Capital Bancorp, Inc. (CBNK)

NASDAQ: CBNK · IEX Real-Time Price · USD
20.83
+0.30 (1.46%)
Mar 28, 2024, 4:00 PM EDT - Market closed

Total Valuation

CBNK has a market cap or net worth of $289.61 million. The enterprise value is $284.71 million.

Market Cap 289.61M
Enterprise Value 284.71M

Important Dates

The next estimated earnings date is Thursday, April 18, 2024, after market close.

Earnings Date Apr 18, 2024
Ex-Dividend Date Feb 2, 2024

Share Statistics

CBNK has 13.92 million shares outstanding. The number of shares has decreased by -1.96% in one year.

Shares Outstanding 13.92M
Shares Change (YoY) -1.96%
Shares Change (QoQ) -0.27%
Owned by Insiders (%) 35.45%
Owned by Institutions (%) 32.46%
Float 8.54M

Valuation Ratios

The trailing PE ratio is 8.17 and the forward PE ratio is 8.43.

PE Ratio 8.17
Forward PE 8.43
PS Ratio 1.84
Forward PS 1.64
PB Ratio 1.14
P/FCF Ratio 6.40
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.10, with an EV/FCF ratio of 6.29.

EV / Earnings 7.94
EV / Sales 1.81
EV / EBITDA 6.10
EV / EBIT 6.16
EV / FCF 6.29

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.19
Debt / EBITDA 1.05
Debt / FCF 1.08
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 14.80% and return on invested capital (ROIC) is 11.80%.

Return on Equity (ROE) 14.80%
Return on Assets (ROA) 1.60%
Return on Capital (ROIC) 11.80%
Revenue Per Employee $566,758
Profits Per Employee $129,498
Employee Count 277
Asset Turnover 0.07
Inventory Turnover n/a

Taxes

In the past 12 months, CBNK has paid $10.35 million in taxes.

Income Tax 10.35M
Effective Tax Rate 22.40%

Stock Price Statistics

The stock price has increased by +22.53% in the last 52 weeks. The beta is 0.42, so CBNK's price volatility has been lower than the market average.

Beta (1Y) 0.42
52-Week Price Change +22.53%
50-Day Moving Average 20.93
200-Day Moving Average 20.50
Relative Strength Index (RSI) 54.39
Average Volume (30 Days) 19,357

Short Selling Information

The latest short interest is 48,067, so 0.35% of the outstanding shares have been sold short.

Short Interest 48,067
Short Previous Month 46,281
Short % of Shares Out 0.35%
Short % of Float 0.56%
Short Ratio (days to cover) 3.19

Income Statement

In the last 12 months, CBNK had revenue of $156.99 million and earned $35.87 million in profits. Earnings per share was $2.55.

Revenue 156.99M
Gross Profit 156.99M
Operating Income 46.23M
Pretax Income 46.23M
Net Income 35.87M
EBITDA 46.70M
EBIT 46.23M
Earnings Per Share (EPS) $2.55
Full Income Statement

Balance Sheet

The company has $53.96 million in cash and $49.06 million in debt, giving a net cash position of $4.90 million or $0.35 per share.

Cash & Cash Equivalents 53.96M
Total Debt 49.06M
Net Cash 4.90M
Net Cash Per Share $0.35
Equity / Book Value 254.86M
Book Value Per Share 18.31
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $47.42 million and capital expenditures -$2.16 million, giving a free cash flow of $45.26 million.

Operating Cash Flow 47.42M
Capital Expenditures -2.16M
Free Cash Flow 45.26M
FCF Per Share $3.23
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 29.44% and 22.85%.

Gross Margin 100.00%
Operating Margin 29.44%
Pretax Margin 29.44%
Profit Margin 22.85%
EBITDA Margin 29.75%
EBIT Margin 29.44%
FCF Margin 28.83%

Dividends & Yields

This stock pays an annual dividend of $0.32, which amounts to a dividend yield of 1.54%.

Dividend Per Share $0.32
Dividend Yield 1.54%
Dividend Growth (YoY) 30.43%
Years of Dividend Growth 3
Payout Ratio 12.55%
Buyback Yield 1.96%
Shareholder Yield 3.50%
Earnings Yield 12.39%
FCF Yield 15.63%
Dividend Details

Analyst Forecast

The average price target for CBNK is $20.67, which is -0.77% lower than the current price. The consensus rating is "Hold".

Price Target $20.67
Price Target Difference -0.77%
Analyst Consensus Hold
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5