Hrvatska postanska banka d.d. (ZSE:HPB)
368.00
+2.00 (0.55%)
At close: Nov 4, 2026
ZSE:HPB Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 217.43 | 198.91 | 209.34 | 205.8 | 109.3 | 101.47 |
Revenue Growth | 5.73% | -4.98% | 1.72% | 88.29% | 7.71% | 10.03% |
Net Income Net Income Growth | 71.61 | 58.77 | 73.54 | 83.09 | 126.67 | 26.96 |
Earnings Per Share EPS Growth | 35.37 | 29.03 | 36.32 | 41.04 | 62.56 | 13.32 |
EPS Growth | 11.97% | -20.08% | -11.50% | -34.40% | 369.62% | 11.00% |
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Corporate Banking Corporate Banking Growth | 45.05 | 39.43 | 58.05 | 34.37 | 27.29 |
Retail Banking Retail Banking Growth | 65.59 | 44.3 | 65.83 | 62.72 | 48.15 |
Financial Markets Financial Markets Growth | 92.97 | 131.35 | 77.18 | 12.5 | 20.61 |
Other Other Growth | -3.87 | -4.35 | - | - | - |
Total Total Growth | 199.74 | 210.73 | 203.05 | 108.31 | 101.75 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 1,316 | 2,489 | 3,877 | 3,171 | 1,574 | 948.24 |
Total Debt Total Debt Growth | 149.58 | 676.8 | 457.47 | 484.31 | 335.49 | 185.87 |
Net Cash (Debt) Net Cash Growth | 1,166 | 1,813 | 3,419 | 2,686 | 1,239 | 762.37 |
Net Cash Growth | 595.03% | -46.99% | 27.29% | 116.90% | 62.46% | 70.68% |
Net Cash Per Share Net Cash Per Share Growth | 576.07 | 895.25 | 1688.95 | 1326.90 | 611.76 | 376.70 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -1,854 | -1,995 | -70.87 | 185.29 | -50.54 | 77.93 |
Capital Expenditures CapEx Growth | -16.02 | -16.45 | -13.98 | -9.36 | -41.03 | -6.27 |
Free Cash Flow Free Cash Flow Growth | -1,870 | -2,011 | -84.85 | 175.93 | -91.57 | 71.66 |
Free Cash Flow Growth | - | - | - | - | - | - |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 32.93% | 29.55% | 35.13% | 40.37% | 115.89% | 26.57% |
FCF Margin | -860.02% | -1011.26% | -40.53% | 85.48% | -83.78% | 70.62% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Dividend Per Share Dividend Per Share Growth | 21.830 | - | 21.830 | 23.900 | 2.610 |
Dividend Per Share Growth | 0% | - | -8.66% | 815.71% | - |
Dividend Yield | 5.93% | - | 6.87% | 12.78% | 2.39% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 10.40 | 10.82 | 8.76 | 4.56 | 1.75 | 7.29 |
P/FCF Ratio | - | - | - | 2.15 | - | 2.74 |
PS Ratio | 3.43 | 3.20 | 3.08 | 1.84 | 2.03 | 1.94 |