Bank Ochrony Srodowiska S.A. (WSE:BOS)

Poland · Delayed Price · Currency is PLN

10.08

-0.02 (-0.20%)

Sep 2, 2026, 9:35 AM CET

Bank Ochrony Srodowiska Financials Overview

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	1,061	1,026	1,076	1,036	890.24	539.55
Revenue Growth	3.71%	-4.62%	3.80%	16.41%	65.00%	65.60%
Net Income	128.89	124.51	79.66	78.37	128.24	47.46
Earnings Per Share	1.39	1.34	0.86	0.84	1.38	0.51
EPS Growth	180.60%	56.30%	2.07%	-39.13%	170.59%	-

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Retail Client	241.65	255.8	252.44	231.1	281.7	-1.49
Other	-3.04	-1.77	57.48	-2.49	-2.27	-1.42
Brokerage Activity	181.96	191.1	189.65	214.86	162.79	120.59
Corporate Division	278.22	272.65	294.24	327.61	194.34	212.27
Treasury and Investment Activity	318.87	269.72	230.94	199.99	212.5	174.53
Total	1,018	987.51	1,025	971.07	849.06	504.47

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	3,439	4,914	3,871	3,602	5,563	3,516
Total Debt	1,160	1,159	910.79	1,065	1,251	1,205
Net Cash (Debt)	2,279	3,755	2,960	2,537	4,312	2,311
Net Cash Growth	-35.13%	26.86%	16.69%	-41.16%	86.57%	168.97%
Net Cash Per Share	24.53	40.42	31.86	27.31	46.41	24.87

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-3,320	-1,962	-708.64	-689.26	186.12	750.76
Capital Expenditures	-23.86	-16.53	-20.18	-20.35	-23.22	-13.22
Free Cash Flow	-3,344	-1,979	-728.83	-709.61	162.9	737.53
Free Cash Flow Growth	-	-	-	-	-77.91%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	12.15%	12.14%	7.41%	7.56%	14.41%	8.79%
FCF Margin	-315.30%	-192.86%	-67.75%	-68.48%	18.30%	136.69%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	7.28	7.43	11.45	13.33	6.12	17.82
Forward PE	8.65	6.92	4.56	4.56	4.14	6.32
P/FCF Ratio	-	-	-	-	4.81	1.15
PS Ratio	0.88	0.90	0.85	1.01	0.88	1.57