Bank Ochrony Srodowiska S.A. (WSE:BOS)

Poland · Delayed Price · Currency is PLN

10.54

+0.34 (3.33%)

Aug 11, 2026, 5:04 PM CET

Bank Ochrony Srodowiska Financials Overview

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	1,022	1,083	-	1,036	849.06	504.47
Revenue Growth	47.30%	-	-	22.06%	68.31%	6.94%
Net Income	128.89	124.51	-68.6	78.37	128.24	47.46
Earnings Per Share	1.39	1.34	0.79	0.66	1.38	0.51
EPS Growth	1724.40%	69.62%	19.70%	-52.17%	170.59%	-

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Retail Client	241.65	255.8	252.44	231.1	281.7	-1.49
Other	-3.04	-1.77	57.48	-2.49	-2.27	-1.42
Brokerage Activity	181.96	191.1	189.65	214.86	162.79	120.59
Corporate Division	278.22	272.65	294.24	327.61	194.34	212.27
Treasury and Investment Activity	318.87	269.72	230.94	199.99	212.5	174.53
Total	1,018	987.51	1,025	971.07	849.06	504.47

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	4,046	5,511	4,302	584.09	575.88	361.58
Total Debt	657.46	663.77	302.6	447.18	345.04	369.11
Net Cash (Debt)	3,389	4,847	4,000	136.91	230.84	-7.53
Net Cash Growth	-16.41%	21.19%	2821.61%	-40.69%	-	-
Net Cash Per Share	36.47	52.17	43.05	1.47	2.48	-0.08

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-268.08	539.74	-226.46	-978.29	1,999	1,198
Capital Expenditures	-	-12.71	-15.22	-15.6	-73.79	-42.66
Free Cash Flow	-268.08	527.02	-241.68	-993.89	1,925	1,155
Free Cash Flow Growth	-	-	-	-	66.66%	24.40%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	3.39%	13.15%	-	15.15%	22.86%	15.71%
Profit Margin	0.54%	11.50%	-	7.56%	15.10%	9.41%
FCF Margin	-26.24%	48.67%	-	-95.90%	226.75%	229.00%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	7.60	7.43	12.43	17.03	6.12	17.84
Forward PE	10.02	6.92	4.56	4.56	4.14	6.32
P/FCF Ratio	-	1.76	-	-	0.41	0.73
PS Ratio	0.92	0.85	-	1.01	0.92	1.68