Capital Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	195.99	154.75	141.53	140.61	116.69
Net Interest Income Growth	26.65%	9.34%	0.65%	20.49%	38.81%
Non-Interest Income	49.19	36.65	-	-	-
Non-Interest Income Growth	34.21%	-	-	-	-
Revenues Before Loan Losses	245.18	191.4	141.53	140.61	116.69
Provision for Credit Losses	0.19	0.39	9.61	6.63	3.36
Revenue	244.99	191.01	131.92	133.98	113.33
Revenue Growth (YoY)	28.26%	44.80%	-1.54%	18.21%	55.62%
Compensation Expenses	72.17	56.04	-	-	-
Selling, General & Admin	58.4	50.14	-	-	-
Other Non-Interest Expenses	24.51	20.04	-	-	-
Total Non-Interest Expense	155.08	126.22	-	-	-
Pretax Income	74.94	41.83	131.92	133.98	113.33
Provision for Income Taxes	17.77	10.86	-	-	-
Net Income	57.17	30.97	131.92	133.98	113.33
Net Income to Common	57.17	30.97	131.92	133.98	113.33
Net Income Growth	84.59%	-76.52%	-1.54%	18.21%	55.62%
Shares Outstanding (Basic)	17	15	14	14	14
Shares Outstanding (Diluted)	17	15	14	14	14
Shares Change (YoY)	14.53%	3.98%	-1.96%	1.99%	2.04%
EPS (Basic)	3.45	2.12	2.56	2.98	2.90
EPS (Diluted)	3.41	2.12	2.55	2.91	2.84
EPS Growth	60.85%	-16.86%	-12.37%	2.46%	51.87%
Shares Outstanding	16.37	16.66	13.92	14.14	13.96
Free Cash Flow	67.35	32.77	45.26	49.84	132.05
Free Cash Flow Growth	105.52%	-27.60%	-9.19%	-62.26%	2444.36%
Free Cash Flow Per Share	4.02	2.24	3.21	3.47	9.38
Dividends Per Share	0.440	0.360	0.300	0.230	0.150
Dividend Growth	22.22%	20.00%	30.44%	53.33%	-
Profit Margin	23.34%	16.21%	100.00%	100.00%	100.00%
FCF Margin	27.49%	17.16%	34.31%	37.20%	116.52%
EBITDA	3.87	2.21	0.47	1.43	1.21
EBITDA Margin	1.58%	1.16%	0.36%	1.07%	1.06%
Effective Tax Rate	23.72%	25.96%	0.00%	0.00%	0.00%

Updated Jan 26, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q