Bank Millennium Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,046	1,066	14,324	5,631	1,067
Investment Securities	69,864	54,148	29,439	16,459	19,158
Trading Asset Securities	980.47	617.24	680.35	498.41	187.47
Total Investments	70,845	54,765	30,119	16,957	19,346
Gross Loans	78,090	76,671	75,531	78,423	80,240
Allowance for Loan Losses	-2,359	-2,503	-2,497	-2,421	-2,210
Other Adjustments to Gross Loans	-4.67	-10.94	-21.77	-	-
Net Loans	75,727	74,157	73,012	76,003	78,030
Property, Plant & Equipment	557.03	532.23	565.63	572.81	528.57
Goodwill	192.13	192.13	192.13	192.13	192.13
Other Intangible Assets	146.36	142.55	110.85	136.58	139.21
Accrued Interest Receivable	723.56	770.53	676.04	604.51	407.92
Other Receivables	1,967	1,755	1,195	951.16	580.02
Restricted Cash	3,314	4,113	4,176	8,600	2,305
Other Current Assets	16.72	208.64	17.51	11.39	-
Long-Term Deferred Tax Assets	549.47	734.43	484.99	801.39	608.02
Other Long-Term Assets	589.34	427.62	647.38	480.82	184.32
Total Assets	155,673	138,864	125,520	110,942	103,388
Accrued Expenses	206.65	140.29	136.6	128.84	92.73
Interest Bearing Deposits	40,185	40,392	39,189	32,805	16,930
Non-Interest Bearing Deposits	90,476	76,751	68,262	65,591	74,884
Total Deposits	130,662	117,143	107,451	98,396	91,814
Short-Term Borrowings	233.31	522.07	770.5	934.82	759.41
Current Portion of Long-Term Debt	99	52.46	-	-	-
Current Portion of Leases	182.81	183.77	185.51	189.82	95.37
Current Income Taxes Payable	16.53	220.66	461.22	32.53	-
Accrued Interest Payable	249.03	318.19	359.38	265.3	29.29
Other Current Liabilities	1,580	1,546	1,906	1,881	1,286
Long-Term Debt	9,099	7,635	4,883	1,917	1,556
Long-Term Leases	159.52	183.47	197.83	234.31	275.25
Pension & Post-Retirement Benefits	74.53	51.17	44.94	30.79	31.53
Long-Term Deferred Tax Liabilities	1.02	3.11	0.24	-	-
Other Long-Term Liabilities	3,974	3,157	2,168	1,373	776.52
Total Liabilities	146,548	131,182	118,625	105,448	96,756
Common Stock	1,213	1,213	1,213	1,213	1,213
Additional Paid-In Capital	1,148	1,148	1,148	1,148	1,147
Retained Earnings	6,583	5,382	4,752	4,176	4,918
Treasury Stock	-0.02	-0.02	-0.02	-0.02	-0.02
Comprehensive Income & Other	181.7	-59.98	-217.51	-1,042	-645.69
Shareholders' Equity	9,126	7,682	6,895	5,494	6,632
Total Liabilities & Equity	155,673	138,864	125,520	110,942	103,388
Total Debt	9,774	8,576	6,037	3,276	2,686
Net Cash (Debt)	-7,516	-6,544	10,149	3,119	-737.68
Net Cash Growth	-	-	225.45%	-	-
Net Cash Per Share	-6.20	-5.39	8.37	2.57	-0.61
Filing Date Shares Outstanding	1,213	1,213	1,213	1,213	1,213
Total Common Shares Outstanding	1,213	1,213	1,213	1,213	1,213
Book Value Per Share	7.52	6.33	5.68	4.53	5.47
Tangible Book Value	8,787	7,347	6,592	5,166	6,301
Tangible Book Value Per Share	7.24	6.06	5.43	4.26	5.19

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.