XTB S.A. (WSE:XTB)

XTB S.A. Statistics

Total Valuation

XTB S.A. has a market cap or net worth of PLN 8.58 billion.

Market Cap	8.58B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, August 28, 2025.

Earnings Date	Aug 28, 2025
Ex-Dividend Date	Jun 13, 2025

Share Statistics

XTB S.A. has 117.57 million shares outstanding. The number of shares has decreased by -0.08% in one year.

Current Share Class	117.57M
Shares Outstanding	117.57M
Shares Change (YoY)	-0.08%
Shares Change (QoQ)	-0.19%
Owned by Insiders (%)	43.90%
Owned by Institutions (%)	23.13%
Float	65.95M

Valuation Ratios

The trailing PE ratio is 10.67.

PE Ratio	10.67
Forward PE	n/a
PS Ratio	4.12
PB Ratio	4.87
P/TBV Ratio	4.87
P/FCF Ratio	12.57
P/OCF Ratio	12.15
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.33, with a Debt / Equity ratio of 0.12.

Current Ratio	1.33
Quick Ratio	1.32
Debt / Equity	0.12
Debt / EBITDA	n/a
Debt / FCF	0.31
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 47.73%.

Return on Equity (ROE)	47.73%
Return on Assets (ROA)	12.85%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.50M
Profits Per Employee	577,169
Employee Count	1,245
Asset Turnover	0.33
Inventory Turnover	n/a

Taxes

In the past 12 months, XTB S.A. has paid 175.35 million in taxes.

Income Tax	175.35M
Effective Tax Rate	17.91%

Stock Price Statistics

The stock price has increased by +16.58% in the last 52 weeks. The beta is 0.24, so XTB S.A.'s price volatility has been lower than the market average.

Beta (5Y)	0.24
52-Week Price Change	+16.58%
50-Day Moving Average	75.01
200-Day Moving Average	74.11
Relative Strength Index (RSI)	39.73
Average Volume (20 Days)	215,500

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, XTB S.A. had revenue of PLN 2.09 billion and earned 804.00 million in profits. Earnings per share was 6.84.

Revenue	2.09B
Gross Profit	1.86B
Operating Income	1.01B
Pretax Income	979.21M
Net Income	804.00M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	6.84

Balance Sheet

The company has 7.12 billion in cash and 213.35 million in debt, giving a net cash position of 6.90 billion or 58.73 per share.

Cash & Cash Equivalents	7.12B
Total Debt	213.35M
Net Cash	6.90B
Net Cash Per Share	58.73
Equity (Book Value)	1.76B
Book Value Per Share	15.00
Working Capital	1.78B

Cash Flow

In the last 12 months, operating cash flow was 706.10 million and capital expenditures -23.22 million, giving a free cash flow of 682.88 million.

Operating Cash Flow	706.10M
Capital Expenditures	-23.22M
Free Cash Flow	682.88M
FCF Per Share	5.81

Margins

Gross margin is 89.26%, with operating and profit margins of 48.48% and 38.55%.

Gross Margin	89.26%
Operating Margin	48.48%
Pretax Margin	46.95%
Profit Margin	38.55%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	32.74%

Dividends & Yields

This stock pays an annual dividend of 5.45, which amounts to a dividend yield of 7.47%.

Dividend Per Share	5.45
Dividend Yield	7.47%
Dividend Growth (YoY)	8.57%
Years of Dividend Growth	2
Payout Ratio	79.70%
Buyback Yield	0.08%
Shareholder Yield	7.63%
Earnings Yield	9.37%
FCF Yield	7.96%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3