Fintech S.A. (WSE:FTH)

Fintech Statistics

Total Valuation

Fintech has a market cap or net worth of PLN 18.92 million. The enterprise value is 21.97 million.

Market Cap	18.92M
Enterprise Value	21.97M

Important Dates

The next estimated earnings date is Friday, February 13, 2026.

Earnings Date	Feb 13, 2026
Ex-Dividend Date	n/a

Share Statistics

Fintech has 73.05 million shares outstanding.

Current Share Class	73.05M
Shares Outstanding	73.05M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	15.01M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	3.01
PB Ratio	2.13
P/TBV Ratio	2.72
P/FCF Ratio	6.76
P/OCF Ratio	15.29
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	-20.32
EV / Sales	3.49
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	7.84

Financial Position

The company has a current ratio of 1.28, with a Debt / Equity ratio of 0.17.

Current Ratio	1.28
Quick Ratio	0.29
Debt / Equity	0.17
Debt / EBITDA	n/a
Debt / FCF	0.53
Interest Coverage	-2.23

Financial Efficiency

Return on equity (ROE) is -10.98% and return on invested capital (ROIC) is -6.11%.

Return on Equity (ROE)	-10.98%
Return on Assets (ROA)	-1.64%
Return on Invested Capital (ROIC)	-6.11%
Return on Capital Employed (ROCE)	-7.45%
Weighted Average Cost of Capital (WACC)	12.88%
Revenue Per Employee	1.05M
Profits Per Employee	-180,203
Employee Count	6
Asset Turnover	0.24
Inventory Turnover	0.26

Taxes

In the past 12 months, Fintech has paid 48,899 in taxes.

Income Tax	48,899
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -83.71% in the last 52 weeks. The beta is 1.52, so Fintech's price volatility has been higher than the market average.

Beta (5Y)	1.52
52-Week Price Change	-83.71%
50-Day Moving Average	0.09
200-Day Moving Average	0.08
Relative Strength Index (RSI)	94.76
Average Volume (20 Days)	2,157,959

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Fintech had revenue of PLN 6.30 million and -1.08 million in losses. Loss per share was -0.01.

Revenue	6.30M
Gross Profit	3.16M
Operating Income	-693,824
Pretax Income	-1.03M
Net Income	-1.08M
EBITDA	-664,924
EBIT	-693,824
Loss Per Share	-0.01

Balance Sheet

The company has 59,939 in cash and 1.48 million in debt, with a net cash position of -1.42 million or -0.02 per share.

Cash & Cash Equivalents	59,939
Total Debt	1.48M
Net Cash	-1.42M
Net Cash Per Share	-0.02
Equity (Book Value)	8.90M
Book Value Per Share	0.12
Working Capital	4.29M

Cash Flow

In the last 12 months, operating cash flow was 1.24 million and capital expenditures 1.56 million, giving a free cash flow of 2.80 million.

Operating Cash Flow	1.24M
Capital Expenditures	1.56M
Free Cash Flow	2.80M
FCF Per Share	0.04

Margins

Gross margin is 50.15%, with operating and profit margins of -11.02% and -17.18%.

Gross Margin	50.15%
Operating Margin	-11.02%
Pretax Margin	-16.40%
Profit Margin	-17.18%
EBITDA Margin	-10.56%
EBIT Margin	-11.02%
FCF Margin	44.49%

Dividends & Yields

Fintech does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	-5.71%
FCF Yield	14.80%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on November 4, 2016. It was a reverse split with a ratio of 0.02.

Last Split Date	Nov 4, 2016
Split Type	Reverse
Split Ratio	0.02

Scores

Fintech has an Altman Z-Score of 0.6 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	0.6
Piotroski F-Score	5