Banco Santander, S.A. (WSE:SAN)

Banco Santander Statistics

Total Valuation

Banco Santander has a market cap or net worth of PLN 548.89 billion.

Market Cap	548.89B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, October 29, 2025.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	Oct 30, 2025

Share Statistics

Current Share Class	14.75B
Shares Outstanding	n/a
Shares Change (YoY)	-4.19%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	1.05%
Owned by Institutions (%)	37.43%
Float	14.54B

Valuation Ratios

The trailing PE ratio is 9.92 and the forward PE ratio is 9.54.

PE Ratio	9.92
Forward PE	9.54
PS Ratio	2.54
PB Ratio	1.17
P/TBV Ratio	1.54
P/FCF Ratio	15.33
P/OCF Ratio	8.49
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	44.39
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.72%.

Return on Equity (ROE)	13.72%
Return on Assets (ROA)	0.81%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.06M
Profits Per Employee	270,313
Employee Count	206,753
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Banco Santander has paid 21.01 billion in taxes.

Income Tax	21.01B
Effective Tax Rate	25.04%

Stock Price Statistics

The stock price has increased by +87.61% in the last 52 weeks. The beta is 0.96, so Banco Santander's price volatility has been similar to the market average.

Beta (5Y)	0.96
52-Week Price Change	+87.61%
50-Day Moving Average	36.99
200-Day Moving Average	30.89
Relative Strength Index (RSI)	48.61
Average Volume (20 Days)	1,757

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Banco Santander had revenue of PLN 216.23 billion and earned 55.35 billion in profits. Earnings per share was 3.64.

Revenue	216.23B
Gross Profit	216.23B
Operating Income	90.61B
Pretax Income	83.92B
Net Income	55.35B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3.64

Balance Sheet

The company has 1.79 trillion in cash and 1.59 trillion in debt, giving a net cash position of 202.51 billion.

Cash & Cash Equivalents	1.79T
Total Debt	1.59T
Net Cash	202.51B
Net Cash Per Share	n/a
Equity (Book Value)	469.01B
Book Value Per Share	29.11
Working Capital	-3,523.97B

Cash Flow

In the last 12 months, operating cash flow was 64.67 billion and capital expenditures -28.86 billion, giving a free cash flow of 35.81 billion.

Operating Cash Flow	64.67B
Capital Expenditures	-28.86B
Free Cash Flow	35.81B
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	41.91%
Pretax Margin	38.81%
Profit Margin	26.84%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	16.56%

Dividends & Yields

This stock pays an annual dividend of 0.77, which amounts to a dividend yield of 2.10%.

Dividend Per Share	0.77
Dividend Yield	2.10%
Dividend Growth (YoY)	13.23%
Years of Dividend Growth	3
Payout Ratio	23.34%
Buyback Yield	4.19%
Shareholder Yield	6.29%
Earnings Yield	10.08%
FCF Yield	6.52%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 16, 2020. It was a forward split with a ratio of 1.0434818904.

Last Split Date	Nov 16, 2020
Split Type	Forward
Split Ratio	1.0434818904

Scores

Altman Z-Score	n/a
Piotroski F-Score	4