WISE Finance S.A. (WSE:IBS)

WISE Finance Statistics

Total Valuation

WISE Finance has a market cap or net worth of PLN 23.98 million. The enterprise value is 81.06 million.

Market Cap	23.98M
Enterprise Value	81.06M

Important Dates

The next estimated earnings date is Thursday, November 27, 2025.

Earnings Date	Nov 27, 2025
Ex-Dividend Date	n/a

Share Statistics

WISE Finance has 386,774 shares outstanding.

Current Share Class	386,774
Shares Outstanding	386,774
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	188,209

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	1.00
PB Ratio	0.62
P/TBV Ratio	0.62
P/FCF Ratio	2.37
P/OCF Ratio	2.33
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 40.85, with an EV/FCF ratio of 8.02.

EV / Earnings	-47.96
EV / Sales	3.37
EV / EBITDA	40.85
EV / EBIT	n/a
EV / FCF	8.02

Financial Position

The company has a current ratio of 2.17, with a Debt / Equity ratio of 1.47.

Current Ratio	2.17
Quick Ratio	0.19
Debt / Equity	1.47
Debt / EBITDA	28.81
Debt / FCF	5.65
Interest Coverage	0.05

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	0.37%
Revenue Per Employee	24.06M
Profits Per Employee	-1.69M
Employee Count	1
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, WISE Finance has paid 272,000 in taxes.

Income Tax	272,000
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -31.80% in the last 52 weeks. The beta is -1.77, so WISE Finance's price volatility has been lower than the market average.

Beta (5Y)	-1.77
52-Week Price Change	-31.80%
50-Day Moving Average	67.84
200-Day Moving Average	72.81
Relative Strength Index (RSI)	41.89
Average Volume (20 Days)	190

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, WISE Finance had revenue of PLN 24.06 million and -1.69 million in losses. Loss per share was -4.37.

Revenue	24.06M
Gross Profit	23.96M
Operating Income	263,000
Pretax Income	-1.42M
Net Income	-1.69M
EBITDA	1.98M
EBIT	263,000
Loss Per Share	-4.37

Balance Sheet

The company has 74,000 in cash and 57.15 million in debt, giving a net cash position of -57.08 million or -147.57 per share.

Cash & Cash Equivalents	74,000
Total Debt	57.15M
Net Cash	-57.08M
Net Cash Per Share	-147.57
Equity (Book Value)	38.77M
Book Value Per Share	100.24
Working Capital	40.38M

Cash Flow

In the last 12 months, operating cash flow was 10.30 million and capital expenditures -191,000, giving a free cash flow of 10.11 million.

Operating Cash Flow	10.30M
Capital Expenditures	-191,000
Free Cash Flow	10.11M
FCF Per Share	26.14

Margins

Gross margin is 99.60%, with operating and profit margins of 1.09% and -7.03%.

Gross Margin	99.60%
Operating Margin	1.09%
Pretax Margin	-5.89%
Profit Margin	-7.03%
EBITDA Margin	8.25%
EBIT Margin	1.09%
FCF Margin	42.03%

Dividends & Yields

WISE Finance does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	-7.05%
FCF Yield	42.16%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on October 28, 2015. It was a reverse split with a ratio of 0.025.

Last Split Date	Oct 28, 2015
Split Type	Reverse
Split Ratio	0.025

Scores

WISE Finance has an Altman Z-Score of 0.34 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	0.34
Piotroski F-Score	3