Hrvatska postanska banka d.d. (ZSE:HPB)
Croatia · Delayed Price · Currency is EUR 368.00
+2.00 (0.55%)
At close: Nov 4, 2026
ZSE:HPB Balance Sheet
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 1,316 | 2,410 | 3,810 | 3,112 | 1,481 | 864.94 |
Investment Securities | 2,184 | 2,208 | 1,038 | 863.9 | 826.12 | 608.69 |
Trading Asset Securities | - | 75.12 | 66.62 | 55.41 | 67.53 | 83.29 |
Total Investments | 2,184 | 2,283 | 1,104 | 919.31 | 893.66 | 691.98 |
Gross Loans | 5,418 | 3,865 | 3,042 | 3,123 | 3,304 | 2,086 |
Allowance for Loan Losses | -203.27 | -186.28 | -190.42 | -241.09 | -267.6 | -206.65 |
Net Loans | 5,214 | 3,679 | 2,852 | 2,882 | 3,036 | 1,880 |
Property, Plant & Equipment | 59.01 | 57.13 | 51.3 | 55.24 | 36.04 | 24.94 |
Goodwill | - | 0 | 0 | 0 | 0 | - |
Other Intangible Assets | 24.18 | 19.66 | 14.91 | 14.62 | 18.02 | 8.58 |
Investments in Real Estate | 11.67 | 4.59 | 4.83 | 5.87 | 6.32 | 9 |
Accrued Interest Receivable | - | 16.08 | 16.7 | 27.81 | 25.69 | 20.21 |
Other Receivables | 0.88 | 79.03 | 16.01 | 17.1 | 10.21 | 9.89 |
Restricted Cash | - | - | - | - | - | 176.5 |
Other Current Assets | 10.45 | 10.27 | 6.93 | 6.5 | 7.45 | 5.6 |
Long-Term Deferred Tax Assets | 3.93 | 3.95 | 4.42 | 5.32 | 9.13 | - |
Other Long-Term Assets | 35.69 | - | - | - | 16.64 | 11.99 |
Total Assets | 8,860 | 8,562 | 7,882 | 7,046 | 5,540 | 3,703 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accounts Payable | - | 3.84 | 2.21 | 3.28 | 3.07 | 1.98 |
Accrued Expenses | - | 2.53 | 2.49 | 2.49 | 1.64 | 1.37 |
Interest Bearing Deposits | 7,986 | 2,912 | 2,896 | 2,476 | 1,709 | 1,135 |
Non-Interest Bearing Deposits | - | 4,263 | 3,823 | 3,437 | 2,929 | 1,983 |
Total Deposits | 7,986 | 7,176 | 6,719 | 5,913 | 4,638 | 3,118 |
Short-Term Borrowings | - | 244 | 1.45 | 30.03 | 0.03 | - |
Current Portion of Long-Term Debt | - | - | 136.35 | 36.75 | 29.01 | 16.14 |
Current Portion of Leases | - | 3.32 | 3.14 | 3.38 | 3.1 | 2.71 |
Current Income Taxes Payable | 3.13 | 0.03 | 6.05 | 7.51 | 0.22 | 4.78 |
Accrued Interest Payable | - | 9.24 | 14 | 10.26 | 2.86 | 1.02 |
Other Current Liabilities | - | 72.27 | 74.66 | 47.15 | - | - |
Long-Term Debt | 149.58 | 417.51 | 307.87 | 403.01 | 293.27 | 157.75 |
Long-Term Leases | - | 11.97 | 8.67 | 11.14 | 10.09 | 9.27 |
Long-Term Unearned Revenue | 4.8 | - | - | - | 0.37 | 0.48 |
Pension & Post-Retirement Benefits | - | 1.58 | 1.25 | - | 1.05 | 0.99 |
Long-Term Deferred Tax Liabilities | 0 | - | - | - | - | 3.5 |
Other Long-Term Liabilities | 111.53 | 39.8 | 40.33 | 40.42 | 100.17 | 31.88 |
Total Liabilities | 8,255 | 7,987 | 7,322 | 6,512 | 5,083 | 3,350 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 161.97 | 161.97 | 161.97 | 161.97 | 161.23 | 161.64 |
Retained Earnings | 431.1 | 402.04 | 387.47 | 362.32 | 287.06 | 159.38 |
Treasury Stock | -0.01 | - | - | - | - | -0.06 |
Comprehensive Income & Other | 11.82 | 11.75 | 10.08 | 9.24 | 8.62 | 32.56 |
Shareholders' Equity | 604.88 | 575.75 | 559.51 | 533.53 | 456.9 | 353.51 |
Total Liabilities & Equity | 8,860 | 8,562 | 7,882 | 7,046 | 5,540 | 3,703 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 149.58 | 676.8 | 457.47 | 484.31 | 335.49 | 185.87 |
Net Cash (Debt) | 1,166 | 1,813 | 3,419 | 2,686 | 1,239 | 762.37 |
Net Cash Growth | 595.03% | -46.99% | 27.29% | 116.90% | 62.46% | 70.68% |
Net Cash Per Share | 576.07 | 895.25 | 1688.95 | 1326.90 | 611.76 | 376.70 |
Filing Date Shares Outstanding | 2.02 | 2.02 | 2.02 | 2.02 | 2.02 | 2.02 |
Total Common Shares Outstanding | 2.02 | 2.02 | 2.02 | 2.02 | 2.02 | 2.02 |
Book Value Per Share | 298.76 | 284.38 | 276.35 | 263.52 | 225.67 | 174.67 |
Tangible Book Value | 580.7 | 556.09 | 544.6 | 518.91 | 438.88 | 344.93 |
Tangible Book Value Per Share | 286.82 | 274.66 | 268.99 | 256.30 | 216.77 | 170.43 |