Capital Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	199.34	195.99	154.75	141.53	140.61	116.69
Net Interest Income Growth	20.24%	26.65%	9.34%	0.65%	20.49%	38.81%
Non-Interest Income	50.01	49.19	36.65	-	-	-
Non-Interest Income Growth	68.38%	34.21%	-	-	-	-
Revenues Before Loan Losses	225.82	245.18	191.4	141.53	140.61	116.69
Provision for Credit Losses	12.92	0.19	0.39	9.61	6.63	3.36
Revenue	212.9	244.99	191.01	131.92	133.98	113.33
Revenue Growth (YoY)	32.16%	28.26%	44.80%	-1.54%	18.21%	55.62%
Compensation Expenses	74.42	72.17	56.04	-	-	-
Selling, General & Admin	62.25	58.4	50.14	-	-	-
Other Non-Interest Expenses	24.04	24.51	20.04	-	-	-
Total Non-Interest Expense	160.71	155.08	126.22	-	-	-
Pretax Income	126.63	74.94	41.83	131.92	133.98	113.33
Provision for Income Taxes	17.26	17.77	10.86	-	-	-
Net Income	118.82	57.17	30.97	131.92	133.98	113.33
Net Income to Common	118.82	57.17	30.97	131.92	133.98	113.33
Net Income Growth	0.12%	84.59%	-76.52%	-1.54%	18.21%	55.62%
Shares Outstanding (Basic)	17	17	15	14	14	14
Shares Outstanding (Diluted)	17	17	15	14	14	14
Shares Change (YoY)	8.26%	14.53%	3.98%	-1.96%	1.99%	2.04%
EPS (Basic)	3.35	3.45	2.12	2.56	2.98	2.90
EPS (Diluted)	3.31	3.41	2.12	2.55	2.91	2.84
EPS Growth	33.47%	60.85%	-16.86%	-12.37%	2.46%	51.87%
Shares Outstanding	16.37	16.37	16.66	13.92	14.14	13.96
Free Cash Flow	-	67.35	32.77	45.26	49.84	132.05
Free Cash Flow Growth	-	105.52%	-27.60%	-9.19%	-62.26%	2444.36%
Free Cash Flow Per Share	-	4.02	2.24	3.21	3.47	9.38
Dividends Per Share	0.460	0.440	0.360	0.300	0.230	0.150
Dividend Growth	4.54%	22.22%	20.00%	30.44%	53.33%	-
Profit Margin	55.81%	23.34%	16.21%	100.00%	100.00%	100.00%
FCF Margin	-	27.49%	17.16%	34.31%	37.20%	116.52%
EBITDA	-	3.87	2.21	0.47	1.43	1.21
EBITDA Margin	-	1.58%	1.16%	0.36%	1.07%	1.06%
Effective Tax Rate	13.63%	23.72%	25.96%	0.00%	0.00%	0.00%

Updated Apr 27, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q