Capital Bancorp, Inc. (CBNK)
NASDAQ: CBNK · Real-Time Price · USD
36.29
-1.05 (-2.81%)
Aug 19, 2026, 4:00 PM EDT - Market closed

Capital Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
238.2230.03170.67156.99163.35163.97
Revenue Growth
16.11%34.78%8.71%-3.89%-0.38%33.34%
Net Income
56.3757.1730.9735.8741.839.98
Earnings Per Share
3.413.412.122.552.912.84
EPS Growth
27.11%60.85%-16.86%-12.37%2.46%51.87%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Bank Home Loans (CBHL)
7.217.256.895.165.4921.25
Opensky
70.7669.5370.5871.8579.2275.45
Commercial Bank
137.74133.6288.6476.8176.0465.62
Windsor Advantage
22.4919.634.57---
Total
238.2230.03170.67156.99163.35163.97

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
424.71255.57205.3353.9680.42183.4
Total Debt
59.956.6339.9352.85121.4234.06
Net Cash (Debt)
364.81198.93165.41.11-41.01149.33
Net Cash Growth
54.90%20.27%14787.31%--34.66%
Net Cash Per Share
22.0711.8611.300.08-2.8610.60

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
68.169.7234.9347.4251.39132.08
Capital Expenditures
-2.86-2.37-2.16-2.16-1.55-0.02
Free Cash Flow
65.2367.3532.7745.2649.84132.05
Free Cash Flow Growth
56.33%105.52%-27.60%-9.19%-62.26%2444.36%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
23.66%24.85%18.15%22.85%25.59%24.38%
FCF Margin
27.39%29.28%19.20%28.83%30.51%80.53%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.5600.4400.3600.3000.2300.150
Dividend Per Share Growth
19.05%22.22%20.00%30.44%53.33%-
Dividend Yield
1.54%1.58%1.30%1.29%1.03%0.61%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.638.1415.249.377.929.09
Forward PE
9.758.759.739.877.6410.38
P/FCF Ratio
9.066.9114.407.436.642.75
PS Ratio
2.482.022.772.142.032.22