Getin Holding Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	57.72	45.61	120.19	211.58	20.4	355.13
Investment Securities	-	-	105.02	94.54	215.95	355.4
Trading Asset Securities	-	-	-	-	131.19	151.19
Total Investments	-	-	105.02	94.54	347.14	506.6
Gross Loans	-	-	676.5	799.43	0.12	2,796
Allowance for Loan Losses	-	-	-396.8	-520.44	-0.02	-368.94
Other Adjustments to Gross Loans	-	-	-	-	-	-95.3
Net Loans	-	-	279.7	278.99	0.11	2,332
Property, Plant & Equipment	0.24	0.04	16.81	19.41	1.74	64.67
Goodwill	-	-	-	-	-	23.8
Other Intangible Assets	0.01	0.01	11.4	12.42	0.04	25.92
Investments in Real Estate	-	-	0.72	0.86	-	3.48
Accrued Interest Receivable	-	-	0.11	-	-	0.25
Other Receivables	0.71	0.43	21.19	46.87	94.42	132.54
Restricted Cash	-	-	28.58	5.29	-	226.8
Other Current Assets	0.06	703.94	0.6	0.07	979.8	589.95
Long-Term Deferred Tax Assets	-	-	24.83	15.44	9.65	22.79
Other Long-Term Assets	-	0.03	6.91	5.26	2.13	37.31
Total Assets	58.74	750.11	616.63	691.29	1,455	4,324
Accounts Payable	0.06	0.11	0.11	0.24	0.18	0.54
Accrued Expenses	0.63	0.52	11.64	7.39	0.34	16.34
Interest Bearing Deposits	-	-	297.66	301.02	-	2,233
Non-Interest Bearing Deposits	-	-	135.73	148.39	-	476.93
Total Deposits	-	-	433.39	449.42	-	2,710
Short-Term Borrowings	-	-	-	-	-	2.19
Current Portion of Long-Term Debt	-	-	-	-	-	0.13
Current Portion of Leases	0.18	-	2.77	2.81	1.15	12.42
Current Income Taxes Payable	-	-	45.11	-	-	6.31
Other Current Liabilities	0.04	571.35	1.26	0.9	693.66	515.43
Long-Term Debt	-	-	-	-	-	271.84
Long-Term Leases	0.14	-	1.51	0.94	0.23	13.75
Long-Term Unearned Revenue	-	-	0.06	0.06	0	0.54
Pension & Post-Retirement Benefits	-	1.62	2.53	2.52	4.01	6.17
Long-Term Deferred Tax Liabilities	-	-	0.95	0.95	3.47	0.86
Other Long-Term Liabilities	-	0.41	10.25	10.27	60.89	112.96
Total Liabilities	1.04	574	509.57	475.48	763.92	3,669
Common Stock	18.98	18.98	18.98	18.98	759.07	759.07
Additional Paid-In Capital	385.59	126.23	162.48	360.48	278.14	403.28
Retained Earnings	-0.8	-144.99	-260.34	-617.05	-315.96	-309.36
Comprehensive Income & Other	-346.07	175.89	185.93	453.4	-58.97	-227.88
Total Common Equity	57.7	176.11	107.05	215.81	662.27	625.11
Minority Interest	-	-	-	-	29.3	29.6
Shareholders' Equity	57.7	176.11	107.05	215.81	691.58	654.71
Total Liabilities & Equity	58.74	750.11	616.63	691.29	1,455	4,324
Total Debt	0.32	-	4.27	3.75	1.37	300.33
Net Cash (Debt)	57.4	45.61	115.91	207.82	150.21	205.99
Net Cash Growth	107.59%	-60.65%	-44.23%	38.35%	-27.08%	-
Net Cash Per Share	0.30	0.24	0.61	1.10	0.79	1.09
Filing Date Shares Outstanding	189.77	189.77	189.77	189.77	189.77	189.77
Total Common Shares Outstanding	189.77	189.77	189.77	189.77	189.77	189.77
Book Value Per Share	0.30	0.93	0.56	1.14	3.49	3.29
Tangible Book Value	57.69	176.1	95.66	203.39	662.24	575.4
Tangible Book Value Per Share	0.30	0.93	0.50	1.07	3.49	3.03

Source: S&P Global Market Intelligence. Banks template. Financial Sources.