Alior Bank S.A. (WSE:ALR)

Alior Bank Statistics

Total Valuation

Alior Bank has a market cap or net worth of PLN 13.00 billion.

Market Cap	13.00B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, October 28, 2025.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	Jun 27, 2025

Share Statistics

Alior Bank has 130.55 million shares outstanding.

Current Share Class	130.55M
Shares Outstanding	130.55M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	49.48%
Float	88.90M

Valuation Ratios

The trailing PE ratio is 5.66 and the forward PE ratio is 6.49.

PE Ratio	5.66
Forward PE	6.49
PS Ratio	2.28
PB Ratio	1.07
P/TBV Ratio	1.10
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.52
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 20.01%.

Return on Equity (ROE)	20.01%
Return on Assets (ROA)	2.43%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	812,555
Profits Per Employee	327,597
Employee Count	7,076
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Alior Bank has paid 673.72 million in taxes.

Income Tax	673.72M
Effective Tax Rate	22.70%

Stock Price Statistics

The stock price has increased by +16.29% in the last 52 weeks. The beta is 0.99, so Alior Bank's price volatility has been similar to the market average.

Beta (5Y)	0.99
52-Week Price Change	+16.29%
50-Day Moving Average	104.45
200-Day Moving Average	103.70
Relative Strength Index (RSI)	46.89
Average Volume (20 Days)	260,961

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Alior Bank had revenue of PLN 5.69 billion and earned 2.29 billion in profits. Earnings per share was 17.58.

Revenue	5.69B
Gross Profit	5.68B
Operating Income	2.97B
Pretax Income	2.97B
Net Income	2.29B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	17.58

Balance Sheet

The company has 1.53 billion in cash and 2.76 billion in debt, giving a net cash position of -1.23 billion or -9.42 per share.

Cash & Cash Equivalents	1.53B
Total Debt	2.76B
Net Cash	-1.23B
Net Cash Per Share	-9.42
Equity (Book Value)	12.16B
Book Value Per Share	93.15
Working Capital	-76.68B

Cash Flow

In the last 12 months, operating cash flow was -5.24 billion and capital expenditures -82.86 million, giving a free cash flow of -5.33 billion.

Operating Cash Flow	-5.24B
Capital Expenditures	-82.86M
Free Cash Flow	-5.33B
FCF Per Share	-40.79

Margins

Gross Margin	n/a
Operating Margin	52.18%
Pretax Margin	52.15%
Profit Margin	40.32%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 9.19, which amounts to a dividend yield of 9.23%.

Dividend Per Share	9.19
Dividend Yield	9.23%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	9.10%
Earnings Yield	17.65%
FCF Yield	-40.97%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2