WISE Finance S.A. (WSE:IBS)
Poland · Delayed Price · Currency is PLN 52.20
+0.20 (0.38%)
Jul 24, 2026, 9:00 AM CET
WISE Finance Financials Overview
Financials in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 11.21 | 18.43 | 16.79 | 16.63 | 18.85 | 3.84 |
Revenue Growth | -51.25% | 9.80% | 0.94% | -11.79% | 390.48% | - |
Gross Profit Gross Profit Growth | 10.59 | 18.31 | 16.69 | 11.47 | 8.12 | 2.83 |
Operating Income Operating Income Growth | 0.56 | -0.07 | 0.32 | -1.19 | 3.48 | 1.5 |
Net Income Net Income Growth | -3.62 | -5.68 | 2.46 | 13.01 | 23.18 | 32.58 |
Earnings Per Share EPS Growth | -9.35 | -14.69 | 6.37 | 33.64 | 59.93 | 92.03 |
EPS Growth | - | - | -81.07% | -43.87% | -34.88% | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 |
|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 |
Factoring Factoring Growth | 7.61 | 7.61 | 4.94 |
Supporting Financial Services Supporting Financial Services Growth | 0.04 | 0.04 | 0.87 |
Car Fleet Management Services Car Fleet Management Services Growth | 10.79 | 10.79 | 10.98 |
Total Total Growth | 18.43 | 18.43 | 16.79 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 0.63 | 0.77 | 3.1 | 0.21 | 0.74 | 0.01 |
Total Debt Total Debt Growth | 60.1 | 58.02 | 78.39 | 66.6 | 47.08 | 29.25 |
Net Cash (Debt) Net Cash Growth | -59.47 | -57.25 | -75.3 | -66.39 | -46.34 | -29.24 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -153.76 | -148.01 | -194.68 | -171.64 | -119.82 | -82.59 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -0.68 | 1.21 | 13.83 | 2.64 | 3.24 | -2.72 |
Capital Expenditures CapEx Growth | -0.74 | -0.74 | -0.16 | -0 | - | - |
Free Cash Flow Free Cash Flow Growth | -1.42 | 0.47 | 13.67 | 2.64 | 3.24 | -2.72 |
Free Cash Flow Growth | - | -96.54% | 418.24% | -18.51% | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Gross Margin | 94.41% | 99.32% | 99.43% | 68.96% | 43.07% | 73.67% |
Operating Margin | 4.98% | -0.40% | 1.91% | -7.14% | 18.44% | 39.05% |
Pretax Margin | -32.27% | -30.82% | 14.67% | 78.23% | 122.94% | 847.50% |
Profit Margin | -32.27% | -30.82% | 14.67% | 78.23% | 122.94% | 847.50% |
FCF Margin | -12.65% | 2.57% | 81.40% | 15.86% | 17.16% | -70.66% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | - | - | 11.90 | 2.31 | 0.88 | 0.21 |
P/FCF Ratio | - | 60.18 | 2.15 | 11.38 | 6.34 | - |
PS Ratio | 1.80 | 1.54 | 1.75 | 1.81 | 1.09 | 1.81 |