XTB S.A. (WSE:XTB)

XTB S.A. Statistics

Total Valuation

XTB S.A. has a market cap or net worth of PLN 8.00 billion.

Market Cap	8.00B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, November 18, 2025.

Earnings Date	Nov 18, 2025
Ex-Dividend Date	Jun 13, 2025

Share Statistics

XTB S.A. has 117.57 million shares outstanding. The number of shares has decreased by -0.12% in one year.

Current Share Class	117.57M
Shares Outstanding	117.57M
Shares Change (YoY)	-0.12%
Shares Change (QoQ)	+0.09%
Owned by Insiders (%)	43.90%
Owned by Institutions (%)	25.45%
Float	65.95M

Valuation Ratios

The trailing PE ratio is 12.24.

PE Ratio	12.24
Forward PE	n/a
PS Ratio	4.01
PB Ratio	4.40
P/TBV Ratio	4.40
P/FCF Ratio	12.62
P/OCF Ratio	12.17
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.29, with a Debt / Equity ratio of 0.16.

Current Ratio	1.29
Quick Ratio	1.28
Debt / Equity	0.16
Debt / EBITDA	n/a
Debt / FCF	0.45
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 36.02%.

Return on Equity (ROE)	36.02%
Return on Assets (ROA)	9.29%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.43M
Profits Per Employee	469,001
Employee Count	1,245
Asset Turnover	0.28
Inventory Turnover	n/a

Taxes

In the past 12 months, XTB S.A. has paid 135.62 million in taxes.

Income Tax	135.62M
Effective Tax Rate	17.19%

Stock Price Statistics

The stock price has decreased by -2.83% in the last 52 weeks. The beta is 0.13, so XTB S.A.'s price volatility has been lower than the market average.

Beta (5Y)	0.13
52-Week Price Change	-2.83%
50-Day Moving Average	70.01
200-Day Moving Average	73.61
Relative Strength Index (RSI)	44.21
Average Volume (20 Days)	485,434

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, XTB S.A. had revenue of PLN 1.99 billion and earned 653.32 million in profits. Earnings per share was 5.56.

Revenue	1.99B
Gross Profit	1.76B
Operating Income	802.54M
Pretax Income	788.88M
Net Income	653.32M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	5.56

Balance Sheet

The company has 8.12 billion in cash and 287.80 million in debt, giving a net cash position of 7.84 billion or 66.65 per share.

Cash & Cash Equivalents	8.12B
Total Debt	287.80M
Net Cash	7.84B
Net Cash Per Share	66.65
Equity (Book Value)	1.82B
Book Value Per Share	15.47
Working Capital	1.85B

Cash Flow

In the last 12 months, operating cash flow was 657.28 million and capital expenditures -23.38 million, giving a free cash flow of 633.91 million.

Operating Cash Flow	657.28M
Capital Expenditures	-23.38M
Free Cash Flow	633.91M
FCF Per Share	5.39

Margins

Gross margin is 88.12%, with operating and profit margins of 40.27% and 32.78%.

Gross Margin	88.12%
Operating Margin	40.27%
Pretax Margin	39.59%
Profit Margin	32.78%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	31.81%

Dividends & Yields

This stock pays an annual dividend of 5.45, which amounts to a dividend yield of 8.01%.

Dividend Per Share	5.45
Dividend Yield	8.01%
Dividend Growth (YoY)	8.57%
Years of Dividend Growth	2
Payout Ratio	98.08%
Buyback Yield	0.12%
Shareholder Yield	8.13%
Earnings Yield	8.17%
FCF Yield	7.93%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4