Bank Ochrony Srodowiska Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	4,046	5,511	4,302	584.09	575.88	361.58
Securities and Investments	19,386	8,693	-	9,485	9,008	7,109
Short-Term Interbank Lending and Reverse Repurchase Agreements	243.39	217.74	14.4	162.78	242.83	400.75
Trading Assets	-	109.39	154.43	185.05	263.26	164.83
Gross Loans	-	10,268	10,105	10,767	-	11,499
Net Loans	10,513	10,268	10,105	10,767	-	11,499
Net Property, Plant & Equipment	125.78	127.39	140.12	146.29	157.51	162.62
Other Intangible Assets	102.44	104.33	106.84	131.83	132.98	112.86
Other Non-Earning Assets	715.51	688.61	544.09	570.2	469.22	418.53
Total Assets	26,849	25,720	22,718	22,032	22,006	20,230
Total Deposits	22,716	21,634	19,101	18,565	18,821	17,008
Short-Term Interbank Borrowing and Repurchase Agreements	196.47	64.48	244.52	75.15	141.14	420.39
Trading Liabilities	62.89	74.63	58.18	79.92	183.54	99.66
Long-Term Debt	657.46	663.77	302.6	447.18	345.04	369.11
Other Liabilities	844.83	842.75	780.66	716.38	582.08	466.75
Total Liabilities	24,478	23,280	20,487	19,884	20,073	18,364
Common Stock	929.48	1,461	-	1,461	-	929.48
Treasury Stock	-1.29	-1.29	-	-1.29	-	-1.29
Additional Paid-in Capital	532.85	532.85	-	532.85	-	532.85
Accumulated Other Comprehensive Income	51.19	136.47	-	49.25	-	-26.96
Retained Earnings	858.73	842.51	-	638.34	-	431.72
Total Common Shareholders' Equity	2,371	2,972	-	2,680	-	1,461
Shareholders' Equity	2,371	2,440	2,230	2,149	1,964	1,866
Total Liabilities & Equity	26,849	25,720	22,718	22,032	22,006	20,230
Total Debt	657.46	663.77	302.6	447.18	345.04	369.11
Net Cash (Debt)	3,389	4,847	4,000	136.91	230.84	-7.53
Net Cash Growth	-16.41%	21.19%	2821.61%	-40.69%	-	-
Net Cash Per Share	36.48	52.17	43.05	1.47	2.48	-0.08
Book Value	2,371	2,972	0	2,680	0	1,461
Book Value Per Share	25.52	31.98	-	28.85	-	15.73
Tangible Book Value	2,269	2,867	-106.84	2,548	-132.98	1,348
Tangible Book Value Per Share	24.42	30.86	-1.15	27.43	-1.43	14.51