Live Oak Bancshares, Inc. (LOB)

Market Cap	1.53B
Revenue (ttm)	434.21M
Net Income (ttm)	68.61M
Shares Out	45.86M
EPS (ttm)	1.49
PE Ratio	22.32
Forward PE	11.97
Dividend	$0.12 (0.36%)
Ex-Dividend Date	Dec 2, 2025

Volume	298,251
Open	32.37
Previous Close	32.17
Day's Range	32.09 - 33.30
52-Week Range	22.68 - 47.90
Beta	2.06
Analysts	Hold
Price Target	40.00 (+20.19%)
Earnings Date	Jan 21, 2026

About LOB

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. It operates through two segments: Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; ...

• Industry: Banks - Regional
• Sector: Financials
• IPO Date: Jul 23, 2015
• Employees: 1,025
• Stock Exchange: NYSE
• Ticker Symbol: LOB
• Website: https://www.liveoak.bank

Financial Performance

In 2024, Live Oak Bancshares's revenue was $402.94 million, an increase of 3.04% compared to the previous year's $391.07 million. Earnings were $77.47 million, an increase of 4.84%.

Analyst Summary

According to 3 analysts, the average rating for LOB stock is "Hold." The 12-month stock price target is $40.0, which is an increase of 20.19% from the latest price.

Price Target

$40.0

(20.19% upside)

Analyst Consensus: Hold