Capital Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	199.34	195.99	154.75	141.53	140.61	116.69
Net Interest Income Growth	20.24%	26.65%	9.34%	0.65%	20.49%	38.81%
Non-Interest Income	50.01	49.19	36.65	-	-	-
Non-Interest Income Growth	68.38%	34.21%	-	-	-	-
Revenues Before Loan Losses	249.35	245.18	191.4	141.53	140.61	116.69
Provision for Credit Losses	0.39	0.19	0.39	9.61	6.63	3.36
Revenue	248.96	244.99	191.01	131.92	133.98	113.33
Revenue Growth (YoY)	27.48%	28.26%	44.80%	-1.54%	18.21%	55.62%
Compensation Expenses	74.42	72.17	56.04	-	-	-
Selling, General & Admin	62.25	58.4	50.14	-	-	-
Other Non-Interest Expenses	24.04	24.51	20.04	-	-	-
Total Non-Interest Expense	160.71	155.08	126.22	-	-	-
Pretax Income	72.52	74.94	41.83	131.92	133.98	113.33
Provision for Income Taxes	17.26	17.77	10.86	-	-	-
Net Income	55.26	57.17	30.97	131.92	133.98	113.33
Net Income to Common	55.26	57.17	30.97	131.92	133.98	113.33
Net Income Growth	157.42%	84.59%	-76.52%	-1.54%	18.21%	55.62%
Shares Outstanding (Basic)	17	17	15	14	14	14
Shares Outstanding (Diluted)	17	17	15	14	14	14
Shares Change (YoY)	8.26%	14.53%	3.98%	-1.96%	1.99%	2.04%
EPS (Basic)	3.35	3.45	2.12	2.56	2.98	2.90
EPS (Diluted)	3.31	3.41	2.12	2.55	2.91	2.84
EPS Growth	33.47%	60.85%	-16.86%	-12.37%	2.46%	51.87%
Shares Outstanding	16.29	16.37	16.66	13.92	14.14	13.96
Free Cash Flow	66.09	67.35	32.77	45.26	49.84	132.05
Free Cash Flow Growth	-1.86%	105.52%	-27.60%	-9.19%	-62.26%	2444.36%
Free Cash Flow Per Share	3.97	4.02	2.24	3.21	3.47	9.38
Dividends Per Share	0.460	0.440	0.360	0.300	0.230	0.150
Dividend Growth	4.54%	22.22%	20.00%	30.44%	53.33%	-
Profit Margin	22.19%	23.34%	16.21%	100.00%	100.00%	100.00%
FCF Margin	26.55%	27.49%	17.16%	34.31%	37.20%	116.52%
EBITDA	4.39	3.87	2.21	0.47	1.43	1.21
EBITDA Margin	1.76%	1.58%	1.16%	0.36%	1.07%	1.06%
Effective Tax Rate	23.80%	23.72%	25.96%	0.00%	0.00%	0.00%

SEC Filings: 10-K · 10-Q