CoastalSouth Bancshares, Inc. (COSO)

NYSE: COSO · Real-Time Price · USD

27.88

-0.10 (-0.36%)

At close: Oct 30, 2026, 4:00 PM EDT

27.92

+0.04 (0.14%)

After-hours: Oct 30, 2026, 7:30 PM EDT

CoastalSouth Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	45.22	79.77	67.96	48.55	28.96	224.36
Investment Securities	341.59	152.14	171.84	206.24	213.95	176.37
Trading Asset Securities	-	6.14	7.72	8.74	10.95	1.71
Mortgage-Backed Securities	-	180.06	166.09	149.34	152.17	116.85
Total Investments	341.59	338.34	345.65	364.32	377.07	294.94
Gross Loans	1,787	1,617	1,409	1,418	1,299	938.12
Allowance for Loan Losses	-19.62	-18.74	-17.12	-15.47	-12.36	-8.15
Net Loans	1,767	1,599	1,392	1,403	1,286	929.97
Property, Plant & Equipment	18.38	22.01	21.83	21.6	23.35	20.63
Goodwill	-	4.71	4.71	4.71	4.71	4.71
Other Intangible Assets	4.91	0.29	0.44	0.63	0.86	1.12
Loans Held for Sale	142.4	170.93	174.03	82.13	44.5	81.45
Accrued Interest Receivable	-	10.03	9.71	9.65	7.48	3.93
Other Receivables	-	1.85	2.79	13.2	0.39	-
Other Current Assets	-	2.2	1.71	1.69	1.38	1.35
Long-Term Deferred Tax Assets	17.61	16.37	18.15	21.24	21.8	14.5
Other Real Estate Owned & Foreclosed	-	-	-	-	-	0.64
Other Long-Term Assets	86.36	58.63	57.31	54.23	33.35	32.55
Total Assets	2,424	2,307	2,099	2,029	1,835	1,612

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Bearing Deposits	1,760	1,489	1,366	1,274	1,012	952.36
Institutional Deposits	-	186.4	165.6	151.4	112.07	39.12
Non-Interest Bearing Deposits	340.43	312.25	302.91	325.4	424.49	432.63
Total Deposits	2,101	1,988	1,835	1,751	1,549	1,424
Short-Term Borrowings	30	30	27	74.16	127.42	10
Current Portion of Leases	-	0.81	-	-	-	-
Long-Term Debt	-	-	14.73	14.68	14.63	14.59
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	-	20
Long-Term Leases	-	3.75	4.8	4.9	5.53	3.96
Other Long-Term Liabilities	31.1	24.82	22.15	28.16	20.45	14.06
Total Liabilities	2,162	2,047	1,903	1,873	1,717	1,487

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	11.73	11.98	10.27	9.54	8.96	8.61
Additional Paid-In Capital	181.52	189.88	158.76	145.94	136.6	131.79
Retained Earnings	87.49	66.89	41.99	20.09	-0.09	-18.28
Comprehensive Income & Other	-18.82	-9.22	-15.79	-19.53	-26.68	2.81
Total Common Equity	261.92	259.53	195.23	156.04	118.8	124.93
Shareholders' Equity	261.92	259.53	195.23	156.04	118.8	124.93
Total Liabilities & Equity	2,424	2,307	2,099	2,029	1,835	1,612

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	30	34.55	46.53	93.74	147.59	48.54
Net Cash (Debt)	15.22	51.35	29.15	-36.45	-107.67	177.53
Net Cash Growth	380.82%	76.17%	-	-	-	1916.42%
Net Cash Per Share	1.23	4.46	2.78	-3.83	-12.16	21.33
Filing Date Shares Outstanding	11.73	11.99	10.27	9.54	8.96	8.6
Total Common Shares Outstanding	11.73	11.98	10.27	9.54	8.96	8.6
Book Value Per Share	22.32	21.66	19.01	16.36	13.26	14.52
Tangible Book Value	257.01	254.53	190.08	150.71	113.23	119.11
Tangible Book Value Per Share	21.90	21.25	18.51	15.80	12.64	13.84