Getin Holding Income Statement

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	-	-	-	246.08	312.32	0.19
Interest Income on Investments	-	1.82	6.19	10.42	4.51	-
Total Interest Income	-	1.82	6.19	256.51	316.83	0.19
Interest Paid on Deposits	-	0.01	0.04	45.97	54.5	5.34
Net Interest Income	3.04	1.81	6.15	210.54	262.34	-5.15
Net Interest Income Growth (YoY)	-98.33%	-70.53%	-97.08%	-19.74%	-	-
Gain (Loss) on Sale of Assets	12.25	12.25	0.01	-19.62	0.01	-0.13
Gain (Loss) on Sale of Investments	0.36	-	-	-	-0.18	-
Other Non-Interest Income	2.11	-0.66	-2.64	11.87	41.13	2.23
Total Non-Interest Income	14.71	11.59	-2.63	-7.76	40.96	2.1
Non-Interest Income Growth (YoY)	-37.33%	-	-	-	1850.38%	-98.52%
Revenues Before Loan Losses	17.75	13.4	3.52	202.79	303.29	-3.05
Provision for Loan Losses	1.19	1.19	-	334.51	72.63	-0
Revenue	16.56	12.21	3.52	-131.72	230.67	-3.05
Revenue Growth (YoY)	-89.96%	247.17%	-	-	-	-
Salaries and Employee Benefits	1.5	5.93	6.52	59.69	75.99	14.09
Occupancy Expenses	0.1	0.41	1.16	16.08	17.77	2.05
Selling, General & Administrative	7.58	3.55	1.78	14.71	29	2.59
Other Non-Interest Expense	0.94	0.44	0.44	7.59	9.93	0.49
Total Non-Interest Expense	10.11	10.33	9.9	98.07	132.69	19.22
EBT Excluding Unusual Items	6.45	1.88	-6.38	-229.79	97.98	-22.27
Pretax Income	6.45	1.88	-6.38	-229.79	97.98	-22.27
Income Tax Expense	0.05	0.05	0.34	-7.85	37.36	7.39
Earnings From Continuing Operations	6.4	1.82	-6.72	-221.94	60.62	-29.66
Earnings From Discontinued Operations	97.49	127.26	34.03	3.2	-192.37	-317.6
Net Income	103.89	129.08	27.31	-218.74	-131.75	-347.25
Net Income to Common	103.89	129.08	27.31	-218.74	-131.75	-347.25
Net Income Growth	314.20%	372.72%	-	-	-	-
Basic Shares Outstanding	190	190	190	190	190	190
Diluted Shares Outstanding	190	190	190	190	190	190
Shares Change (YoY)	1.13%	-	-	-	-	-
EPS (Basic)	0.55	0.68	0.14	-1.15	-0.69	-1.83
EPS (Diluted)	0.55	0.68	0.14	-1.15	-0.69	-1.83
EPS Growth	321.99%	388.31%	-	-	-	-
Dividend Per Share	-	-	0.270	0.580	-	-
Dividend Growth	-	-	-53.45%	-	-	-
Effective Tax Rate	0.84%	2.88%	-	-	38.13%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.