CoastalSouth Bancshares, Inc. (COSO)

CoastalSouth Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	27.54	24.89	21.9	24.48	18.19	12.32
Depreciation & Amortization	2.77	2.72	2.55	2.76	2.38	1.89
Other Amortization	0.39	0.41	0.15	0.11	0.11	0.08
Gain (Loss) on Sale of Assets	0.03	0.17	-	-0.06	-0.39	-0.03
Gain (Loss) on Sale of Investments	-0.77	-0.87	2.93	1.08	1.17	0.67
Total Asset Writedown	-	-	-	-	0.18	0.39
Provision for Credit Losses	2.86	3.2	0.55	1.54	5.08	1.33
Net Decrease (Increase) in Loans Originated / Sold - Operating	39.28	34.18	-40.93	11.27	58.06	63.03
Change in Other Net Operating Assets	-1.05	0.46	0.94	0.69	2.51	-1.71
Other Operating Activities	-0.77	-1.39	-0.03	-4.01	-2.81	-5.35
Operating Cash Flow	69.16	63.13	-12.67	37.14	83.54	70.88
Operating Cash Flow Growth	273.84%	-	-	-55.54%	17.86%	-

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-2.07	-1.83	-1.41	-0.31	-2.16	-2.19
Cash Acquisitions	-	-	-	-	-	80.91
Investment in Securities	-15.56	15.07	23.05	16.81	-122.55	-160.01
Net Decrease (Increase) in Loans Originated / Sold - Investing	-228.97	-238.16	-38.94	-170.65	-379.22	-135.69
Other Investing Activities	-	0.83	-	-22.5	-	-9.61
Investing Cash Flow	-246.6	-224.1	-17.31	-176.35	-502.9	-226.3

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Short-Term Debt Issued	-	-	-	6	8	10
Long-Term Debt Issued	-	15	-	-	88.04	-
Total Debt Issued	60	15	-	6	96.04	10
Short-Term Debt Repaid	-	-12	-12	-	-	-
Long-Term Debt Repaid	-	-15	-35	-58.04	-	-111.5
Total Debt Repaid	-	-27	-47	-58.04	-	-111.5
Net Debt Issued (Repaid)	60	-12	-47	-52.04	96.04	-101.5
Issuance of Common Stock	32.14	31.96	12.24	8.84	3.39	-
Repurchase of Common Stock	-1.94	-0.07	-	-	-	-
Total Dividends Paid	-1.21	-	-	-	-	-
Net Increase (Decrease) in Deposit Accounts	79.37	152.88	84.15	202.01	124.53	324.28
Financing Cash Flow	168.37	172.77	49.39	158.8	223.97	222.78

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	-9.07	11.81	19.41	19.59	-195.4	67.36

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	67.09	61.3	-14.08	36.83	81.38	68.69
Free Cash Flow Growth	307.44%	-	-	-54.74%	18.47%	-
Free Cash Flow Margin	78.77%	77.82%	-20.33%	51.62%	137.76%	138.86%
Free Cash Flow Per Share	5.40	5.32	-1.34	3.88	9.19	8.25

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	52.94	51.47	60.6	36.33	8.05	5.5
Cash Income Tax Paid	1.02	1.84	-0.88	5.29	3.41	4.42

Data Source: S&P Global Market Intelligence Last updated: May 8, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 30, 2026

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