CoastalSouth Bancshares, Inc. (COSO)

CoastalSouth Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023
Net Income	26.17	24.89	21.9	24.48
Depreciation & Amortization	2.01	2.04	1.83	2.06
Provision for Credit Losses	2.95	3.2	0.55	1.54
Stock-Based Compensation	1.02	0.95	1.3	1.09
Net Change in Loans Held-for-Sale	21.76	34.18	-40.93	11.27
Other Adjustments	-5.29	-4.4	0.14	-6.67
Changes in Other Operating Activities	-4.93	2.27	2.54	3.37
Operating Cash Flow	43.73	63.13	-12.67	37.14
Operating Cash Flow Growth	301.96%	-	-	-
Net Change in Loans Held-for-Investment	-190.11	-238.16	-38.94	-170.65
Net Change in Securities and Investments	-16.88	15.07	23.05	16.81
Capital Expenditures	-2.53	-1.83	-1.41	-0.31
Other Investing Activities	0.41	0.83	-	-22.2
Investing Cash Flow	-209.41	-224.1	-17.31	-176.35
Net Change in Deposits	155.59	152.88	84.15	202.01
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-	15	-35	-58.04
Short-Term Debt Repaid	-6	-12	-12	6
Net Short-Term Debt Issued (Repaid)	-6	-12	-12	6
Long-Term Debt Repaid	-	-15	-	-
Net Long-Term Debt Issued (Repaid)	-	-15	-	-
Issuance of Common Stock	0.08	31.96	12.24	8.84
Repurchase of Common Stock	-	-0.07	-	-
Net Common Stock Issued (Repurchased)	0.08	31.89	12.24	8.84
Common Dividends Paid	-0.6	-	-	-
Other Financing Activities	-0.04	-	-	-
Financing Cash Flow	129.71	172.77	49.39	158.8
Net Cash Flow	-35.98	11.81	19.41	19.59
Free Cash Flow	41.2	61.3	-14.08	36.83
Free Cash Flow Growth	-32.79%	-	-	-
Free Cash Flow Per Share	3.45	5.32	-1.34	3.87

Updated May 8, 2026. Data Source: Fiscal.ai. financials template. Financial Sources.