Losses	421.57	328.1	403.76	625.29	949.77	1,007
Revenue	5,463	5,685	5,656	5,007	3,414	2,692
Revenue Growth	-4.26%	0.51%	12.97%	46.66%	26.82%	38.35%
Salaries and Employee Benefits	5.52	2.87	7.08	6.49	2.41	-
Selling, General & Administrative	2,271	2,257	2,079	1,971	1,977	53.27
Other Non-Interest Expense	467.3	474.48	370.26	317.74	345.89	1,785
Total Non-Interest Expense	2,744	2,735	2,457	2,295	2,326	1,841
EBT Excluding Unusual Items	2,719	2,950	3,200	2,712	1,088	851.28
Asset Writedown	-14	-13.93	-1.73	-4.91	-52.39	-10.48
Legal Settlements	-	-	-	-	-	-61.59
Pretax Income	2,705	2,936	3,198	2,707	1,036	779.21
Income Tax Expense	684.64	569.35	752.86	676.93	352.91	297.29
Earnings From Continuing Operations	2,020	2,367	2,445	2,030	683.11	481.93
Net Income	2,020	2,367	2,445	2,030	683.11	481.93
Net Income to Common	2,020	2,367	2,445	2,030	683.11	481.93
Net Income Growth	-15.73%	-3.19%	20.44%	197.19%	41.75%	-
Basic Shares Outstanding	131	131	131	131	131	131
Diluted Shares Outstanding	131	131	131	131	131	131
Shares Change	-	-	-	-	-	-
EPS (Basic)	15.48	18.13	18.73	15.55	5.23	3.69
EPS (Diluted)	15.48	18.13	18.73	15.55	5.23	3.69
EPS Growth	-15.73%	-3.19%	20.44%	197.19%	41.75%	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	-	9.190	4.420	-	-
Dividend Growth	-	-	107.92%	-	-	-
Effective Tax Rate	25.31%	19.39%	23.54%	25.01%	34.06%	38.15%