Bank Ochrony Srodowiska S.A. (WSE:BOS)

Bank Ochrony Srodowiska Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	2,185	4,804	3,714	3,413	5,257	3,315
Investment Securities	12,404	8,693	7,352	6,188	4,543	4,210
Trading Asset Securities	167.25	109.84	156.6	189.61	306.37	201.76
Total Investments	12,571	8,803	7,508	6,378	4,849	4,412
Gross Loans	11,620	11,125	11,035	11,695	12,235	12,622
Allowance for Loan Losses	-813.42	-856.92	-930.59	-928.01	-1,109	-1,123
Net Loans	10,807	10,268	10,105	10,767	11,126	11,499
Property, Plant & Equipment	125.48	127.3	140.12	146.29	157.51	162.62
Goodwill	-	0.97	0.97	0.97	0.97	-
Other Intangible Assets	100.96	103.36	105.87	130.86	132.01	112.86
Accrued Interest Receivable	-	7.76	10.54	8.92	15.32	14.13
Other Receivables	64.31	508.86	139.14	159.24	256.51	242.33
Restricted Cash	778.53	706.91	588.01	611.25	-	295.2
Other Current Assets	-	0.06	-	1.01	4.64	1.05
Long-Term Deferred Tax Assets	146.55	149.97	148.23	158.33	173.46	151.07
Other Long-Term Assets	533.8	239.34	258.36	257.4	33.97	24.45
Total Assets	27,312	25,720	22,718	22,032	22,006	20,230

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	89.48	95.95	90.05	91.59	95.04	71.78
Accrued Expenses	118.72	96.42	82.97	62.7	97.59	66.61
Interest Bearing Deposits	13,686	11,738	9,823	8,858	8,312	5,476
Non-Interest Bearing Deposits	9,143	9,379	8,988	9,252	9,915	11,198
Total Deposits	22,829	21,116	18,811	18,110	18,227	16,675
Short-Term Borrowings	42.06	42.36	57.14	125.75	248.67	244.22
Current Portion of Leases	-	4.28	5.72	2.5	2.94	2.69
Current Income Taxes Payable	-	8.5	14.74	2.31	0.45	8.34
Other Current Liabilities	57.77	93.02	35.33	91.68	22.54	17.05
Long-Term Debt	1,063	1,080	808.29	886.47	934.71	880.06
Long-Term Leases	29.77	32.09	39.63	50.75	64.98	78.48
Long-Term Unearned Revenue	27.28	20.72	1.83	8.56	7.57	7.75
Pension & Post-Retirement Benefits	8.21	7.94	7.54	5.7	4.31	3.79
Long-Term Deferred Tax Liabilities	-	-	-	0.95	-	0.48
Other Long-Term Liabilities	646.66	682.12	534.33	444.65	335.75	307.86
Total Liabilities	24,912	23,280	20,489	19,884	20,042	18,364

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	929.48	929.48	929.48	929.48	929.48	929.48
Additional Paid-In Capital	532.85	532.85	532.85	532.85	532.85	532.85
Retained Earnings	857.62	842.51	718	638.34	559.97	431.72
Treasury Stock	-1.29	-1.29	-1.29	-1.29	-1.29	-1.29
Comprehensive Income & Other	82.05	136.47	50.56	49.25	-56.86	-26.96
Shareholders' Equity	2,401	2,440	2,230	2,149	1,964	1,866
Total Liabilities & Equity	27,312	25,720	22,718	22,032	22,006	20,230

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	1,134	1,159	910.79	1,065	1,251	1,205
Net Cash (Debt)	1,218	3,755	2,960	2,537	4,312	2,311
Net Cash Growth	-68.46%	26.86%	16.69%	-41.16%	86.57%	168.97%
Net Cash Per Share	13.11	40.42	31.86	27.31	46.41	24.87
Filing Date Shares Outstanding	92.91	92.91	92.91	92.91	92.91	92.91
Total Common Shares Outstanding	92.91	92.91	92.91	92.91	92.91	92.91
Book Value Per Share	25.84	26.26	24.00	23.13	21.14	20.08
Tangible Book Value	2,300	2,336	2,123	2,017	1,831	1,753
Tangible Book Value Per Share	24.75	25.14	22.85	21.71	19.71	18.87

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 19, 2026

Data Sources Report a data error