CoastalSouth Bancshares, Inc. (COSO)

CoastalSouth Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	62.56	79.77	67.96	48.55	28.96	224.36
Investment Securities	355.01	152.14	171.84	206.24	213.95	176.37
Trading Asset Securities	-	6.14	7.72	8.74	10.95	1.71
Mortgage-Backed Securities	-	180.06	166.09	149.34	152.17	116.85
Total Investments	355.01	338.34	345.65	364.32	377.07	294.94
Gross Loans	1,627	1,617	1,409	1,418	1,299	938.12
Allowance for Loan Losses	-18.83	-18.74	-17.12	-15.47	-12.36	-8.15
Net Loans	1,608	1,599	1,392	1,403	1,286	929.97
Property, Plant & Equipment	18.81	22.01	21.83	21.6	23.35	20.63
Goodwill	-	4.71	4.71	4.71	4.71	4.71
Other Intangible Assets	4.94	0.29	0.44	0.63	0.86	1.12
Loans Held for Sale	202.62	170.93	174.03	82.13	44.5	81.45
Accrued Interest Receivable	-	10.03	9.71	9.65	7.48	3.93
Other Receivables	-	1.85	2.79	13.2	0.39	-
Other Current Assets	-	2.2	1.71	1.69	1.38	1.35
Long-Term Deferred Tax Assets	16.91	16.37	18.15	21.24	21.8	14.5
Other Real Estate Owned & Foreclosed	-	-	-	-	-	0.64
Other Long-Term Assets	79.26	58.63	57.31	54.23	33.35	32.55
Total Assets	2,349	2,307	2,099	2,029	1,835	1,612
Interest Bearing Deposits	1,746	1,489	1,366	1,274	1,012	952.36
Institutional Deposits	-	186.4	165.6	151.4	112.07	39.12
Non-Interest Bearing Deposits	311.05	312.25	302.91	325.4	424.49	432.63
Total Deposits	2,057	1,988	1,835	1,751	1,549	1,424
Short-Term Borrowings	-	30	27	74.16	127.42	10
Current Portion of Leases	-	0.81	-	-	-	-
Long-Term Debt	-	-	14.73	14.68	14.63	14.59
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	-	20
Long-Term Leases	-	3.75	4.8	4.9	5.53	3.96
Other Long-Term Liabilities	28.48	24.82	22.15	28.16	20.45	14.06
Total Liabilities	2,086	2,047	1,903	1,873	1,717	1,487
Common Stock	11.99	11.98	10.27	9.54	8.96	8.61
Additional Paid-In Capital	190.16	189.88	158.76	145.94	136.6	131.79
Retained Earnings	72.6	66.89	41.99	20.09	-0.09	-18.28
Comprehensive Income & Other	-11.82	-9.22	-15.79	-19.53	-26.68	2.81
Total Common Equity	262.92	259.53	195.23	156.04	118.8	124.93
Shareholders' Equity	262.92	259.53	195.23	156.04	118.8	124.93
Total Liabilities & Equity	2,349	2,307	2,099	2,029	1,835	1,612
Total Debt	-	34.55	46.53	93.74	147.59	48.54
Net Cash (Debt)	62.56	51.35	29.15	-36.45	-107.67	177.53
Net Cash Growth	-21.04%	76.17%	-	-	-	1916.42%
Net Cash Per Share	5.23	4.46	2.78	-3.83	-12.16	21.33
Filing Date Shares Outstanding	11.99	11.99	10.27	9.54	8.96	8.6
Total Common Shares Outstanding	11.99	11.98	10.27	9.54	8.96	8.6
Book Value Per Share	21.94	21.66	19.01	16.36	13.26	14.52
Tangible Book Value	257.98	254.53	190.08	150.71	113.23	119.11
Tangible Book Value Per Share	21.52	21.25	18.51	15.80	12.64	13.84

Source: S&P Global Market Intelligence. Banks template. Financial Sources.