ZSE:HPB Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	63.96	73.54	83.09	126.67	26.96	24.29
Depreciation & Amortization	8.94	8.88	9.5	8.98	7.15	7.34
Other Amortization	4.49	4.49	4.99	4.05	1.88	2.74
Gain (Loss) on Sale of Assets	-0.27	-	-	-	-	-
Gain (Loss) on Sale of Investments	-6.34	-5.41	-4.43	-8.24	-10.35	-14.46
Total Asset Writedown	-11.02	-	-	-	-0.28	0.93
Provision for Credit Losses	14.36	14.36	8.77	24.68	7.89	18.67
Change in Trading Asset Securities	-9.1	-12.28	11.54	240.96	-26.19	23.87
Change in Other Net Operating Assets	-1,089	16.85	227.59	-228.32	133.3	-107.87
Other Operating Activities	-170.4	-171.3	-155.76	-219.31	-62.43	-72.28
Operating Cash Flow	-1,194	-70.87	185.29	-50.54	77.93	-116.78
Capital Expenditures	-9.07	-10.35	-9.36	-41.03	-6.27	-3.82
Cash Acquisitions	-	-	-	142.88	-	-
Investment in Securities	-	-	-	-	-	35.4
Other Investing Activities	0.23	0.23	-	0.15	0.27	0.44
Investing Cash Flow	-8.85	-10.13	-9.36	102	-6	32.02
Long-Term Debt Issued	-	50.42	226.65	200.79	49.66	98.62
Long-Term Debt Repaid	-	-75.06	-66.45	-86.47	-60.53	-58.38
Net Debt Issued (Repaid)	-38.26	-24.64	160.2	114.32	-10.87	40.25
Common Dividends Paid	-53.67	-5.28	-	-	-	-
Net Increase (Decrease) in Deposit Accounts	419.91	809.51	1,282	479.78	260.91	182.83
Other Financing Activities	-3.61	-3.61	-2.81	-8.49	-	-
Financing Cash Flow	324.37	775.97	1,440	585.6	250.04	223.08
Foreign Exchange Rate Adjustments	-0	0.01	-0.14	-	-	-
Net Cash Flow	-878.4	694.98	1,615	637.07	321.97	138.32
Free Cash Flow	-1,203	-81.22	175.93	-91.57	71.66	-120.6
Free Cash Flow Margin	-577.37%	-38.54%	85.45%	-83.78%	70.62%	-130.77%
Free Cash Flow Per Share	-594.18	-40.12	86.89	-45.23	35.41	-59.59
Cash Interest Paid	76.43	83.38	28.75	7.19	4.1	4.16
Cash Income Tax Paid	18.63	17.08	-	-0.33	-0.28	0.06

Source: S&P Global Market Intelligence. Banks template. Financial Sources.