Bank Ochrony Srodowiska Cash Flow Statement

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-	136.68	133.25	122.11	194.14	79.27
Depreciation & Amortization	58.44	62.14	64.09	59.83	62.73	55.84
Provision for Credit Losses	-3.87	2.41	104	68.16	70.26	26.12
Other Adjustments	-109.77	-139.4	-180.64	-216.55	-82.69	-33.72
Changes in Trading Assets	58.28	28.24	-12.06	53.34	-76.58	-79.27
Changes in Accrued Interest and Accounts Receivable	71.67	-22.36	1.49	-5.98	-27.85	60.56
Changes in Trading Liabilities	-	-	-	-	0.91	-0.58
Changes in Accounts Payable	-74.26	-114.57	140.56	-59.95	-214.68	-342.02
Changes in Other Operating Activities	-370.4	595.55	-465.08	-991.11	2,073	1,432
Operating Cash Flow	-268.08	539.74	-226.46	-978.29	1,999	1,198
Operating Cash Flow Growth	-	-	-	-	66.88%	23.88%
Net Change in Securities and Investments	-449.46	242.25	521.37	-430.28	-271.71	-42.31
Capital Expenditures	-	-12.71	-15.22	-15.6	-73.79	-42.66
Purchases of Intangible Assets	-30.23	-27.81	-26.75	-30.03	-	-
Sale of Property, Plant & Equipment	0.01	0.01	0.05	-	0.07	0.02
Other Investing Activities	144.94	163.64	219.24	177.79	63.83	45.17
Investing Cash Flow	-334.79	365.37	698.68	-298.12	-281.6	-39.78
Long-Term Debt Issued	-	350	200	-	-	-
Long-Term Debt Repaid	-	-	-333	-	-32.5	-
Net Long-Term Debt Issued (Repaid)	-	350	-133	-	-32.5	-
Other Financing Activities	-59.55	-46.43	-60.8	-20.4	-36.1	-32.03
Financing Cash Flow	290.46	303.57	-193.8	45.7	-68.6	-32.03
Net Cash Flow	-312.42	1,209	278.43	-1,231	1,649	1,126
Free Cash Flow	-268.08	527.02	-241.68	-993.89	1,925	1,155
Free Cash Flow Growth	-	-	-	-	66.66%	24.40%
FCF Margin	-26.24%	48.67%	-	-95.90%	226.75%	229.00%
Free Cash Flow Per Share	-2.89	5.67	-2.60	-10.70	20.72	12.43