Capital Bancorp, Inc. (CBNK)
NASDAQ: CBNK · Real-Time Price · USD
37.83
+0.05 (0.13%)
Jul 29, 2026, 4:00 PM EDT - Market closed

Capital Bancorp Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
55.2657.1730.9735.8741.839.98
Depreciation & Amortization
4.393.872.210.471.431.21
Provision for Credit Losses
15.8115.2318.049.326.593.32
Stock-Based Compensation
4.073.722.932.452.423.21
Net Change in Loans Held-for-Sale
-0.02-4.54-11.46-0.078.5791.17
Other Adjustments
-7.06-3.22-9.36-0.850.77-1.95
Changes in Accrued Interest and Accounts Receivable
2.66-0.03-0.76-2.01-1.590.23
Changes in Accounts Payable
-1.05-0.652.534.550.56-0.66
Changes in Other Operating Activities
-5.52-1.83-0.18-2.33-9.16-4.43
Operating Cash Flow
68.9269.7234.9347.4251.39132.08
Operating Cash Flow Growth
13.13%99.63%-26.34%-7.73%-61.09%2320.30%

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Change in Loans Held-for-Investment
-344.32-345.82-320.65-180.72-103.92-117.36
Net Change in Securities and Investments
-13.39-2.69-12.3152.04-93.1-89.04
Capital Expenditures
-2.82-2.37-2.16-2.16-1.55-0.02
Sale of Property, Plant & Equipment
----0.113.19
Other Investing Activities
--65.17---35
Investing Cash Flow
-361.87-350.88-269.95-130.84-198.46-238.23

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Change in Deposits
400.71331.26406.99137.92-39.07145.01
Issuance of Common Stock
1.821.161.081.791.240.97
Repurchase of Common Stock
-14.67-11.73-1.4-8.83--
Net Common Stock Issued (Repurchased)
-12.85-10.57-0.32-7.041.240.97
Common Dividends Paid
-7.59-7.3-5.28-3.92-3.09-1.38
Other Financing Activities
-18-15-7085-1.95
Financing Cash Flow
398.28331.39386.3956.9744.09142.64

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
105.3250.23151.37-26.45-102.9836.49

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
66.0967.3532.7745.2649.84132.05
Free Cash Flow Growth
13.32%105.52%-27.60%-9.19%-62.26%2444.36%
FCF Margin
26.55%27.49%17.16%34.31%37.20%116.52%
Free Cash Flow Per Share
3.974.022.243.213.479.38
SEC Filings: 10-K · 10-Q