Orzel Spolka Akcyjna Income Statement

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Non-Interest Income	13.65	22.77	18.38	17.91	16.11	14.82
Non-Interest Income Growth	-7.31%	23.90%	2.64%	11.20%	8.70%	23.21%
Revenues Before Loan Losses	13.65	22.77	18.38	17.91	16.11	14.82
Revenue	13.65	22.77	18.38	17.91	16.11	14.82
Revenue Growth (YoY)	-7.31%	23.90%	2.64%	11.20%	8.70%	23.21%
Selling, General & Admin	4.65	4.75	5.39	4.66	3.93	3.33
Other Non-Interest Expenses	10.38	17.49	12.87	10.61	9.18	8.49
Total Non-Interest Expense	15.03	22.24	18.25	15.27	13.12	11.82
Pretax Income	0.31	0.54	0.13	2.64	2.99	2.99
Provision for Income Taxes	0.02	0.03	-0.05	0.39	0.47	0.46
Net Income	0.28	0.51	0.17	2.25	2.52	2.53
Net Income to Common	0.28	0.51	0.17	2.25	2.52	2.53
Net Income Growth	-	193.00%	-92.30%	-10.81%	-0.40%	98.19%
Shares Outstanding (Basic)	11	11	11	11	11	11
Shares Outstanding (Diluted)	11	11	11	11	11	11
Shares Change (YoY)	-	-	-	-	-	-
EPS (Basic)	0.03	0.05	-0.01	0.21	0.24	0.24
EPS (Diluted)	0.03	0.05	-0.01	0.21	0.24	0.24
EPS Growth	-	-	-	-12.50%	0%	100.00%
Free Cash Flow	-	5.96	18.22	17.14	3.42	6.71
Free Cash Flow Growth	-	-67.31%	6.31%	401.44%	-49.08%	127.76%
Free Cash Flow Per Share	-	0.56	1.72	1.61	0.32	0.63
Profit Margin	2.09%	2.22%	0.94%	12.54%	15.64%	17.06%
FCF Margin	-	26.16%	99.14%	95.71%	21.22%	45.31%
Effective Tax Rate	6.78%	5.40%	-35.68%	14.81%	15.73%	15.52%