mBank S.A. (WSE: MBK)

mBank Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	25,893	36,702	16,251	9,573	3,618	4,717
Investment Securities	66,777	57,499	52,737	56,078	54,186	34,649
Trading Asset Securities	1,009	1,500	2,249	2,406	2,568	2,704
Total Investments	67,786	58,999	54,987	58,484	56,753	37,353
Gross Loans	140,959	125,561	133,409	122,779	113,407	109,867
Allowance for Loan Losses	-3,672	-3,709	-3,256	-3,179	-3,641	-3,191
Other Adjustments to Gross Loans	-	-2,152	-2,051	-1,050	-717.27	-917.17
Net Loans	137,286	119,700	128,102	118,550	109,048	105,758
Property, Plant & Equipment	1,412	1,481	1,485	1,542	1,515	1,262
Goodwill	24.23	24.23	-	-	27.76	27.76
Other Intangible Assets	1,793	1,678	1,392	1,284	1,151	927.68
Investments in Real Estate	100.49	111.96	136.91	127.51	-	-
Accrued Interest Receivable	259.1	301.96	256.78	244.95	261.69	227.48
Other Receivables	740.18	1,123	883.97	691.1	440.66	192.75
Restricted Cash	-	-	-	2,968	631.27	3,563
Other Current Assets	2,148	1,369	1,225	884.46	585.65	644.14
Long-Term Deferred Tax Assets	1,078	1,380	1,876	1,392	853.88	937.71
Other Long-Term Assets	53.61	4,111	3,297	2,632	3,986	3,109
Total Assets	238,574	226,981	209,892	198,373	178,872	158,721
Accrued Expenses	858.49	802.87	623.71	777.84	567.43	667.17
Interest Bearing Deposits	38,161	37,251	39,855	10,025	11,256	24,512
Non-Interest Bearing Deposits	154,921	148,048	133,986	147,676	122,838	88,498
Total Deposits	193,082	185,300	173,841	157,701	134,095	113,010
Short-Term Borrowings	2,116	1,076	624.77	1,647	2,131	1,229
Current Portion of Long-Term Debt	-	1,586	2,265	4,632	1,266	4,079
Current Portion of Leases	-	159.54	158.53	115.14	113.07	122.86
Current Income Taxes Payable	299.12	201.18	571.46	61.91	225.8	161.53
Other Current Liabilities	1,664	1,303	1,538	1,923	1,217	893.04
Long-Term Debt	16,894	14,319	11,949	13,499	18,810	19,174
Long-Term Leases	786.41	696.19	801.79	841.7	658.86	374.06
Long-Term Unearned Revenue	304.73	302.86	351.13	396.53	415.28	401.48
Pension & Post-Retirement Benefits	27.41	-	-	-	30.86	23.15
Long-Term Deferred Tax Liabilities	-	-	-	0.09	0.69	0.08
Other Long-Term Liabilities	7,213	7,496	4,453	3,059	2,666	2,433
Total Liabilities	223,245	213,243	197,177	184,655	162,197	142,567
Common Stock	169.99	169.86	169.73	169.54	169.47	169.4
Additional Paid-In Capital	3,456	3,446	3,435	3,424	3,418	3,410
Retained Earnings	11,800	10,543	10,519	11,222	12,400	12,296
Comprehensive Income & Other	-99.13	-423.88	-1,411	-1,099	685.83	275.03
Total Common Equity	15,327	13,735	12,713	13,716	16,673	16,151
Minority Interest	2.16	2.04	2.03	1.87	1.93	2
Shareholders' Equity	15,329	13,737	12,715	13,718	16,675	16,153
Total Liabilities & Equity	238,574	226,981	209,892	198,373	178,872	158,721
Total Debt	19,796	17,837	15,799	20,735	22,979	24,979
Net Cash (Debt)	11,112	21,265	4,313	-2,778	-10,388	-14,182
Net Cash Growth	151.41%	393.08%	-	-	-	-
Net Cash Per Share	261.23	500.10	101.71	-65.56	-245.11	-334.81
Filing Date Shares Outstanding	42.5	42.47	42.43	42.38	42.37	42.35
Total Common Shares Outstanding	42.5	42.47	42.43	42.38	42.37	42.35
Book Value Per Share	360.66	323.45	299.60	323.61	393.54	381.37
Tangible Book Value	13,509	12,033	11,321	12,432	15,494	15,196
Tangible Book Value Per Share	317.89	283.37	266.80	293.31	365.72	358.81

Source: S&P Capital IQ. Banks template. Financial Sources.