CoastalSouth Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Net Income	26.17	24.89	21.9	24.48
Depreciation & Amortization	2.01	2.04	1.83	2.06
Provision for Credit Losses	2.95	3.2	0.55	1.54
Stock-Based Compensation	1.02	0.95	1.3	1.09
Net Change in Loans Held-for-Sale	21.76	34.18	-40.93	11.27
Other Adjustments	-5.29	-4.4	0.14	-6.67
Changes in Other Operating Activities	-4.93	2.27	2.54	3.37
Operating Cash Flow	43.73	63.13	-12.67	37.14
Operating Cash Flow Growth	301.96%	-	-	-
Net Change in Loans Held-for-Investment	-190.11	-238.16	-38.94	-170.65
Net Change in Securities and Investments	-21.84	15.07	23.05	16.81
Capital Expenditures	-2.53	-1.83	-1.41	-0.31
Other Investing Activities	-	0.83	-	-22.2
Investing Cash Flow	-209.41	-224.1	-17.31	-176.35
Net Change in Deposits	69.46	152.88	84.15	202.01
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-	15	-35	-58.04
Short-Term Debt Repaid	-6	-12	-12	6
Net Short-Term Debt Issued (Repaid)	-6	-12	-12	6
Long-Term Debt Repaid	-	-15	-	-
Net Long-Term Debt Issued (Repaid)	-	-15	-	-
Issuance of Common Stock	-	31.96	12.24	8.84
Repurchase of Common Stock	-	-0.07	-	-
Net Common Stock Issued (Repurchased)	-	31.89	12.24	8.84
Common Dividends Paid	-0.6	-	-	-
Other Financing Activities	-0.04	-	-	-
Financing Cash Flow	129.71	172.77	49.39	158.8
Net Cash Flow	-35.98	11.81	19.41	19.59
Free Cash Flow	41.2	61.3	-14.08	36.83
Free Cash Flow Growth	-32.79%	-	-	-
FCF Margin	50.19%	77.82%	-20.33%	51.62%
Free Cash Flow Per Share	3.45	5.32	-1.34	3.87