Capital Bancorp, Inc. (CBNK)

NASDAQ: CBNK · Real-Time Price · USD

37.83

+0.05 (0.13%)

Jul 29, 2026, 4:00 PM EDT - Market closed

Capital Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	253.43	244.99	191.01	131.92	133.98	113.33
Revenue Growth	59.92%	28.26%	44.80%	-1.54%	18.21%	55.62%
Net Income	56.37	57.17	30.97	131.92	133.98	113.33
Earnings Per Share	3.40	3.41	2.12	2.55	2.91	2.84
EPS Growth	27.34%	60.85%	-16.86%	-12.37%	2.46%	51.87%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Commercial Bank	137.74	133.62	88.64	76.81	76.04	65.62
Opensky	70.76	69.53	70.58	71.85	79.22	75.45
Windsor Advantage	22.49	19.63	4.57	-	-	-
Capital Bank Home Loans (CBHL)	7.21	7.25	6.89	5.16	5.49	21.25
Total	238.2	230.03	170.67	156.99	163.35	163.97

Cash & Debt

Selected indicators aren't available for this stock.

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	68.92	69.72	34.93	47.42	51.39	132.08
Capital Expenditures	-2.82	-2.37	-2.16	-2.16	-1.55	-0.02
Free Cash Flow	66.09	67.35	32.77	45.26	49.84	132.05
Free Cash Flow Growth	13.32%	105.52%	-27.60%	-9.19%	-62.26%	2444.36%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	29.15%	30.59%	21.90%	100.00%	100.00%	100.00%
Profit Margin	22.24%	23.34%	16.21%	100.00%	100.00%	100.00%
FCF Margin	0.00%	27.49%	17.16%	34.31%	37.20%	116.52%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.560	0.440	0.360	0.300	0.230	0.150
Dividend Per Share Growth	19.05%	22.22%	20.00%	30.44%	53.33%	-
Dividend Yield	1.48%	1.56%	1.27%	1.16%	0.93%	0.38%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	11.08	8.26	13.44	9.49	8.09	9.23
Forward PE	10.34	8.75	9.73	9.87	7.64	10.38
P/FCF Ratio	9.32	6.85	14.49	7.44	6.68	2.77
PS Ratio	2.59	1.88	2.49	2.55	2.48	3.23