mBank S.A. (WSE: MBK)

mBank Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	21,707	36,702	16,251	9,573	3,618	4,717
Investment Securities	67,830	57,499	52,737	56,078	54,186	34,649
Trading Asset Securities	1,156	1,500	2,249	2,406	2,568	2,704
Total Investments	68,986	58,999	54,987	58,484	56,753	37,353
Gross Loans	131,768	125,561	133,409	122,779	113,407	109,867
Allowance for Loan Losses	-3,758	-3,709	-3,256	-3,179	-3,641	-3,191
Other Adjustments to Gross Loans	-	-2,152	-2,051	-1,050	-717.27	-917.17
Net Loans	128,010	119,700	128,102	118,550	109,048	105,758
Property, Plant & Equipment	1,462	1,481	1,485	1,542	1,515	1,262
Goodwill	24.23	24.23	-	-	27.76	27.76
Other Intangible Assets	1,739	1,678	1,392	1,284	1,151	927.68
Investments in Real Estate	100.49	111.96	136.91	127.51	-	-
Accrued Interest Receivable	256.96	301.96	256.78	244.95	261.69	227.48
Other Receivables	1,166	1,123	883.97	691.1	440.66	192.75
Restricted Cash	-	-	-	2,968	631.27	3,563
Other Current Assets	1,816	1,369	1,225	884.46	585.65	644.14
Long-Term Deferred Tax Assets	1,226	1,380	1,876	1,392	853.88	937.71
Other Long-Term Assets	3,801	4,111	3,297	2,632	3,986	3,109
Total Assets	230,296	226,981	209,892	198,373	178,872	158,721
Accrued Expenses	738.93	802.87	623.71	777.84	567.43	667.17
Interest Bearing Deposits	37,675	37,251	39,855	10,025	11,256	24,512
Non-Interest Bearing Deposits	149,012	148,048	133,986	147,676	122,838	88,498
Total Deposits	186,688	185,300	173,841	157,701	134,095	113,010
Short-Term Borrowings	1,565	1,076	624.77	1,647	2,131	1,229
Current Portion of Long-Term Debt	-	1,586	2,265	4,632	1,266	4,079
Current Portion of Leases	-	159.54	158.53	115.14	113.07	122.86
Current Income Taxes Payable	203.18	201.18	571.46	61.91	225.8	161.53
Other Current Liabilities	1,851	1,303	1,538	1,923	1,217	893.04
Long-Term Debt	15,015	14,319	11,949	13,499	18,810	19,174
Long-Term Leases	819.44	696.19	801.79	841.7	658.86	374.06
Long-Term Unearned Revenue	309.73	302.86	351.13	396.53	415.28	401.48
Pension & Post-Retirement Benefits	27.84	-	-	-	30.86	23.15
Long-Term Deferred Tax Liabilities	-	-	-	0.09	0.69	0.08
Other Long-Term Liabilities	8,468	7,496	4,453	3,059	2,666	2,433
Total Liabilities	215,686	213,243	197,177	184,655	162,197	142,567
Common Stock	169.99	169.86	169.73	169.54	169.47	169.4
Additional Paid-In Capital	3,456	3,446	3,435	3,424	3,418	3,410
Retained Earnings	11,227	10,543	10,519	11,222	12,400	12,296
Comprehensive Income & Other	-245.8	-423.88	-1,411	-1,099	685.83	275.03
Total Common Equity	14,607	13,735	12,713	13,716	16,673	16,151
Minority Interest	2.12	2.04	2.03	1.87	1.93	2
Shareholders' Equity	14,609	13,737	12,715	13,718	16,675	16,153
Total Liabilities & Equity	230,296	226,981	209,892	198,373	178,872	158,721
Total Debt	17,400	17,837	15,799	20,735	22,979	24,979
Net Cash (Debt)	10,191	21,265	4,313	-2,778	-10,388	-14,182
Net Cash Growth	43.06%	393.08%	-	-	-	-
Net Cash Per Share	239.60	500.10	101.71	-65.56	-245.11	-334.81
Filing Date Shares Outstanding	42.5	42.47	42.43	42.38	42.37	42.35
Total Common Shares Outstanding	42.5	42.47	42.43	42.38	42.37	42.35
Book Value Per Share	343.72	323.45	299.60	323.61	393.54	381.37
Tangible Book Value	12,844	12,033	11,321	12,432	15,494	15,196
Tangible Book Value Per Share	302.23	283.37	266.80	293.31	365.72	358.81

Source: S&P Capital IQ. Banks template. Financial Sources.