Getin Holding Cash Flow Statement

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	103.89	129.08	27.31	-218.74	-131.75	-347.25
Depreciation & Amortization	2.62	9.57	9.92	11.46	26.23	79.05
Gain (Loss) on Sale of Assets	-0.36	-	-0.01	19.55	211.82	209.37
Change in Trading Asset Securities	-	-	-	131.19	19.26	65.68
Change in Other Net Operating Assets	-209.42	-215.46	-102.8	201.54	-34.12	2,370
Other Operating Activities	36.84	-0.51	50.99	-13	14.4	-97.1
Operating Cash Flow	-78.58	-78.53	-27.91	125.59	114.35	2,276
Operating Cash Flow Growth	-	-	-	9.83%	-94.97%	8.22%
Capital Expenditures	-4.15	-13.29	-11.63	-12.2	-23.53	-66.48
Sale of Property, Plant and Equipment	1.45	5.4	4.17	4.14	4.55	8.1
Investment in Securities	-	-	-	194.17	-194.17	0
Income (Loss) Equity Investments	-	-	-	-	-	4.24
Divestitures	130.07	-	-	22.12	-444	129.27
Other Investing Activities	24.63	30.51	22.06	51.17	12.56	-1,391
Investing Cash Flow	152	22.61	14.61	259.4	-644.59	-1,321
Long-Term Debt Issued	-	-	-	-	39.59	946.36
Long-Term Debt Repaid	-	-3.29	-3.6	-15.79	-148.27	-1,316
Net Debt Issued (Repaid)	-0.93	-3.29	-3.6	-15.79	-108.68	-369.23
Common Dividends Paid	-117.66	-51.24	-110.07	-	-	-
Net Increase (Decrease) in Deposit Accounts	68.59	90.69	71.12	-90.46	45.41	-1,490
Other Financing Activities	-0.16	-0.54	-0.29	-190.44	-8.68	-55.51
Financing Cash Flow	-50.16	35.62	-42.84	-296.68	-71.94	-1,915
Foreign Exchange Rate Adjustments	4.48	-4.42	-11.95	-10.18	3.08	-27.34
Net Cash Flow	27.74	-24.72	-68.1	78.12	-599.11	-987.18
Free Cash Flow	-82.73	-91.82	-39.54	113.38	90.81	2,209
Free Cash Flow Growth	-	-	-	24.85%	-95.89%	9.06%
Free Cash Flow Margin	-499.53%	-752.04%	-1124.17%	-	39.37%	-
Free Cash Flow Per Share	-0.44	-0.48	-0.21	0.60	0.48	11.64
Cash Interest Paid	0.16	0.54	0.29	0.67	8.68	46.93
Cash Income Tax Paid	5.8	50.53	5.28	7.75	28.85	23.42

Source: S&P Global Market Intelligence. Banks template. Financial Sources.