ZSE:HPB Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,782	2,410	3,810	3,112	1,481	864.94
Investment Securities	2,261	2,208	1,038	863.9	826.12	608.69
Trading Asset Securities	-	75.12	66.62	55.41	67.53	83.29
Total Investments	2,261	2,283	1,104	919.31	893.66	691.98
Gross Loans	3,774	3,865	3,042	3,123	3,304	2,086
Allowance for Loan Losses	-	-186.28	-190.42	-241.09	-267.6	-206.65
Net Loans	3,774	3,679	2,852	2,882	3,036	1,880
Property, Plant & Equipment	58	57.13	51.3	55.24	36.04	24.94
Goodwill	-	0	0	0	0	-
Other Intangible Assets	19.71	19.66	14.91	14.62	18.02	8.58
Investments in Real Estate	4.56	4.59	4.83	5.87	6.32	9
Accrued Interest Receivable	-	16.08	16.7	27.81	25.69	20.21
Other Receivables	1.14	79.03	16.01	17.1	10.21	9.89
Restricted Cash	-	-	-	-	-	176.5
Other Current Assets	11.1	10.27	6.93	6.5	7.45	5.6
Long-Term Deferred Tax Assets	4.23	3.95	4.42	5.32	9.13	-
Other Long-Term Assets	19.87	-	-	-	16.64	11.99
Total Assets	7,936	8,562	7,882	7,046	5,540	3,703
Accounts Payable	-	3.84	2.21	3.28	3.07	1.98
Accrued Expenses	-	2.53	2.49	2.49	1.64	1.37
Interest Bearing Deposits	7,254	2,912	2,896	2,476	1,709	1,135
Non-Interest Bearing Deposits	-	4,263	3,823	3,437	2,929	1,983
Total Deposits	7,254	7,176	6,719	5,913	4,638	3,118
Short-Term Borrowings	-	244	1.45	30.03	0.03	-
Current Portion of Long-Term Debt	-	-	136.35	36.75	29.01	16.14
Current Portion of Leases	-	3.32	3.14	3.38	3.1	2.71
Current Income Taxes Payable	-	0.03	6.05	7.51	0.22	4.78
Accrued Interest Payable	-	9.24	14	10.26	2.86	1.02
Other Current Liabilities	-	72.27	74.66	47.15	-	-
Long-Term Debt	-	417.51	307.87	403.01	293.27	157.75
Long-Term Leases	-	11.97	8.67	11.14	10.09	9.27
Long-Term Unearned Revenue	4.79	-	-	-	0.37	0.48
Pension & Post-Retirement Benefits	-	1.58	1.25	-	1.05	0.99
Long-Term Deferred Tax Liabilities	-	-	-	-	-	3.5
Other Long-Term Liabilities	87.14	39.8	40.33	40.42	100.17	31.88
Total Liabilities	7,346	7,987	7,322	6,512	5,083	3,350
Common Stock	161.97	161.97	161.97	161.97	161.23	161.64
Retained Earnings	417.94	402.04	387.47	362.32	287.06	159.38
Treasury Stock	-0.01	-	-	-	-	-0.06
Comprehensive Income & Other	10.63	11.75	10.08	9.24	8.62	32.56
Shareholders' Equity	590.54	575.75	559.51	533.53	456.9	353.51
Total Liabilities & Equity	7,936	8,562	7,882	7,046	5,540	3,703
Total Debt	-	676.8	457.47	484.31	335.49	185.87
Net Cash (Debt)	1,782	1,813	3,419	2,686	1,239	762.37
Net Cash Growth	704.83%	-46.99%	27.29%	116.90%	62.46%	70.68%
Net Cash Per Share	880.06	895.25	1688.95	1326.90	611.76	376.70
Filing Date Shares Outstanding	2.02	2.02	2.02	2.02	2.02	2.02
Total Common Shares Outstanding	2.02	2.02	2.02	2.02	2.02	2.02
Book Value Per Share	291.68	284.38	276.35	263.52	225.67	174.67
Tangible Book Value	570.82	556.09	544.6	518.91	438.88	344.93
Tangible Book Value Per Share	281.94	274.66	268.99	256.30	216.77	170.43