mBank S.A. (WSE:MBK)

mBank Statistics

Total Valuation

mBank has a market cap or net worth of PLN 43.48 billion.

Market Cap	43.48B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, February 10, 2026.

Earnings Date	Feb 10, 2026
Ex-Dividend Date	n/a

Share Statistics

mBank has 42.53 million shares outstanding. The number of shares has increased by 0.04% in one year.

Current Share Class	42.51M
Shares Outstanding	42.53M
Shares Change (YoY)	+0.04%
Shares Change (QoQ)	-0.02%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	24.93%
Float	13.16M

Valuation Ratios

The trailing PE ratio is 12.28 and the forward PE ratio is 10.33.

PE Ratio	12.28
Forward PE	10.33
PS Ratio	3.61
PB Ratio	2.03
P/TBV Ratio	2.27
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.09%.

Return on Equity (ROE)	18.09%
Return on Assets (ROA)	1.35%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.08%
Revenue Per Employee	1.55M
Profits Per Employee	456,877
Employee Count	7,756
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, mBank has paid 1.48 billion in taxes.

Income Tax	1.48B
Effective Tax Rate	29.42%

Stock Price Statistics

The stock price has increased by +44.98% in the last 52 weeks. The beta is 0.87, so mBank's price volatility has been lower than the market average.

Beta (5Y)	0.87
52-Week Price Change	+44.98%
50-Day Moving Average	1,034.99
200-Day Moving Average	924.32
Relative Strength Index (RSI)	46.97
Average Volume (20 Days)	25,249

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, mBank had revenue of PLN 12.04 billion and earned 3.54 billion in profits. Earnings per share was 83.26.

Revenue	12.04B
Gross Profit	12.04B
Operating Income	7.06B
Pretax Income	5.02B
Net Income	3.54B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	83.26

Balance Sheet

The company has 45.98 billion in cash and 21.22 billion in debt, with a net cash position of 24.77 billion or 582.36 per share.

Cash & Cash Equivalents	45.98B
Total Debt	21.22B
Net Cash	24.77B
Net Cash Per Share	582.36
Equity (Book Value)	21.41B
Book Value Per Share	503.44
Working Capital	-186.66B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	58.65%
Pretax Margin	41.71%
Profit Margin	29.44%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

mBank does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.04%
Shareholder Yield	-0.04%
Earnings Yield	8.15%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 4, 1994. It was a forward split with a ratio of 5.

Last Split Date	Jul 4, 1994
Split Type	Forward
Split Ratio	5

Scores

Altman Z-Score	n/a
Piotroski F-Score	2