XTB S.A. (WSE:XTB)

XTB S.A. Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	-	5,371	3,677	3,161	2,376	1,576
Trading Asset Securities	-	1,124	903.26	842.51	703.55	663.13
Accounts Receivable	-	23.56	11.32	20.74	21.31	9.75
Other Receivables	-	25.32	15.17	15.3	8.22	3.67
Property, Plant & Equipment	-	65.33	50.39	45.3	16.21	13.26
Other Intangible Assets	-	2.01	1.17	1.44	0.59	0.64
Other Current Assets	-	22.41	19.43	18.58	11.61	7.37
Long-Term Deferred Tax Assets	-	8.71	10.07	7.87	8.69	9.39
Total Assets	-	6,646	4,689	4,114	3,148	2,284
Accounts Payable	-	4,276	2,683	2,361	2,033	1,226
Accrued Expenses	-	46.2	40.79	46.86	25.5	31.33
Short-Term Debt	-	208.19	110.36	105.55	127.71	96.63
Current Portion of Leases	-	10.59	8.96	6.6	2.89	4.63
Long-Term Leases	-	23.34	20.64	23.85	4.54	4.03
Long-Term Deferred Tax Liabilities	-	61.24	62.95	58.74	32.42	23.26
Other Long-Term Liabilities	-	3.01	3.55	4.04	4.79	6.33
Total Liabilities	-	4,642	2,954	2,608	2,232	1,395
Common Stock	-	5.88	5.88	5.87	5.87	5.87
Additional Paid-In Capital	-	69.65	69.65	69.65	69.65	69.65
Retained Earnings	-	1,932	1,666	1,431	840.49	812.78
Comprehensive Income & Other	-	-4.07	-6.6	0.04	-0.45	0.01
Total Common Equity	1,763	2,004	1,735	1,506	915.56	888.31
Minority Interest	-	0.12	-	-	-	-
Shareholders' Equity	1,763	2,004	1,735	1,506	915.56	888.31
Total Liabilities & Equity	-	6,646	4,689	4,114	3,148	2,284
Total Debt	213.35	242.13	139.96	136	135.15	105.29
Net Cash (Debt)	6,905	6,253	4,440	3,868	2,945	2,134
Net Cash Growth	26.78%	40.82%	14.80%	31.34%	38.01%	99.37%
Net Cash Per Share	58.73	53.18	37.77	32.95	25.09	18.18
Filing Date Shares Outstanding	117.57	117.57	117.57	117.38	117.38	117.38
Total Common Shares Outstanding	117.57	117.57	117.57	117.38	117.38	117.38
Working Capital	-	2,012	1,759	1,537	930.68	899.74
Book Value Per Share	15.00	17.04	14.75	12.83	7.80	7.57
Tangible Book Value	1,761	2,002	1,733	1,505	914.98	887.67
Tangible Book Value Per Share	14.98	17.02	14.74	12.82	7.79	7.56

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.