Capital Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	55.26	57.17	30.97	35.87	41.8	39.98
Depreciation & Amortization	4.39	3.87	2.21	0.47	1.43	1.21
Provision for Credit Losses	15.81	15.23	18.04	9.32	6.59	3.32
Stock-Based Compensation	4.07	3.72	2.93	2.45	2.42	3.21
Net Change in Loans Held-for-Sale	-0.02	-4.54	-11.46	-0.07	8.57	91.17
Other Adjustments	-6.69	-3.22	-9.36	-0.85	0.77	-1.95
Changes in Accrued Interest and Accounts Receivable	2.66	-0.03	-0.76	-2.01	-1.59	0.23
Changes in Accounts Payable	-1.05	-0.65	2.53	4.55	0.56	-0.66
Changes in Other Operating Activities	-5.52	-1.83	-0.18	-2.33	-9.16	-4.43
Operating Cash Flow	68.92	69.72	34.93	47.42	51.39	132.08
Operating Cash Flow Growth	13.13%	99.63%	-26.34%	-7.73%	-61.09%	2320.30%
Net Change in Loans Held-for-Investment	-344.32	-345.82	-320.65	-180.72	-103.92	-117.36
Net Change in Securities and Investments	-13.39	-2.69	-12.31	52.04	-93.1	-89.04
Capital Expenditures	-2.82	-2.37	-2.16	-2.16	-1.55	-0.02
Sale of Property, Plant & Equipment	-	-	-	-	0.11	3.19
Other Investing Activities	-	-	65.17	-	-	-35
Investing Cash Flow	-361.87	-350.88	-269.95	-130.84	-198.46	-238.23
Net Change in Deposits	400.71	331.26	406.99	137.92	-39.07	145.01
Issuance of Common Stock	1.82	1.16	1.08	1.79	1.24	0.97
Repurchase of Common Stock	-14.67	-11.73	-1.4	-8.83	-	-
Net Common Stock Issued (Repurchased)	-12.85	-10.57	-0.32	-7.04	1.24	0.97
Common Dividends Paid	-7.59	-7.3	-5.28	-3.92	-3.09	-1.38
Other Financing Activities	-	18	-15	-70	85	-1.95
Financing Cash Flow	398.28	331.39	386.39	56.97	44.09	142.64
Net Cash Flow	105.32	50.23	151.37	-26.45	-102.98	36.49
Free Cash Flow	66.09	67.35	32.77	45.26	49.84	132.05
Free Cash Flow Growth	-1.86%	105.52%	-27.60%	-9.19%	-62.26%	2444.36%
FCF Margin	26.55%	27.49%	17.16%	34.31%	37.20%	116.52%
Free Cash Flow Per Share	3.97	4.02	2.24	3.21	3.47	9.38

SEC Filings: 10-K · 10-Q