ZSE:HPB Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	58.77	73.54	83.09	126.67	26.96
Depreciation & Amortization	9.28	8.88	9.5	8.98	7.15
Other Amortization	4.45	4.49	4.99	4.05	1.88
Gain (Loss) on Sale of Investments	-5.65	-5.41	-4.43	-8.24	-10.35
Total Asset Writedown	-	-	-	-	-0.28
Provision for Credit Losses	3.56	14.36	8.77	24.68	7.89
Change in Trading Asset Securities	1.01	-12.28	11.54	240.96	-26.19
Change in Other Net Operating Assets	-1,912	16.85	227.59	-228.32	133.3
Other Operating Activities	-154.62	-171.3	-155.76	-219.31	-62.43
Operating Cash Flow	-1,995	-70.87	185.29	-50.54	77.93
Capital Expenditures	-16.45	-13.98	-9.36	-41.03	-6.27
Sale of Property, Plant and Equipment	0.61	3.62	-	-	-
Cash Acquisitions	-	-	-	142.88	-
Other Investing Activities	0.24	0.23	-	0.15	0.27
Investing Cash Flow	-15.6	-10.13	-9.36	102	-6
Long-Term Debt Issued	479.49	50.42	226.65	200.79	49.66
Long-Term Debt Repaid	-271.2	-78.67	-66.45	-86.47	-60.53
Net Debt Issued (Repaid)	208.29	-28.25	160.2	114.32	-10.87
Common Dividends Paid	-48.39	-5.28	-	-	-
Net Increase (Decrease) in Deposit Accounts	452.1	809.51	1,282	479.78	260.91
Other Financing Activities	-	-	-2.81	-8.49	-
Financing Cash Flow	612	775.97	1,440	585.6	250.04
Foreign Exchange Rate Adjustments	-	0.01	-0.14	-	-
Net Cash Flow	-1,399	694.98	1,615	637.07	321.97
Free Cash Flow	-2,011	-84.85	175.93	-91.57	71.66
Free Cash Flow Margin	-1011.26%	-40.53%	85.48%	-83.78%	70.62%
Free Cash Flow Per Share	-993.52	-41.91	86.89	-45.23	35.41
Cash Interest Paid	73.92	83.38	28.75	7.19	4.1
Cash Income Tax Paid	20.01	17.08	-	-0.33	-0.28

Source: S&P Global Market Intelligence. Banks template. Financial Sources.