Banco Santander Ratios and Metrics

Market cap in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Aug '25 Aug 14, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2020
Market Capitalization	520,632	289,250	260,867	217,051	230,230	200,944	Upgrade
Market Cap Growth	53.49%	10.88%	20.19%	-5.73%	14.57%	-23.72%	Upgrade
Last Close Price	35.00	18.51	15.86	12.17	12.02	10.22	Upgrade
PE Ratio	9.64	5.66	5.67	5.11	6.64	-	Upgrade
PS Ratio	2.45	1.33	1.31	1.11	1.29	1.38	Upgrade
PB Ratio	1.13	0.63	0.58	0.48	0.52	0.48	Upgrade
P/FCF Ratio	3.88	-	-	2.49	1.08	0.75	Upgrade
P/OCF Ratio	3.18	-	11.97	1.67	0.89	0.67	Upgrade
Debt / Equity Ratio	3.37	3.64	3.55	3.66	3.18	3.40	Upgrade
Debt / FCF Ratio	11.59	-	-	19.16	6.61	5.28	Upgrade
Return on Equity (ROE)	13.61%	12.99%	12.07%	11.06%	10.25%	-7.63%	Upgrade
Return on Assets (ROA)	0.80%	0.76%	0.69%	0.65%	0.62%	-0.51%	Upgrade
Earnings Yield	10.37%	18.60%	18.45%	20.71%	16.18%	-19.94%	Upgrade
FCF Yield	25.80%	-48.30%	-10.71%	40.19%	92.98%	133.63%	Upgrade
Dividend Yield	2.14%	4.85%	4.82%	4.53%	3.82%	5.70%	Upgrade
Payout Ratio	23.79%	23.99%	20.41%	19.24%	16.16%	-	Upgrade
Buyback Yield / Dilution	4.41%	4.18%	3.88%	2.41%	-0.03%	-1.29%	Upgrade
Total Shareholder Return	6.55%	9.04%	8.70%	6.94%	3.79%	4.42%	Upgrade

Updated Feb 26, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.