Bank Millennium S.A. (WSE:MIL)
 15.55
 -0.19 (-1.21%)
  Oct 31, 2025, 10:42 AM CET
Bank Millennium Income Statement
Financials in millions PLN. Fiscal year is January - December.
 Millions PLN. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 | 
|---|---|---|---|---|---|---|---|
| Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 | 
| Interest Income on Loans | 8,919 | 8,823 | 8,436 | 5,000 | 2,739 | 2,705 | Upgrade  | 
| Interest Income on Investments | 269 | 3.63 | 3.43 | 3.8 | 52.4 | 425.59 | Upgrade  | 
| Total Interest Income | 9,188 | 8,827 | 8,439 | 5,004 | 2,792 | 3,130 | Upgrade  | 
| Interest Paid on Deposits | 3,361 | 3,293 | 3,182 | 1,663 | 125.25 | 543.52 | Upgrade  | 
| Net Interest Income | 5,827 | 5,534 | 5,257 | 3,341 | 2,667 | 2,587 | Upgrade  | 
| Net Interest Income Growth (YoY) | 9.69% | 5.26% | 57.34% | 25.29% | 3.09% | 6.01% | Upgrade  | 
| Income From Trading Activities | 15.49 | -7.21 | 48.42 | -0.31 | -8.97 | 13.44 | Upgrade  | 
| Gain (Loss) on Sale of Assets | 30.04 | 30.04 | 19.95 | 4.1 | -1.73 | 5.93 | Upgrade  | 
| Gain (Loss) on Sale of Investments | 60.08 | 17.15 | 551.28 | 23.09 | 135.08 | 166.66 | Upgrade  | 
| Other Non-Interest Income | 957.37 | 931.76 | 1,130 | 852.84 | 843.93 | 997.96 | Upgrade  | 
| Total Non-Interest Income | 1,063 | 971.75 | 1,750 | 879.72 | 968.31 | 1,184 | Upgrade  | 
| Non-Interest Income Growth (YoY) | -33.79% | -44.47% | 98.91% | -9.15% | -18.22% | 8.65% | Upgrade  | 
| Revenues Before Loan Losses | 6,890 | 6,505 | 7,007 | 4,221 | 3,635 | 3,771 | Upgrade  | 
| Provision for Loan Losses | 146.37 | 271.08 | 262.48 | 342.03 | 276.61 | 556.91 | Upgrade  | 
| 6,744 | 6,234 | 6,744 | 3,879 | 3,358 | 3,214 | Upgrade  | |
| Revenue Growth (YoY) | 2.87% | -7.56% | 73.88% | 15.50% | 4.50% | 2.77% | Upgrade  | 
| Occupancy Expenses | 226.1 | 226.19 | 211.52 | 208.92 | 193.5 | 210.41 | Upgrade  | 
| Selling, General & Administrative | 2,220 | 1,981 | 1,738 | 1,845 | 1,348 | 1,512 | Upgrade  | 
| Other Non-Interest Expense | 1,147 | 963.8 | 386.96 | 510.52 | 445.33 | 406.82 | Upgrade  | 
| Total Non-Interest Expense | 3,593 | 3,171 | 2,336 | 2,565 | 1,986 | 2,130 | Upgrade  | 
| EBT Excluding Unusual Items | 3,151 | 3,063 | 4,408 | 1,314 | 1,372 | 1,084 | Upgrade  | 
| Asset Writedown | -7.75 | - | - | - | - | - | Upgrade  | 
| Legal Settlements | -1,619 | -2,179 | -3,065 | -2,017 | -2,307 | -856.05 | Upgrade  | 
| Other Unusual Items | -8.91 | -8.91 | -30.21 | -27.33 | -112.73 | -17.22 | Upgrade  | 
| Pretax Income | 1,516 | 875.02 | 1,312 | -730.76 | -1,048 | 210.94 | Upgrade  | 
| Income Tax Expense | 487.86 | 155.82 | 736.77 | 283.81 | 309.51 | 188.12 | Upgrade  | 
| Net Income | 1,028 | 719.21 | 575.72 | -1,015 | -1,357 | 22.82 | Upgrade  | 
| Net Income to Common | 1,028 | 719.21 | 575.72 | -1,015 | -1,357 | 22.82 | Upgrade  | 
| Net Income Growth | 55.30% | 24.92% | - | - | - | -95.93% | Upgrade  | 
| Basic Shares Outstanding | 1,213 | 1,213 | 1,213 | 1,213 | 1,213 | 1,213 | Upgrade  | 
| Diluted Shares Outstanding | 1,213 | 1,213 | 1,213 | 1,213 | 1,213 | 1,213 | Upgrade  | 
| EPS (Basic) | 0.85 | 0.59 | 0.47 | -0.84 | -1.12 | 0.02 | Upgrade  | 
| EPS (Diluted) | 0.85 | 0.59 | 0.47 | -0.84 | -1.12 | 0.02 | Upgrade  | 
| EPS Growth | 56.89% | 25.53% | - | - | - | -95.91% | Upgrade  | 
| Effective Tax Rate | 32.19% | 17.81% | 56.14% | - | - | 89.18% | Upgrade  | 
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.