Getin Holding Ratios and Metrics

Market cap in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 6, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	107	116	117	95	241	156
Market Cap Growth	-14.13%	-1.62%	23.80%	-60.63%	54.13%	-50.54%
Last Close Price	0.56	0.16	0.11	0.03	0.02	0.01
PE Ratio	16.76	0.90	4.30	-	-	-
PS Ratio	6.47	9.47	33.40	-0.72	1.05	-51.34
PB Ratio	1.86	0.66	1.10	0.44	0.35	0.24
P/FCF Ratio	-	-	-	0.84	2.65	0.07
P/OCF Ratio	-	-	-	0.76	2.11	0.07
Debt / Equity Ratio	0.01	-	0.04	0.02	0.00	0.46
Debt / FCF Ratio	-	-	-	0.03	0.02	0.14
Return on Equity (ROE)	10.71%	1.29%	-4.16%	-48.92%	9.01%	-3.59%
Return on Assets (ROA)	2.29%	0.27%	-1.03%	-20.68%	2.10%	-0.22%
Earnings Yield	96.90%	111.69%	23.25%	-230.54%	-54.66%	-222.07%
FCF Yield	-77.16%	-79.45%	-33.66%	119.50%	37.68%	1412.82%
Dividend Yield	106.90%	-	243.59%	1709.15%	-	-
Payout Ratio	113.25%	39.69%	403.08%	-	-	-
Buyback Yield / Dilution	-1.13%	-	-	-	-	-
Total Shareholder Return	105.76%	-	243.59%	1709.15%	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.