CoastalSouth Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Net Interest Income	80.61	73.89	65.32	64.29
Net Interest Income Growth	14.03%	13.12%	1.60%	-
Non-Interest Income	8.16	8.07	4.51	8.59
Non-Interest Income Growth	-2.77%	78.80%	-47.48%	-
Revenues Before Loan Losses	88.77	81.96	69.84	72.89
Provision for Credit Losses	2.95	3.2	0.55	1.54
Revenue	85.82	78.77	69.28	71.35
Revenue Growth (YoY)	9.94%	13.69%	-2.89%	-
Compensation Expenses	29.67	28.32	26.19	24.57
Selling, General & Admin	11.68	11.53	10	10.06
Other Non-Interest Expenses	7.9	7.78	5.89	5.22
Total Non-Interest Expense	49.25	47.63	42.07	39.85
Pretax Income	32.83	31.14	27.22	31.5
Provision for Income Taxes	6.66	6.24	5.31	7.02
Net Income	26.17	24.89	21.9	24.48
Net Income to Common	26.17	24.89	21.9	24.48
Net Income Growth	6.71%	13.64%	-10.52%	-
Shares Outstanding (Basic)	12	11	10	9
Shares Outstanding (Diluted)	12	12	10	10
Shares Change (YoY)	13.05%	10.02%	10.16%	-
EPS (Basic)	2.28	2.24	2.15	2.61
EPS (Diluted)	2.20	2.16	2.09	2.58
EPS Growth	-5.17%	3.35%	-18.99%	-
Shares Outstanding	11.99	11.98	10.27	9.54
Free Cash Flow	41.2	61.3	-14.08	36.83
Free Cash Flow Growth	-32.79%	-	-	-
Free Cash Flow Per Share	3.45	5.32	-1.34	3.87
Dividends Per Share	0.050	-	-	-
Effective Tax Rate	20.28%	20.05%	19.52%	22.28%