CoastalSouth Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Net Interest Income	75.57	73.89	65.32	64.29
Net Interest Income Growth	11.01%	13.12%	1.60%	-
Non-Interest Income	8.56	8.07	4.51	8.59
Non-Interest Income Growth	-0.36%	78.80%	-47.48%	-
Revenues Before Loan Losses	84.13	81.96	69.84	72.89
Provision for Credit Losses	2.86	3.2	0.55	1.54
Revenue	81.28	78.77	69.28	71.35
Revenue Growth (YoY)	8.27%	13.69%	-2.89%	-
Compensation Expenses	30.99	28.32	26.19	24.57
Selling, General & Admin	11.57	11.53	10	10.06
Other Non-Interest Expenses	7.98	7.78	5.89	5.22
Total Non-Interest Expense	50.54	47.63	42.07	39.85
Pretax Income	34.64	31.14	27.22	31.5
Provision for Income Taxes	7.1	6.24	5.31	7.02
Net Income	27.54	24.89	21.9	24.48
Net Income to Common	27.54	24.89	21.9	24.48
Net Income Growth	11.93%	13.64%	-10.52%	-
Shares Outstanding (Basic)	12	11	10	9
Shares Outstanding (Diluted)	12	12	10	10
Shares Change (YoY)	16.93%	10.02%	10.16%	-
EPS (Basic)	2.31	2.24	2.15	2.61
EPS (Diluted)	2.22	2.16	2.09	2.58
EPS Growth	-4.72%	3.35%	-18.99%	-
Free Cash Flow	-	61.3	-14.08	36.83
Free Cash Flow Per Share	-	5.32	-1.34	3.87
Profit Margin	33.88%	31.60%	31.62%	34.31%
FCF Margin	-	77.82%	-20.33%	51.62%
Effective Tax Rate	20.49%	20.05%	19.52%	22.28%