CoastalSouth Bancshares, Inc. (COSO)
NYSE: COSO · Real-Time Price · USD
27.49
+0.15 (0.55%)
Aug 28, 2026, 4:00 PM EDT - Market closed
CoastalSouth Bancshares Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 34.22 | 79.77 | 67.96 | 48.55 | 28.96 | 224.36 |
Investment Securities | 156.6 | 152.14 | 171.84 | 206.24 | 213.95 | 176.37 |
Trading Asset Securities | 5.56 | 6.14 | 7.72 | 8.74 | 10.95 | 1.71 |
Mortgage-Backed Securities | 204.53 | 180.06 | 166.09 | 149.34 | 152.17 | 116.85 |
Total Investments | 366.69 | 338.34 | 345.65 | 364.32 | 377.07 | 294.94 |
Gross Loans | 1,705 | 1,617 | 1,409 | 1,418 | 1,299 | 938.12 |
Allowance for Loan Losses | -19.82 | -18.74 | -17.12 | -15.47 | -12.36 | -8.15 |
Net Loans | 1,686 | 1,599 | 1,392 | 1,403 | 1,286 | 929.97 |
Property, Plant & Equipment | 24.11 | 22.01 | 21.83 | 21.6 | 23.35 | 20.63 |
Goodwill | 4.71 | 4.71 | 4.71 | 4.71 | 4.71 | 4.71 |
Other Intangible Assets | 0.23 | 0.29 | 0.44 | 0.63 | 0.86 | 1.12 |
Loans Held for Sale | 223.11 | 170.93 | 174.03 | 82.13 | 44.5 | 81.45 |
Accrued Interest Receivable | - | 10.03 | 9.71 | 9.65 | 7.48 | 3.93 |
Other Receivables | - | 1.85 | 2.79 | 13.2 | 0.39 | - |
Other Current Assets | - | 2.2 | 1.71 | 1.69 | 1.38 | 1.35 |
Long-Term Deferred Tax Assets | 15.74 | 16.37 | 18.15 | 21.24 | 21.8 | 14.5 |
Other Real Estate Owned & Foreclosed | - | - | - | - | - | 0.64 |
Other Long-Term Assets | 66.64 | 58.63 | 57.31 | 54.23 | 33.35 | 32.55 |
Total Assets | 2,421 | 2,307 | 2,099 | 2,029 | 1,835 | 1,612 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 1,509 | 1,489 | 1,366 | 1,274 | 1,012 | 952.36 |
Institutional Deposits | 182.6 | 186.4 | 165.6 | 151.4 | 112.07 | 39.12 |
Non-Interest Bearing Deposits | 355.94 | 312.25 | 302.91 | 325.4 | 424.49 | 432.63 |
Total Deposits | 2,048 | 1,988 | 1,835 | 1,751 | 1,549 | 1,424 |
Short-Term Borrowings | 75 | 30 | 27 | 74.16 | 127.42 | 10 |
Current Portion of Leases | 1.23 | 0.81 | - | - | - | - |
Long-Term Debt | - | - | 14.73 | 14.68 | 14.63 | 14.59 |
Federal Home Loan Bank Debt, Long-Term | - | - | - | - | - | 20 |
Long-Term Leases | 5.67 | 3.75 | 4.8 | 4.9 | 5.53 | 3.96 |
Other Long-Term Liabilities | 21.72 | 24.82 | 22.15 | 28.16 | 20.45 | 14.06 |
Total Liabilities | 2,151 | 2,047 | 1,903 | 1,873 | 1,717 | 1,487 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 12 | 11.98 | 10.27 | 9.54 | 8.96 | 8.61 |
Additional Paid-In Capital | 188.85 | 189.88 | 158.76 | 145.94 | 136.6 | 131.79 |
Retained Earnings | 79.32 | 66.89 | 41.99 | 20.09 | -0.09 | -18.28 |
Comprehensive Income & Other | -10.48 | -9.22 | -15.79 | -19.53 | -26.68 | 2.81 |
Total Common Equity | 269.7 | 259.53 | 195.23 | 156.04 | 118.8 | 124.93 |
Shareholders' Equity | 269.7 | 259.53 | 195.23 | 156.04 | 118.8 | 124.93 |
Total Liabilities & Equity | 2,421 | 2,307 | 2,099 | 2,029 | 1,835 | 1,612 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 81.9 | 34.55 | 46.53 | 93.74 | 147.59 | 48.54 |
Net Cash (Debt) | -42.12 | 51.35 | 29.15 | -36.45 | -107.67 | 177.53 |
Net Cash Growth | - | 76.17% | - | - | - | 1916.42% |
Net Cash Per Share | -3.39 | 4.46 | 2.78 | -3.83 | -12.16 | 21.33 |
Filing Date Shares Outstanding | 11.95 | 11.99 | 10.27 | 9.54 | 8.96 | 8.6 |
Total Common Shares Outstanding | 12 | 11.98 | 10.27 | 9.54 | 8.96 | 8.6 |
Book Value Per Share | 22.47 | 21.66 | 19.01 | 16.36 | 13.26 | 14.52 |
Tangible Book Value | 264.77 | 254.53 | 190.08 | 150.71 | 113.23 | 119.11 |
Tangible Book Value Per Share | 22.06 | 21.25 | 18.51 | 15.80 | 12.64 | 13.84 |